Personal Finance – Other Archive

Dumpster Diving Basics

It is often said that one man’s trash is another man’s treasure – this is the basis for the activity of “dumpster diving”. Dumpster diving requires neither a dumpster or diving equipment, rather it involves …

Benefits of Multiple Streams of Income

The term job security no longer applies to having just one job to work at.  Job security and financial security can come from having more than one source of income.  The desire to have multiple …

The Disadvantages of Capitalism

Capitalism as an economic system has always been a hard one to oppose – at least up until now. It has always been considered as the only economic system that works in practice. Many of …

Best Personal Finance Websites

One of the main concerns of people nowadays is their struggle to handle personal finances. It’s a common problem of economics – allocating our scarce resources to satisfy our unlimited wants and needs. Most people …

Most Dangerous Places to Swipe Debit Cards

It’s in the middle of the night and you are alone. The section of town where you find yourself is infamous for drug activity, muggings, robberies, gang activity and drive-by shootings. The ATM in the …

How to Opt out of Junk Mail

The ads, the relentless promises of money from Publisher’s Clearing House and the infinite series of flyers in your mailbox can be enough to make anyone grimace. In an age where you can opt out …

Investing in real estate and making a profit

Buying real estate is something that is portrayed in popular television series all over the world. Wherever people live, that opportunity presents itself, especially when urban areas are being updated and brought in to vogue. …

What are Rupees

Rupees: Where they’re used. Rupees are used mostly in India today, although the are used in other countries also, with maybe a slightly different name. Some examples are: the Indonesian rupiah, the Maldivian rufiyaa, and …

How Exchange Rates Impact Finances

Currency exchange rates result from a number of factors, including relative inflation rates, balance of trade and interest rates between countries. If inflation in the U.S. is low, relative to other countries, then manufactured goods …

The Dos and Donts of Personal Money Management

Personal money management has become important knowledge for many Americans. As more and more taxes have started to eat up the monthly paycheck, people have to deal with the already overwhelming expenses with a lesser …

How a Large Family can Save Money

Larger families may need to find ways to make their dollars stretch further than smaller families. It may not be as hard as it seems by taking some of these steps. Buy in bulk Shopping …

Knowing when to use the Emergency Fund

There has never been a more important time for people to have an emergency fund than there is in today’s economy. Financial experts routinely advise people to save money, and to save until their emergency …

Direct Debit Automatic Bill Payment

If you are short on time, and keep your bank account at a sufficient balance, direct bill payment is essential for saving time and keeping your credit score intact. If you find yourself scraping by …

How Exchange Rates Work

The exchange rate between two currencies is the value of one currency against the value of the other. It will usually be cited in one of two ways. Where two and only two currencies are …

How to get your Money Back from Friends

It is always good to help someone else, especially if he is really concerned by his financial situation. However, unless you have bottomless pockets, you are probably going to want that money back at some …

Money Saving Ideas for the Large Family

Perhaps as never before, especially in today’s economy of high prices and low wages, the necessity for the large family to save money has increased proportionately with the difficulty of achieving that objective. This happens …

Habits that can Make you Super Rich

What is your idea of a person being super rich: a lovely spouse and lovely kids, a job with a mind boggling salary, a yearly holiday in the Caribbean, besides multiple income sources? It does …

Living without Money

Ever since the introductory of the monetary system the majority of human society has revolved around the burden of value. It was once believed that by trading something of worth one could acquire services and …