Personal Finance – Other Archive

Knowing when to use the Emergency Fund

Having an emergency fund is a wise choice, especially in today’s changing economy. Sometimes, it is difficult to know exactly when to use your emergency fund and it is too easy to use it on …

Earn Money from Home

Whether you’re staying home because of a job loss or if you decided to stay home when the kids came along you want to earn money. While the expense of leaving to go to work …

How to Save Money in Summer

Most people look forward to summer for fun, vacation, and a get-away from fall and winter for a while, but the summer months can be particularly challenging financially; The change in expenses from cool spring …

Surviving on Poverty Level Income

Surviving on a poverty level income isn’t easy but it is possible. The worries associated with it can be overcome and you can get more confident in your abilities to take care of yourself. When …

How to become a Billionaire

When mediocre see the word BILLIONAIRE’, they could only wish and hope to become one. The word IMPOSSIBLE’ is sub consciously rooted in their mind when they thought of becoming a billionaire. How will anyone …

Major Threats Facing Financial Institutions

In the financial crisis of 2008 the catastrophic collapse of the entire financial system emerged as a real possibility. As the financial system is the heart of the economy with its responsibility to ensure the …

What does it take to be a Millionaire

Those who are rich started on their path to success with one thing the rest don’t have, which is the belief that it is possible to become a millionaire. The millionaire mindset embraces the power …

Estate Planning 101

Every responsible adult should consider estate planning. Whether you are 25 or 85, if you want to make sure your loved ones and your property are taken care of when you pass away, you must …

How to become a Billionaire

Wouldn’t it be nice if we could all be born with silver spoons in our mouths? Then, the concerns and worries of money would fall upon our deaf ears. We wouldn’t have to count out …

Scams

Have you ever received an email advising you that your cooperation is needed to claim an unknown dead person’s money? And when you show interest, you will be asked to send them an amount as …

Pros and Cons of Electronic Bill Payment

Mankind has wrought a great many changes over the preceding centuries. He has graduated from simple earthen dwellings to prefabricated houses made of composite materials; from walking where he wished to go to flying with …

Selling Gold Online

Gold sellers beware! According to many on-line articles, some gold buying companies may not give you the value you deserve and some are outright scams. They advertise 100% satisfaction guaranteed, but have very tight timelines. …

Personal Finance Tips

Being able to manage your personal finances is indeed very crucial during tough economic times. Managing your finances can be easier than you think if you are willing to commit yourself to it. Here are …

Living well on a Low Income

In today’s economy, more and more families are having to get by on poverty level incomes or below.  While this is not an easy task, it can be accomplished with a little bit of creativity, …

How can i Earn Money Online

The internet is littered with get rich quick scams. If you wish to set up a legitimate stream of passive income, the first thing you will need to accept is that it takes time. Below is a …

Knowing when to use the Emergency Fund

If you’ve been wise enough and determined enough to follow the sage advice of financial gurus, you are probably patting yourself on the back for having established the much coveted emergency fund as part of …

How to Identify Counterfeit Money

As improvements in printing technology have advanced,  the variety of ways the United States Treasury Department has implemented these advances has increased to make it easier than ever before to identify counterfeit money. Most counterfeiters …

Guide to Counterfeit Currency

As the years have gone by counterfeiting currency has become harder and harder. This is because technology has improved, and most of the world’s bank notes have security features which are very hard to reproduce …