Personal Finance – Other Archive

Tips on how to Ride the Recession

In recent times, news broadcasts were flooded with news related to failing companies and plunging share markets around the world. Many experienced the effects of the recent recession first hand and even at the present, …

How to Prevent Excessive Bank Charges

Bank fees can add up quickly, potentially emptying your account before you are even aware of a problem. Bank charges include overdraft fees, service fees, ATM usage fees, cash advance fees and interest. It is …

Biography of Muhammad Yunus

Muhammad Yunus (1940-) is a Bangladeshi economist best known for his role in the early microcredit movement of the 1970s, and his creation of the Grameen Bank, now one of the world leaders in microfinance. …

How to Manage on a Low Income

Handling a low income can be a tough challenge. The first piece of advice would be to live on cash only. If your income is low, you can’t afford credit cards. You have to get …

Dumpster Diving 101

Dumpster diving embraces the old adage “One man’s trash is another man’s treasure.” For those of you new to the term – no, it’s not diving of a ramp into a water logged dumpster. Simply …

Common Ways that Businesses Rip off Customers

Most businesses trade legitimately and respect their customers. Many other businesses do neither, and somewhere between the two, there are the vast majority of businesses. As a matter of law, when engaging in a contract, …

Dumpster Diving 101

With the prices of many things continuing to increase and other economic circumstances more people are embracing thrift store shopping and dumpster diving. When you think of dumpster diving you may come up with images …

Financial Privacy Rights 101

These days it seems like everyone’s information is just out there for everyone else to see. With a simple web search, you can literally find a phone number, address and other personal information without even …

Save Money

Families of all shapes and sizes try their level best to save as much money as they can. A large family may need to have specific ways for it to be able to save money …

How to Manage on a Low Income

With our shrinking economy, it has become exceedingly more difficult for even the average household to maintain a comfortable lifestyle. Rising gas prices have caused a domino effect whereby, everything we purchase has now increased …

Why get Rich Schemes never Work

Get-rich-quick schemes don’t work, of course, but this masks an important truth about American society and the economy. The truth is that many people do rise from very limited circumstances to significant wealth in fairly …

Best Places for Hiding Money at Home

Have you just come into some money? Are you afraid someone will steal it? Worried that, if your husband finds out about it, he’ll spend it all on cucumbers again? Concerned your children will steal …

How Long to keep Bank Statements

Keeping track of your financial records is an important part of keeping your financial life in order and also helps when preparing your taxes. Records that support information on your tax returns should be kept …

How to Pay off your Credit Card Debt

The Internet in particular is awash these days with ads for grand schemes telling you how to pay off your credit card debt. The economic hardships of late have of course left a great many …

Calculating your Net Worth

On of the best ways to figure out the state of your financial health is to calculate your net worth. Not only is this figure important for your own personal knowledge, but determining your net …

Best Selling Books about Financial Matters

With the recent financial difficulties, more people are searching for assistance on their financial matters. There are numerous books that have been written providing advice on financial topics.  “The Total Money Makeover” The Total Money …

Money

It’s your money, so you can do what you want with it after you earn it. You know that there are many ways to spend that money, and there are also many ways to save …

Making Money in Real Estate

The recent downturn in the real estate market has forced many properties into foreclosure or short sale. For many investors, however, this mass availability of cheap property is setting them up very well to make …

Ways to Develop a Millionaire Mindset

Six Ways to Develop a Millionaire Mindset 1. Don’t buy stuff you don’t want just because you need to spend money, buy something you really really want That’s a tremendous money saver. Too many people …

Birth Order and Finance

Is it the latest fad or does birth order actually affect a person’s finances?  Mr. Kinney, a financial adviser at Derrick Kinney & Associates (Arlington, Texas) believes so.  He says that birth order may affect …

Antiques that Easily Sell at High Prices

People collect antiques for many reasons. Some do it out of interest or as a hobby, while others purchase antiques as an investment. Whatever the motivation for collecting, many antiques are valuable and, in many …

Financial Trouble how to Raise Cash Quickly

Condescension is rich. It’s full of ridicule and judgment, impatient body language, and piercing sighs that accompany a pitiful shaking of the head. And it’s easy to express this side of yourself when you’re just …

Poverty far away and next Door

One may be excused for thinking that poverty is a simple word or a straightforward concept. There is no single definition of what poverty is, but it is certainly an economic condition that most everybody …