Earned Income Credit

Earned Income Credit

Earned income credit is a tax credit that is designed and aimed at helping the low income working population. In addition, it gives the low income an incentive to continue working rather than collecting welfare. …
IRS Scams and Spams

IRS Scams and Spams

Fake, spam and scam emails fills our email inboxes every day. Sometimes it’s easy to spot the scam due to poor English, a ridiculous story, a shady link or an unfamiliar email address in the …
Tax Return Form

Tax Return Form

* Which Tax Return Form Should You Use? * Tax return forms are virtually the most complex forms there are around. If you are like a lot of people in the United States, you are …
What is the Earned Income Tax Credit

What is the Earned Income Tax Credit

The Earned Income Tax Credit (“EITC”) is a tax credit that is available to certain low-income families and individuals.  It is designed to provide some tax burden relief to those who are working but have …
Why Invest in Real Estate

Why Invest in Real Estate

You have thought about owning your own car and house and investing in the stock market, but why not try staking a claim to a piece of land? During an upswing in development, land appreciates …
Tips for Finding Real Estate Deals

Tips for Finding Real Estate Deals

The Deal of the Century and How to Find One. Often times, a deal in the real estate market depends on a person’s perception. Investors may be looking at one aspect of a home, while …
Analyzing the Housing Market Downturn

Analyzing the Housing Market Downturn

The doom and gloomers (mostly economists) are predicting a further serious downtown in housing prices. Who are these people with no sense a’tal? When the market roars up for a while, it tends to come …
Investing in Tenancy in Common

Investing in Tenancy in Common

TIC, or Tenancy-In-Common is a type of co-ownership pertaining to real estate where the “right of survivorship” is void. TIC allows those with interest in the property to name an inheritor to take control of …
Advantages of Apartment Investing

Advantages of Apartment Investing

Are you one of those looking for a comfortable, financially stable future, in your own posh beach bungalow, with exorbitant interiors, lush green gardens, private golf course, most expensive limousine, and a fat bank balance, …
The Abcs of Real Estate Financing

The Abcs of Real Estate Financing

The market we are experiencing today is probably one of the most volatile the United States has ever witnessed. Having said that, let me also preface this article by saying that this is currently a …
Tips for Finding Real Estate Deals

Tips for Finding Real Estate Deals

How do you find good real estate deals? There always has been – and always will be -one main source for real estate bargains. They are called motivated sellers. In fact, real estate bargains don’t …
The Abcs of Real Estate Financing

The Abcs of Real Estate Financing

ABC’s of Real Estate Finance When you are starting a home search, the first subject you must become familiar with is how to finance your purchase. In this author’s opinion, the best way to go …
The Abcs of Real Estate Financing

The Abcs of Real Estate Financing

Real estate financing is a commercial loan typically offered to finance the purchase of buildings or land for a business. The property is often used as collateral and the lender will have a legal claim …
Investing in Costco

Investing in Costco

Costco Wholesale Corporation (NASDAQ: COST) is a chain retail store in the United States. Most Costco stores require people who shop at them to have a membership (or to be a guest of such a …
Improve your Credit Score

Improve your Credit Score

Lenders, landlords and insurance companies will use your credit score to assess risk factor. A poor credit score adversely affects your ability to rent an apartment, buy affordable insurance, or obtain a loan, mortgage, or …
Dealing with Debt Collectors

Dealing with Debt Collectors

The phone rings, you look at whose calling, and you don’t recognize the phone number.  Damn, it is one of those persistent debt collectors. But I don’t have any current debts! Your first response may be …
Cheap Diet Tips

Cheap Diet Tips

Going on a diet and losing weight does not have to be an expensive endeavour. There are many tips for going on a diet without breaking the bank. Contrary to what the multi-million dollar corporations …
Understanding Real Estate Bubbles

Understanding Real Estate Bubbles

Virtually any market or commodity (houses, gold, stocks, coffee, oranges, oil, pork bellies) can experience periods of price bubbles from time to time. In economic terms, a “bubble” is a period of rapidly increasing prices …
Investing in Tenancy in Common

Investing in Tenancy in Common

Tenancy in Common is joint ownership of property where property ownership does not pass to other joint tenants in the event of death unless specifically stated through legal documentation. Joint tenancy in common is not …