Understanding Interest Rates and Yield

Understanding Interest Rates and Yield

WHICH INTEREST RATE?Interest rate is the income from bank and building society deposits, and takes different forms. It is essential that the investor develops an awareness of the types there are and how they differ …
How to get a Rebate

How to get a Rebate

Everyone from computer makers to apparel sellers use rebate offers to convince you to buy.  Rebate money belongs to you but all too often people neglect to cash in.  The paperwork and red tape can …
Tips for Buying Groceries in Bulk

Tips for Buying Groceries in Bulk

Tips for buying groceries in bulk are plentiful, a few of which will be discussed in this article. Shopping online is becoming a common aid for buying groceries, especially bulk items. You have to ask …
Pros and Cons for Prospective Landlords

Pros and Cons for Prospective Landlords

Property investment is never to be taken lightly and requires a huge amount of planning beforehand but if you are prepared to do your homework first, you will stand the best possible chance of being …
Need for Renter Insurance

Need for Renter Insurance

Need for Renter Insurance Renters need insurance more than homeowners do. Renters sometimes are left out of the decisions that affect them, but pay for their share of the consequences of poor choices. In addition, …
Black Friday Deals

Black Friday Deals

Black Friday can certainly be a deadly day – for your credit card. It does not have to be that way, however, as there are plenty of deals out there to help you save money. …
Saving Money on Renters Insurance

Saving Money on Renters Insurance

Anyone that rents an apartment, house or any other type of dwelling will need to have some kind of renters insurance. An individual can save money on the premium by looking for all available discounts, …
Why the self Employed are Audit Targets

Why the self Employed are Audit Targets

Self-employed (SE) individuals are more likely to get audited than regular employees. The IRS allows for many tax breaks for the SE, making it favorable to own your own business. However, these tax breaks are …
Why do you need a will

Why do you need a will

A will gives you the ultimate opportunity to express your great love and care for your family after your demise. Knowing that your family’s welfare will be catered for and your wife/husband will take care …
Tips for Achieving Economic Prosperity

Tips for Achieving Economic Prosperity

Are you trying to achieve economic prosperity? If so, there are a million other people out there just like you who are trying to achieve the American Dream of making it financially in life. Is …
Some Rules for Speculating

Some Rules for Speculating

It’s worth starting by defining how ‘speculation’ differs from ‘investment’. Speculation is about risk taking. It is about trying to spot that one fledgling company in one hundred who will go on to be the …
Property Insurance Basics

Property Insurance Basics

Property insurance is needed by anyone who owns their own home and is obtained by purchasing a homeowners insurance policy. A homeowners insurance policy provides protection from loss by providing coverage for contents, liability and …
No down Payment

No down Payment

Unless you have been living in a cave, you have seen some of those late night television shows that sell you books on how to buy real estate with no money down. I bought one …
Rebate Web Sites

Rebate Web Sites

Saving money is something women love to do, and rebates is a great way to save some serious cash on all of your shopping, travel, and entertainment! Rebating is simple and easy to do, and …
Budgeting 101 Setting up your Budget

Budgeting 101 Setting up your Budget

Although your checkbook will give you a fairly complete record of your expenses, it does not serve the purpose of planning for spending. A budget requires that you outline how you will spend available income. …
Offshore Tax Shelters

Offshore Tax Shelters

An offshore tax shelter is a legal mechanism or entity by which income that would normally be earned and taxable in one tax district is only taxable within the domicile of that tax shelter’s registration. …
Choosing a Good Real Estate Investment

Choosing a Good Real Estate Investment

Every year more than $400 billion in Real Estate Sales is eligible to defer capital gains taxes through a 1031 Exchange. But nearly 50% fail to qualify due to lack of awareness. Investors and businesses …
Online Shopping Disadvantages

Online Shopping Disadvantages

The question as to why people still shop in stores whereas they can still shop on-line still disturbs many researchers. No, it is still not time to say that shopping at stores is a thing …
Ecologically Friendly Cost Saving Tips

Ecologically Friendly Cost Saving Tips

There are several ecologically friendly cost saving methods that people should use in their lives. It is important to care for the environment because it is a home for some creatures. To illustrate, the environment …
Cutting Homeowmers Insurance Premiums

Cutting Homeowmers Insurance Premiums

There are many ways in which a policy owner can cut the amount of premium that they are paying for their policy. This can be done by knowing how the premium is calculated, utilizing discounts …
Common Credit Card Traps

Common Credit Card Traps

Credit cards are, for many people, an essential part of everyday life. They are necessary to pay for goods in retail stores, over the telephone and via the Internet. Banks and other credit card providers …
A Canny Investor

A Canny Investor

Why invest in real estate? Now is the time to buy while houses are so reasonably priced but that aside it can be one of the most rewarding jobs anyone can have. There are many …