Personal Finance – Other Archive

You’ve decided that this whole working for money thing is overrated and you’d really like to just be able to sit back and watch the money pile up in your bank account. Well, the first …

Checks, whether electronic or paper, are convenient ways to pay bills and send others money. You can then keep track of your drafts and deposits in a checkbook register. However, what if you make a …

Teaching children about finances and how to manage money when they are younger may help them manage their money better when they are adults. Many people say they have never been good with handling their …

I have been there and done that. Isn’t that how the saying goes? A few years ago I resigned from my $40,000 a year job and moved 900 miles from home. Our family went through …

In 2008, many realized that if you live beyond your means, you are destined to live beneath your means. After years of living off of borrowed money, artificially low interest rates and phony wealth, the …

Budgeting is a very vital part of most people’s lives and the earlier they can get to grips with doing so, the better. Children as young as six or seven are sometimes given pocket money, …

It is very tricky territory when a relative is in debt. Your automatic response might be to give them some money to help them get out of their financial bind. Some people might run the …

Opening a US bank account for non-citizens is a different process for residents of the United States and for those non-citizens who reside outside the United States. For non-citizen residents of the United States, temporary …

Graduating from college is a major achievement in someone’s life. However, it comes at a price. With tuition fees higher than ever before, it is becoming an increasing financial burden upon graduation to pay off …

Who among us hasn’t, at some time in our lives, uttered the words “I don’t really care about money” or something with a similar point? I know that I have made statements like this dozens …

Cash for coin is a relatively new expression, although receiving cash when taking coins to a bank is something that has been going on for years. Nowadays, cash for coin machines are becoming accessible to …

The Durbin Amendment, an addendum found in the Dodd-Frank Wall Street Reform and Consumer Protection Act, was enacted in order to limit the interchange fee for debit card transactions. The average fee collected by banks …

What would you do if you had a million dollars? Most people dream about having a million dollars at hand, but very little of these people actually do anything about it. However, if you have …

For many new moms, it’s hard to know just how much maternity leave to take. Even though the law gives you 12 weeks of unpaid maternity leave, some new moms simply cannot afford to go …

With climate change comes wild shifts in weather patterns ranging from lengthy, severe droughts to torrential rains. As this article goes to press, massive droughts are affecting the crops and livestock of Canada, the U.S., …

With the tag line ‘UK Consumer Revenge’ the moneysavingexpert.com website (the .co.uk extension redirect to the main .com website these days) is the brainchild of Martin Lewis, a financial journalist and TV personality in the …

These days Internet scams are one of the most commonly talked about frauds due to society’s heavy use of the web, but telephone scams are still widely occurring. While many scammers do turn to email …

Wouldn’t you just love to earn money whilst you sleep? Wouldn’t we all?! This is the benefit of a passive income. Passive income is any money that you earn without actually putting in much effort …

Speaking as someone who finally reached the status of billionaire last year I can tell you first hand that it was not as easy as people would imagine. My quest for billionaire status began one …

Having a large family can be challenging financially. The need for money arises as the number of family members increases; the larger the family, the greater the need for money is. However, just because the …

If there’s one letter or e-mail I routinely open and read, it’s any communication from the IRS. How refreshing to scan one such note per e-mail, no less on Internal Revenue Service, United States Department …

Saving money by winterizing your home is easier than it ever has been before. First explore the option of government tax credits for funded programs. In some cases they will pay for the renovations in …

With more than 500 million users, Facebook is a social networking site that has already penetrated almost 1 in 13 people in the world. With an average Facebook user having almost 130 friends, and almost …

There are many ways of looking at money, but the best way to look at money and what it means to people is to look at the desires of the people themselves, and how then …

With the economy in a somewhat precarious position and not looking likely to improve for some time to come many people are looking for ways to make extra money and boost the coffers. Here are …

With a number of class action lawsuits popping up involving unfair bank charges or deceptive overdraft fees, many banks have been hit with damages requesting payouts to their customers. Chase Bank and National City are …

In recent times, news broadcasts were flooded with news related to failing companies and plunging share markets around the world. Many experienced the effects of the recent recession first hand and even at the present, …

In the United States, a federal grant is a monetary award of financial assistance. Contrary to widely held misconceptions – often promoted in books and TV ads – this grant isn’t free money from the …

Did you hear the story about the vigilante who wanted to protect his investment, so he clipped his cash with RFID strips so he could track a robber? He figured that if he could follow …

Should soda be eliminated as an approved purchase by the Food Stamp program?  Well it seems as though the majority of the public would say yes, and for many good reasons.  They basically are full of sugar and carbohydrates …