Retirement Archive

Should you Work after Retirement

Whether one should work after retirement really depends on one’s financial position and general disposition. Apparently the vast majority of people do not make provision for themselves and their families when they are young, and …

Affordable Retirement

Retiring affordably  With an increase in demand for affordable retirement with the recent recession just having passed, many people are considering their options to ensure they can live comfortably on their retirement savings.  With retired …

Variable Annuities Factors Affecting Return

Variable annuities are sold by insurance companies. This financial instrument gives investors another investment option when planning for retirement. Retirees can use annuities to bring in additional income during their retirement years. The process is …

Social Security Act of 1935

Before the 1930s, financial support for the elderly was a local matter instead of a government issue. Except for veterans state and family members cared for the elderly rather than the federal government. But due …

Best Ways to Invest for Retirement

Retiring plans vary from person to person. There are many ways to invest for retirement. When you start preparing for retiring you should start planning at a young age. You can invest in many things …

States with the Highest Life Expectancies

Though there is constant and well-deserved debate about healthcare reform in the US, at approximately 78.6 years, the average life expectancy within the US sits at approximately the 75th percentile.  Granted that severe medical conditions …

Best Part Time Jobs for Retirees

Retirement might not be the right time to give up working or having a job. Retirees that go back to work have different reasons such as loving the feeling and activity of working, having no …

Good Post Retirement Jobs for Seniors

The word ‘pensioner’ was once synonymous with the word ‘old’. Better health care, food and knowledge means that people reaching retirement age are fit, well, and vital. Some wish to continue working past retirement age …

What is a Social Security do over Strategy

Social Security is a program from the government that has the intention of catering to the welfare of its citizenry through provision of basic commodities such as food, shelter and clothing. The program also facilitates …

Factors Affecting Variable Annuities Returns

A variable annuity is a contract between an individual called an annuitant, and an insurance company, under which an insurer agrees to make periodic payments to the annuitant beginning either immediately, or at some future …

Jobs for Retirees

Best Part Time job for retirees So it’s been almost seventy years and you’ve finally finished your last day of work. Not until Monday… not just from your three weeks vacation… but forever. Right? After …

Best Places in Canada to Retire

Looking for a terrific place outside of the United States to retire, why not Canada? It’s just along the border. The best place in Canada to retire according to two studies is Victoria, the capital …

Best Places for Retirees to Find Work

The best places for retirees to find work are often the least expected. Sometimes a retiree can be lucky and find ‘other’ work immediately. At other times, it takes some effort. For some, retirement means …

Best Places to Retire

It is no secret that whether someone wants to limit their seasons, chase adventure, or simply lower the cost of their living that they look abroad to seek retirement. Although for some it is a …

Ways to Boost your Nest Egg

A nest egg is a sum of money that is put aside for our future. It doesn’t matter how small that pot of cash is but it is sensible to think ahead and make provision …

Secrets of self Directed Roth Iras

IRAs were created in 1974. They were established to give individuals the ability to save money in retirement accounts or trusts in order to benefit themselves or a chosen beneficiary. There are strict guidelines for …

Five least Demanding Jobs for Retirees

It was reported in August that most who are already in their 50s plan to work in their retirement. Close to two-thirds of the study participants said they have fallen short of their savings goals. …

Should you Work after Retirement

Ideally, retirement is a point in your life wherein you stop working for a living. It is supposed to be a time wherein you start reaping everything that you’ve worked hard for and enjoy life. …

How Roth 403b Retirement Plans Work

With a traditional IRA, you pay taxes when you withdraw. With a Roth IRA, you pay taxes when you contribute. The same with a Roth 403(b). You pay taxes now on your retirement savings contributions …

When to Start Preparing for Retirement

Start preparing for your retirement immediately unless you want to be a financial burden on your loved ones.  Studies reveal that the majority of Americans are not prepared for retirement when the time arrives.  Moreover, …

Six Ways to Ruin your Retirement

Retirement is something many people look forward to as it allows stress free living and time to reflect back on ones life. This might be true for those who have saved substantially during their working …

Should you Sign up with AARP – Yes

AARP can be a valuable tool for not only retired people, but for anyone who has turned the age of fifty, as the organization provides an invaluable source of information. They publish one of the …

Part Time Job for Elderly

After retirement, elderly people are at the comfort of their homes with pension benefits. However, the retirees get tired of sitting at home without any work. There are many daily activities retirees can do like …

Best Part Time Jobs for Retirees

For many, retirement life becomes boring after few months into the stress free lifestyle whereas for others, loss of income may not go well with the rising cost of living. In both these events, the …

Safe Investments for Retirement

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

Retirement Mortgage

There is security in owning a home that is totally paid for. Real estate markets may fluctuate on the home’s worth, however this is secondary to having the freedom of knowing your home is really …

Safe Investments for Retirement

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

Best Online Social Security Income Calculators

Most people work hard throughout their lives towards ensuring a reasonably comfortable retirement. Since 1937, a majority of working individuals have paid into the Federal Old-Age, Survivors, and Disability Insurance (OASDI) program through taxes labeled …

Why many Retirees go Back to Work

Ideally, retirement means giving up work and enjoying life. It is supposed to be a time when people start to relax after everything they have worked and struggled for comes into fruition. Reality has been …

Begin Planning for Retirement

Many people put off retirement planning especially when they are still fairly young.  Unfortunately though, it is those exact people that will have to work past their retirement age in order to be able to …

Best Places to Retire Overseas on a Budget

Retiring is every employee’s dream, but in today’s economy, with many retirement accounts having been affected by the recession, it can seem to loom just out of reach on the horizon. There are options that …

Working after Retirement Retirement Jobs

Retirement suddenly offers a respite from the discipline of having to go to work, yet it provides an income. For the youthfully minded pensioner sitting around is not a stimulating option. What does a healthy, …