Financial Planning Archive

How to Work as a Couple to Manage your Money

How a couple successfully – or unsuccessfully – manages their money easily tops the list as the most common cause of marital disharmony. Contrary to the myth that disagreements about money is really about the …

How to get Money Fast when You’re Broke

The bills are mounting on the desktop, and you have discovered that you have no good way to pay them. You must raise cash fast. Raising money quickly requires creativity, discipline and hard work. Raising …

Why Financial Planning is Important

Ideally, people would start planning for their financial future the day they get their first allowance from their parents. Unfortunately, most kids do not think of their futures, and shouldn’t have to because childhood is …

How to Grow your Net Worth

The best way to measure your financial success is how much money you have, it’s the amount of money you have that will tell a great deal about you. No wonder people judge each other …

Survive a Recession

Positive Ways to Survive a Recession The news is depressing. Your hours at work have been cut and may be cut even more. You feel helpless to stop the downward spiral. You are worried about …

Recession Saving Money Frugal Living

As a stay at home, homeschooling mother of ten children, with seven still in our nest, I have always tried to find ways to cut costs and make the money my husband makes stretch. Lately, …

How to Make Money

Some say that you have to spend money to make money. This is a myth in internet marketing. Let us show you how to make money at no cost with some effective ideas and internet …

What to do with a Financial Windfall

There is no question about whether a financial windfall is a good thing or not. It, of course, is a great thing. What does come into question is what to do with it when you get …

Money Management Tips

Money management for the individual is similar to corporate finance management for organizations. Both help in making financial decisions, such as whether to buy a car (investing in that project), how to finance the car …

How to get more Swagbucks

Swagbucks is a website that allows you to earn free rewards for things such as Amazon gift cards, all for doing things that you would be doing online anyway. There are many ways to earn …

The Benefits of Financial Planning

A financial plan can help you with the following things: Assess your financial situation by helping you track income and expenses, establish an emergency fund, and determine your overall net worth and to see where …

How to Write a will

Do you have a will? Is it current? Does it reflect where you want everything you own to go? What about minor children? Pets? What happens to them if you die? Who will ensure that …

How managing money benefits teens

It is a good idea for teenagers to use money wisely. Managing money is a responsibility for them, especially if they wish to attend college. Finding a job is a good way to start, and …

Paying your Bills Organization Tips

Paying your bills in an effective fashion is something which requires considerable organisation. It’s happened to most of us at one time or another, that unexpected bill arriving in the mail, or maybe a bill …

College

What goes up must come down. On the other hand, is there such a thing as a cheap college education? You want your children to be the best they can be within the environment in …

Financial Moves to Thrive in a Recession

The recession is causing job loss meaning many families are finding themselves dependent on unemployment. The funds of unemployment are less than their working incomes. This means that there are corners being cut to survive. …

Financial Planning in your 40s

During your peak career years, there are easy-to-follow tips to help you keep your financial future secure or help you develop a needed financial plan to guide you from your 40s in to your retirement …

Tips on Choosing a Financial Advisor

Financial planning is vital to your future security, but if you don’t really know what you are doing, you would be well-advised to hire a financial advisor, rather than relying on the helpful comments of …

Tips for how to Watch your Money

Personal finances can be tricky, and can come at a cost of debt, worry, high anxiety, and stress levels that are catastrophic. Learning how to become great at handling personal finances is an ideal endeavour …

Buy or Rent – Buy

Whether to rent or buy can be a tough decision. In a lot of ways, it is easier to rent than to buy. If a potential buyer has a low income, they may struggle to …

Keeping yourself out of Debt

Knowing where and how to invest your money ensures a certain amount of financial freedom. But real freedom comes with owing no one, and in this modern age, that is hardly possible. The closest anyone …

Financial Prosperity

Your ultimate goal is to invest, and invest wisely, but there are rules to follow to get to that point. Save The first rule is to spend less than you make. Mathematically, this is not …

Planning for your Financial Future

There is no question that issue of finances is a stressful topic. Especially when talking about your own finances. There is so much trouble to get into. It often feels that one simple mistake could …

Why Budgets Fail

Rising food prices and increased cost of living in general make it difficult to create a realistic budget nowadays.  Other times, we manage to design a realistic budget yet fail at implementing it due to …

Paying your Bills Organization Tips

Paying your bills on time can be a real headache if your funds are limited. But streamlining the process can be quite simple, if you go about it the right way. The very best way …

How to be more Efficient with your Money

Money management is not just for businesspeople. Each person can learn to become more efficient with their funds. It is basically all about cash flow. You need to pay attention and to know exactly what …

Golden Rules for Financial Prosperity

Always have several streams of income and never rely on one income from one source only, having just one job is like having just enough to live. Get another job or start making money with …

Tips on Surviving on a Small Budget

Having a tight budget is tough even when the economy is good, and when the economy is bad a tight budget is even tougher. Growing up poor has an advantage, not having excess becomes a …

Paying your Bills Organization Tips

Ok, lets get going on a topic right away….Money. Wow! Everyone needs it, alot of people write about it and still more talk about it. Well, I am going to also. But, this post will …

How to Live an Abundant Life

An abundant life doesn’t happen in an instant. It doesn’t necessarily require luck or fate, all it needs are good planning and careful, persistent, and determined efforts. Financial planning is very important in achieving a …

How Muchmoney Needed to Live Comfortably

The amount of money that you need to live comfortably would depend on what your “comfortable life” is. Comfortable living doesn’t have a definition, and it depends on each individual. This reminds me of a …

Live well with less than 25000 a Year

Living well is defined differently by everyone. The amount of income that a family has will often dictate how they define living the good life. When you can’t manage to gross $25,000 a year much …

Paying your Bills Organization Tips

1. Put All Your Biils Together, and Keep Them Together! As soon as your mail arrives, pay them immediately so this way you know immediately how much money you still have, or at your designated …

Hottest Trends to Make Money Fast

Due to these tough economic times brought about by the continuing global economic crisis, people look for alternative ways to earn extra income. However, one of the biggest problems encountered by people in search for …

What is Financial Freedom

This question is not all that different from asking what constitutes financial freedom? And the only problem in asking this question is that many people have their own definitions and understandings of financial freedom. For …

How to live debt-free and have extra money

Everyone dreams about financial freedom. What financial freedom means to most people is having enough money to pay their bills, plus a little extra for the extra things in life, which they strive to be …