It is often said that one man’s trash is another man’s treasure – this is the basis for the activity of “dumpster diving”. Dumpster diving requires neither a dumpster or diving equipment, rather it involves …
Nearly every person has the goal of retiring with ample financial resources. The desire of many is to be able to live in the retirement years with the freedom to pursue particular interests without concern …
“After all that is said and done…there is more said then is done.”June 3, 2007 Each one of us seeks to allocate resources in such a manner as to gain the greatest possible return. How …
In this day and age, most of us don’t marry for financial reasons, we marry for (sniff, sniff) romantic love. But while the bottom line isn’t necessarily the main reason we conjoin with a mate, …
After more than three decades, the British pound coin is receiving a makeover. Great Britain announced Wednesday that it will be replacing the 30-year-old, heavy flat piece with a 12-sided coin designed with two different …
This can be a double-edged sword. Emotions, either way, play a pivotal role in our financial health. Indeed, there are many people, who, when they are in a good mood, spend money like it is …
The term job security no longer applies to having just one job to work at. Job security and financial security can come from having more than one source of income. The desire to have multiple …
It has long been known that minting pennies has been a costly process; it costs more to make the penny than it is worth. Canada ditched its penny in 2012, but the U.S. continues to …
Capitalism as an economic system has always been a hard one to oppose – at least up until now. It has always been considered as the only economic system that works in practice. Many of …
Using direct debits to pay your bills is a very convenient way of organising your finances and it is a method of payment that has become increasingly popular over the last decade, causing the usage …
One of the main concerns of people nowadays is their struggle to handle personal finances. It’s a common problem of economics – allocating our scarce resources to satisfy our unlimited wants and needs. Most people …
Strong debate continues to surround the idea of economic stimulus and its effectiveness toward improving the general economy. While the debate rages, President Obama has issued stimuli in various forms. Unfortunately the stimulus meant to …
It’s in the middle of the night and you are alone. The section of town where you find yourself is infamous for drug activity, muggings, robberies, gang activity and drive-by shootings. The ATM in the …
The ads, the relentless promises of money from Publisher’s Clearing House and the infinite series of flyers in your mailbox can be enough to make anyone grimace. In an age where you can opt out …
Buying real estate is something that is portrayed in popular television series all over the world. Wherever people live, that opportunity presents itself, especially when urban areas are being updated and brought in to vogue. …
Rupees: Where they’re used. Rupees are used mostly in India today, although the are used in other countries also, with maybe a slightly different name. Some examples are: the Indonesian rupiah, the Maldivian rufiyaa, and …
Currency exchange rates result from a number of factors, including relative inflation rates, balance of trade and interest rates between countries. If inflation in the U.S. is low, relative to other countries, then manufactured goods …
Personal money management has become important knowledge for many Americans. As more and more taxes have started to eat up the monthly paycheck, people have to deal with the already overwhelming expenses with a lesser …
At the beginning of each New Year it is customary for many individuals to take stock of their lives and make resolutions for positive change. Some of the more popular goals are to lose weight, …
Larger families may need to find ways to make their dollars stretch further than smaller families. It may not be as hard as it seems by taking some of these steps. Buy in bulk Shopping …
There has never been a more important time for people to have an emergency fund than there is in today’s economy. Financial experts routinely advise people to save money, and to save until their emergency …
If you are short on time, and keep your bank account at a sufficient balance, direct bill payment is essential for saving time and keeping your credit score intact. If you find yourself scraping by …
When you love someone, you shouldn’t need to pay for his or her affections by spending money on expensive gifts. Nevertheless, it happens; maybe you want to shower money on your partner, or maybe your …
The exchange rate between two currencies is the value of one currency against the value of the other. It will usually be cited in one of two ways. Where two and only two currencies are …
It is always good to help someone else, especially if he is really concerned by his financial situation. However, unless you have bottomless pockets, you are probably going to want that money back at some …
Perhaps as never before, especially in today’s economy of high prices and low wages, the necessity for the large family to save money has increased proportionately with the difficulty of achieving that objective. This happens …
As the new virtual currency of the moment, Bitcoin, has great appeal. Free from the regulation of national politics, this new form of exchange has Libertarians and geeks alike very enthused. Yet, is Bitcoin viable? …
Feeling the crunch of the economy? Looking for ways to increase your income and make more money at your current job? You’ll want to step up your game a little bit. With the economy as …
What is your idea of a person being super rich: a lovely spouse and lovely kids, a job with a mind boggling salary, a yearly holiday in the Caribbean, besides multiple income sources? It does …
Ever since the introductory of the monetary system the majority of human society has revolved around the burden of value. It was once believed that by trading something of worth one could acquire services and …