Personal Finance – Other Archive

Bank fees can add up quickly, potentially emptying your account before you are even aware of a problem. Bank charges include overdraft fees, service fees, ATM usage fees, cash advance fees and interest. It is …

Couples, especially the newly-weds, most likely know the vows they uttered during their wedding. But of those who chose to repeat the vows they hear from their minister or the officiant, some may tend to …

Muhammad Yunus (1940-) is a Bangladeshi economist best known for his role in the early microcredit movement of the 1970s, and his creation of the Grameen Bank, now one of the world leaders in microfinance. …

Handling a low income can be a tough challenge. The first piece of advice would be to live on cash only. If your income is low, you can’t afford credit cards. You have to get …

Would you give a man who is hungry a glass of water? Would you give a turtle dog food? Would you give a baby ramen noodles?  Of course not! Money is the best way to donate to …

Many people find themselves on the job hunt at one point or another. Money can get pretty tight until you find another job. It can get a little scary opening the mail while searching for another …

We all know babies are expensive. But if you take advantage of free offers, you can make your dollars to go further. Signing up for free samples, investigating government programs and locating local organizations whose …

Today’s businesses are data driven, the information compiled from consumers is a valuable commodity. Unfortunately, often businesses are liberal with the information they derive, however they do not always necessarily take due care in protecting …

Finances are one of the major reasons for the majority of divorces in America. It is always important to communicate with your partner but may be more important when you are having economic difficulties. When money …

Dumpster diving embraces the old adage “One man’s trash is another man’s treasure.” For those of you new to the term – no, it’s not diving of a ramp into a water logged dumpster. Simply …

Financial matters are a major cause of money fights in couples and divorces. It will be more important than ever to work with your partner to keep your marriage together if you are going through …

No matter who you are, no matter how honest; there sometimes comes an opportunity that only a lie can bring that opportunity to a reality. You may want that beautiful home that is way out …

Most businesses trade legitimately and respect their customers. Many other businesses do neither, and somewhere between the two, there are the vast majority of businesses. As a matter of law, when engaging in a contract, …

Hurricane Sandy was anticipated  to leave a lot of damage as the massive storm ripped through the U.S. eastern coast and into Canada during the last week of October 2012. On the weekend before the …

With the prices of many things continuing to increase and other economic circumstances more people are embracing thrift store shopping and dumpster diving. When you think of dumpster diving you may come up with images …

Mobile has been steadily rising in use and has changed the dynamics of how people communicate and do business. Already, the movement towards mobile has transformed how society across the globe operates, and it is …

These days it seems like everyone’s information is just out there for everyone else to see. With a simple web search, you can literally find a phone number, address and other personal information without even …

The increasing gap between the American wealthy and the rest of the people continues to grow, as poverty does all over the world. There is a biblical saying, “ the meek shall  inherit the earth,” another “the …

Families of all shapes and sizes try their level best to save as much money as they can. A large family may need to have specific ways for it to be able to save money …

We call it a rip off.  Businesses call it sales tactics.  Customers expect companies to have a moral backbone.  Since business lobby groups exert so much power in government, we expect a lot of those …

With our shrinking economy, it has become exceedingly more difficult for even the average household to maintain a comfortable lifestyle. Rising gas prices have caused a domino effect whereby, everything we purchase has now increased …

You have probably seen the TLC series, Extreme Couponing.  By seeing the participants getting many carts of items for pennies you are probably wondering how they do it and if it is worth the time …

Get-rich-quick schemes don’t work, of course, but this masks an important truth about American society and the economy. The truth is that many people do rise from very limited circumstances to significant wealth in fairly …

Over 100 nations sponsor lottery games, in which players select a group of numbers in the hope their picks will match the winning combination. Typically the winning numbers are drawn from a canister of balls …

Millions of people use PayPal for the ease of online transactions despite the high charges levied. However if you happen to encounter a problem with PayPal you could fall into what is termed ‘the PayPal …

Have you just come into some money? Are you afraid someone will steal it? Worried that, if your husband finds out about it, he’ll spend it all on cucumbers again? Concerned your children will steal …

Keeping track of your financial records is an important part of keeping your financial life in order and also helps when preparing your taxes. Records that support information on your tax returns should be kept …

The Internet in particular is awash these days with ads for grand schemes telling you how to pay off your credit card debt. The economic hardships of late have of course left a great many …

In October 2011, an ATM ‘skimmer’ was discovered at a drive through of the Regions bank at Walnut Avenue and Tibbs Road according to Dalton, Georgia police spokesmen Bruce Frazier. Thousands of people have lost …

When there is a loss of employment or other source of income in the household an individuals may have to come up with some creative ways to make the extra money to cover expenses. You …