Personal Finance – Other Archive

Paying off a credit card is a difficult task, but a necessary one when trying to reach a financial stability. Owing a credit card company money is a terrible position to be in and it …

Preventing bank charges is easier than one may think. You might ask how could it be so easy? Well, there are numerous ways to prevent excessive bank charges like avoiding overdraft fees, monthly services charges, …

“Hey Ethel, pack your bags we’re movin’ to Costa Rica, pronto!” “What!” “You better get your passport and your green card in order. More companies are handing out pink slips in Dayton, Cleveland, Detriot, St …

It might not make you 50k but by doing the things I do, I am certain that you can certainly make significant savings and improve your income with a small investment of time and effort …

Ever heard of putting all your eggs in one basket? Trite expressions are also truisms. Trip with that basket and all is lost. The current economic recession caught many people in exactly this situation. Don’t …

What would you do if you had a million dollars? Would you keep working as much as you do? Would you pay off some debt, maybe buy a new car? There are all sorts of …

Along with other costs rising, banking fees are also rising. Many of these fees can be easily reduced. NSF fees One of the largest fees charged by banks are overdraft fees. If you write a …

History tells us that the 1930’s, the era known as the Great Depression, brought the United States some of the greatest economic hardship that it had ever seen. Unemployment reached double digits, many were unable …

Spare time is just that…it’s spare. It’s left over. There usually isn’t a lot of it, so you only have limited time to spend boosting your savings when you do actually have that spare time. …

There’s a multitude of ways to earn money from home. It’s very satisfying to not have to leave your house to go out to work and you can make some good money, if you have …

A myth is something that is commonly believed by some people but is actually false or untrue. Granted, even things that are untrue can “feel” true. Or, we convince ourselves that they are true because …

Affinity fraud is the process of identifying a particular target group (usually based on ethnicity), and then using some common trait among the group, such as a concern about issues in a particular part of …

Some telephone scams are so overt and obvious that it’s unbelievable the con artist would even give it a try. “A Nigerian prince wants to give me $10 million? I just have to tell this …

The rise of the computer and the Internet has caused many changes in the way we conduct business and manage our finances. Most banks, credit unions, and savings and loans institutions offer some kind of …

When faced with financial challenges, getting ENOUGH CASH and getting it QUICKLY are often the most important things to successfully overcome the challenge. To bring money in fast, look around. Do you have extra stuff? …

Many successful companies started as a home business and you too can be successful without punching a time clock to earn a living, if you use your imagination and come up with an idea for …

Money is a very touchy subject for a lot of couples. Some couples go as far as avoiding the topic altogether, and then down the road the real trouble begins when secret bills or expenditures …

Everybody likes to save money, right?  In most people’s eyes, there is nothing wrong with pinching pennies here and there and being frugal. However, more controversy is being stirred up over so-called ‘freeganism’, which is …

Making a fortune takes time. Living simply offers immeasurable gifts. And of course, true joy has little to do with cash. However, most of us have been through at least one crisis that can only …

Becoming super rich may be the fantasy of every child that never quite materializes while being independently wealthly and financially secure is the years long culmination of planning, saving, investing and plain old fashioned working. …

There are a number of scams designed to cheat you out of your money. One of these involves unsolicited phone calls to your landline, or mobile phone where you are duped into giving your bank …

Bartering used to be a way of life. Farmers would barter with the doctor for a doctor visit, grocers would barter with the farmer for produce, and neighbors would barter services with one another. Bartering …

Having an emergency fund is a wise personal finance decision, but making the decision to have an emergency fund is much easier than knowing when to use it.  In order to know when to dip into …

Unemployment is a harrowing thing, and can be terrifying you are laid off with little warning and no concrete prospects elsewhere. In today’s economy, this is a very real threat, and many people who never …

Financial publications are genuine sources of valuable financial and investing knowledge. Needless to say, most successful and success-bound people turn into these financial publications when faced with tough, financial decisions. People who invest on themselves, …

We all have times when the money seems to roll right out the door before all the bills have been paid. If you’re in a tight spot now, it’s time to think creatively about how …

Money is tight for everyone these days. Bartering can be a way to stretch tight budgets. Barter is the ancient custom where people exchange goods and services directly, and without using money. There are some …

It is never pleasant to find out that you are the victim of a financial fraud. The problem is becoming all too common in modern times. With the use of the internet frequently being used to target …

You’ve spent your working life paying into the Social Security/Medicare program to finance the pork coming out of the United States government.  Yes, you were told that this money was for YOU to help out in your golden …

With the constant advertising surrounding us and other temptations to spend money, it is getting more difficult to save money. But with a few easy steps you can prevent deficit spending.  Track your spending The …