Financial Planning Archive

Money tips for new college grads usually focus on student debt and credit cards, but you need life-long financial wisdom to manage your money after college.  Student loan debt and credit card debt are temporary …

In these times of financial hardship charitable donations have been cut out of many family and personal budgets. That does not mean, however, that you have to give up being charitable. You can still make …

What does my Financial Planner (FP) need from me to provide a detailed picture and forecast for my financial independence? If you are asking this question, you’ve come to the right place. Once you have …

Defining the word “recession” can already bring a nasty psychological effect to some people, most especially the ones who are badly victimized by this economic status. This is when the state of the economy declines …

It is often said that money makes the world go around and it is hard to argue with this statement. Humanity has organized itself into societies where goods and services have to be purchased with …

These are certainly tough times for people all over the world. Everyday we hear about the recession and about people being kicked out of their homes and people loosing their jobs. It is important more …

Funeral expenses can be quite costly, and having tips to save money with funeral expenses seems kind of morbid. However, many people do not have enough insurance to cover the funeral expenses for your loved …

For students of modest financial means, getting into college is only half the battle. Deciding how to pay for it can be just as tough. Wracking up a fortune in student loan debt isn’t a …

Banking on his hugely successful book of Rich Dad Poor Dad previously, Robert T Kiyosaki penned yet another book about accumulating wealth, this time titled Retire Young, Retire Rich. Retire Young, Retire Rich is not …

There are multiple experts available to teach you how to grow your net worth. They will tell you to begin planning for your retirement when you are young, take advantage of company 401K plans, invest …

“If Your Baby Could Tell You What To Do With Your Economic Stimulus Check…Would You Listen?” A Baby’s Thoughts On Raising Financially Intelligent Parents Mommy! Daddy! Please hurry, read this and pay attention. I don’t …

A budget is simply a process whereby an individual or household determines how much money they are going to spend during a given time period, and then reviews their performance against their set targets on …

To get the most out of speaking with a financial planner, you need to be prepared to the best extent that you can. Having a list of questions can be very helpful, as well as …

You should always want to make sure that your children have every advantage that you never had. As such, if you have obtained financial freedom, you may be tempted to give your child everything and …

The best and easiest way to put more spendable money in your pocket is to save money that you are used to spending. That gives you more money and the ability to spend it or …

Financial emergencies are sometimes unavoidable. It is caused by several reasons such as a job loss, a failed business, an investment that went sour, illnesses and diseases, a house burned down, crimes such as burglary, …

Estate planning can enable you to control your property while you are alive, take care of you and your loved ones if you become disabled, and give what you have to whom you want, the …

When it comes to the power of financial goals in our personal financial management it should never be under estimated. Financial management is far more than simply ensuring your bills are paid each month; it …

If you are part of a couple that’s not married (“nontraditional”), you already are aware that you are not fully covered by federal or state laws designed to make financial transactions easy between husband and …

How to Become a Certified Financial Planner (CFP) According to ONET- Occupational Information Network at http://online.onetcenter.org/, financial services jobs will remain in demand. Right now and in the coming years is as good a time …

No right or wrong answer in this. Each families wealth, size, problems, etc. are different and all of this has to be considered when making your decisions. The more children you have, the more complicated …

If you have a job that offers a 401k plan, then there are some things that you should know in order to get the most out of this highly valuable benefit. The first thing you …

If you do not have enough experience in planning your financial future or you are unsure how to achieve financial independence due to too much debt, paucity of savings and insufficient income, a financial advisor …

I think a major issue that potential students should consider is whether they want a “Cadillac” (pricey degree) or a “Pontiac” (public university or community college). Based on my analogy, a Pontiac can look sharp, …

Growing your net worth is a simple task. Simply cut down on your bills! Okay, so it’s easier said than done. But the more money you have, the greater your net worth. So it should …

Giving your child an allowance is a fantastic way to make them economically aware at a young age. Nothing can help your child learn about money better than to let them earn their allowance. How …

The basics of financial planning consist of establishing goals, constructing a written plan, creating a budget, maintaining a healthy credit score, buying a home, reducing spending, purchasing life and health insurance, saving and more. Financial …

When your personal finances are well-organized it shows in all areas of your life. Your credit score will be right where it is supposed to be, you will have no trouble securing additional debt, you …

A ‘college funding consultant’ is just another term for wasting your money on consulting. Many times bankers and financial specialists will take this title as a way to generate additional revenue; revenue that comes from …

With more companies providing a 401k plan as part of, or the only retirement plan it offers, people are finding themselves more in control of their own retirement planning. Most 401k plans allow you to …