Insurance Archive

Homeowners Coverage Limits

Homeowners insurance has three basic types of coverages that are available on a typical policy. There is coverage for contents, liability and replacement cost with each having their own limits. The coverages on a homeowners …

Saving Money on Home Insurance

Saving money on home insurance can be done using a variety of tips to lower the cost of the premium, including finding discounts that are available, not filing unnecessary claims and adjusting the coverage and …

Shopping for Renters Insurance

When shopping for renter’s insurance, there are a few important things to look for and consider. Renter’s insurance should cover your losses in the event your belongings are damaged at your rented residence. But a …

Reducing your Auto Insurance Premium

The best ways to maximize your income is spend less of it, especially for a losing proposition like purchasing auto insurance. Why is this a losing proposition? Auto insurers have a goal to pay around …

Homeowners Insurance

Could you replace your home if it was destroyed? What would you do if you had to vacate your home for a year while you rebuilt it? What are your homeowner’s policy provisions for: actual …

Homeowners Insurance Basics

When looking at homeowners insurance there are a few factors to consider before paying the premium for the policy. This includes the coverages that are provided, discounts that are available and how the premium is …

Guide to Hazard Insurance

Guide to Hazard Insurance Home hazard insurance is home insurance that covers harms caused by certain particular risks that are not covered through comprehensive home insurance. There are numerous diverse sorts of risk insurance. In …

Understanding Renters Insurance

Renters insurance is designed to protect your personal property and financial health. Understanding key policy provisions will eliminate surprises and assure adequate coverage for property loss and liability exposure. Types of Expenses Covered – Personal …

Reducing your Auto Insurance Premium

When shopping for auto insurance, there are several factors to consider. While you may not be able to change potentially negative aspects of your situation such as age, driving history, or teenage drivers in your …

Home Insurance Myths

Homeowners often misunderstand exactly what their home insurance policy covers. To avoid nasty surprises after a loss, make sure you know what is and is not covered by your policy. Common home insurance myths include: …

Why Buy Renters Insurance

Several college students rent a crash pad near campus. Stocked with hand-me-down furnishings, cheap dishes, laptops, and of course, textbooks, this free-from-the-parents living arrangement could be the best years yet for these students. Unfortunately, a …

Why you should have a Renters Insurance

An insurance coverage is an investment and protective measure intended to protect, mitigate and minimize the pain and suffering from accidental and unintended loss. The scope of insurance has over the years expanded to cover …

Reducing your Auto Insurance Premium

There are over 33 million cars traversing the roads of the UK. For these drivers, having car insurance is required under UK law to protect other road users. While it is a fact of life …

What Affects your Homeowners Insurance

When considering purchasing homeowners insurance, you should consider the major factors that impact your home owner’s insurance premium. These factors determine your rates, and they can influence your insurance costs. Being knowledgeable about these factors …

Benefits of a Home Insurance Quote

If you own a home, having homeowners insurance is extremely important.  Homeowners insurance will not only protect the structure of your home in the event of a fire, flood, or other natural disaster (depending on …

Insurance Premiums

The largest single investment most consumers make is in their home. Unfortunately, the cost for homeowners insurance coverage has increased significantly over the last five years. With many companies offering numerous types of policies, it …