Personal Finance Budgeting

Personal Finance Budgeting

Financial budgeting has many advantages but the overall concept is done so you can come up with a strategy to reach your economical goals and most of all get rid of all the sentiments from …
Choosing a Good Real Estate Investment

Choosing a Good Real Estate Investment

What is a good real estate investment? First determine what your personal objectives are. Income, growth, utility, convenience, prestige or whatever. Remember real estate does not usually lend itself to short term, fast turnover. Real …
A look at the Uniform Commercial Code

A look at the Uniform Commercial Code

In the US, each state has the power to enact its own legislation and the authority given to the federal government for enacting statewide legislation are limited to the ones empowered through its constitution. Thus, there was a need …
Money Saving Tips for new Parents

Money Saving Tips for new Parents

So, you’re a new parent. You’re probably discovering each day, just how expensive raising a child is going to be, especially a newborn! The costs of diapers, formula (if you choose not to breastfeed!), clothing, …
Investing

Investing

For those of you who are thinking about buying the stocks of mining companies and the stock of those huge multinational oil corporations it is my opinion that they have reached the top of their …
Killer to Stay in Prison

Killer to Stay in Prison

On Dec. 9, 1980, one of the legends of rock and roll was gunned down as he returned home to his apartment at the Dakota in New York City. The world lost one of the …
Tax Refund Status

Tax Refund Status

Checking the status of your tax refund is as easy as 1-2-3…4-5. First, though, you’ll need to know what your refund amount should be (as well as your Social Security Number and filing status, which …
Insurance Glossary Comprehensive Coverage

Insurance Glossary Comprehensive Coverage

Today we hear a lot about “minimal coverage” or “lowest coverage allowed by law” in TV commercials for auto insurance. For individuals who need to be “legal for less” minimal coverage fills a need in …
The Law and Rampant use of Facebook

The Law and Rampant use of Facebook

Facebook is very popular. People use it, and other social networking sites, to keep in touch with family and friends, to post photographs and keep them informed. Users might think that their social network use …
Investment Property

Investment Property

You may have heard the benefits of investment property through such old saws as, “Real estate’s the only thing they’re not making any more of,” or, “Only real estate is real.” In the late nineties …
Casey Anthony Guilty – No

Casey Anthony Guilty – No

There’s not a doubt in my mind that the jurors that made judgment on Casey Anthony and her actions had a tough job to do. You try putting someone away for a crime that can’t …
Why you might need Laptop PDA Insurance

Why you might need Laptop PDA Insurance

There are many reasons why it is important to obtain PDA insurance for your laptop. Some of the immediate reasons why one may consider PDA insurance for their laptop is: fire, theft, vandalism, liquid spills, …
Financial Planning Advice for Beginners

Financial Planning Advice for Beginners

Financial planning sounds like a term stuffy business people and lawyers would use. The truth is it is a term everyone should know and understand. Financial planning is more than just saving money and investing …
Understanding Currency Trading Charts

Understanding Currency Trading Charts

Currency trading charts otherwise known as forex charts are the primary tool used in the technical analysis component of forex trading. Although differing markets behave in very different ways, for example, the fx market and …
Understanding Etfs

Understanding Etfs

Commodity ETF’s FOCUS: Coffee Jumping Java! The world’s 2nd largest cash commodity, has arrived disguised as a Commodity ETF. Those who follow my research, trading and investments know that I am very, very bullish on …
What is a Loan

What is a Loan

A loan is when you extend credit to someone. Someone has just borrowed something from you with a promise to repay at a future date. If I borrow a quarter from someone that is a …
Morocco Real Estate

Morocco Real Estate

Marrakech a city within Morocco, is really a fascinating metropolis full of attraction, beauty, and investment opportunities. It’s Morocco’s primary tourist vacation spot, largely since it enjoys a most pleasant climate all 12 months round, …
Mandatory Seat Belt Laws – Yes

Mandatory Seat Belt Laws – Yes

Do mandatory seat belt laws violate individual rights? It’s a rhetorical question, like asking, “Is the sky blue?” or, “Is the sun hot?”  In other words, everyone knows the answer so there’s no need for …
Types of Life Insurance you can Buy

Types of Life Insurance you can Buy

Term life is a great way to buy pretty inexpensive insurance with a high amount of coverage is you are a young person. It carries with it a subscription type fee that occurs (usually monthly), …
Pros and Cons of Swing Trading

Pros and Cons of Swing Trading

Swing trading is a type of investing in which products like bonds, currencies, stocks or other merchandise are sold at the end of value fluctuations. They don’t take a long time to complete, and don’t …
Casey Anthony Trial – No

Casey Anthony Trial – No

Due to widespread media coverage of Caylee Anthony’s disappearance and the actions of her mother, Casey Anthony, which received extensive coverage over a period of three years, selecting a jury for this trial was difficult. It …
Floater Insurance what does Floater mean

Floater Insurance what does Floater mean

When you take out a standard home insurance policy, the coverage you have extends to the structure of the home, your furniture and the outbuildings you have on your property. The coverage on the home …
Assessing the Death Penalty

Assessing the Death Penalty

The Death Penalty also known as Capital Punishment is an issue that in my simple mind has been given far more debate than it deserves. I need to correct some misconceptions from previous articles. First, …
Retirement Planning 2011 Ira Contribution Limits

Retirement Planning 2011 Ira Contribution Limits

An Individual Retirement Account (IRA) is a tax-friendly retirement savings plan. In a standard IRA, contributions are tax-deductible, but tax must be paid on all withdrawals. In a Roth IRA, designated Roth contributions are included …
Financial Planning Surviving a Recession

Financial Planning Surviving a Recession

Financial planning to survive a recession begins well before the possibility of a recession. Not understanding that a recession can occur is like assuming that a sunny day will not possibly be followed by a …
Why Invest in Gold

Why Invest in Gold

Gold hit a high in January 1980 of $873/oz. It hit a low of about $256/oz in April 2001. In May 2010, gold broke above $1,230/oz. As gold made new highs over the past nine …
Money management during car purchasing

Money management during car purchasing

According to a study from Reader’s Digest, the most economical way to own a car is to continue driving it until the vehicle cannot go anymore. Although many drivers would rather not take that to …
How Unemployment Affects Credit Scores

How Unemployment Affects Credit Scores

Unemployment has very little direct impact on your credit score. However, it could indirectly have a significant effect and cause your score to decrease. During periods of unemployment there is generally a significant reduction in …