Personal Finance – Other Archive

Personal finance can be a daunting thing that can be intimidating. If you have the right information, the power over your finances can be yours, not the debt collectors. There are a few simple dos …

Saving money can be one of the hardest things to learn. It takes discipline, commitment, and knowledge of resources to help you with this process.  If you are lucky enough to have the opportunity to …

Cash may be defined as money in the physical form, or as is known in business spheres currency, common examples being banknotes and coins. These physical forms of money usually quantify a commodity’s or someone’s …

Our emotional health in a lot of ways is tied to our financial health. When we get emotional we tend to do things that we wouldn’t otherwise do, and sometimes we regret them in the …

It is always a good idea to keep some cash at home. This is a good precaution, because financial institutions can, and often do, go bankrupt. Thieves can also obtain your personal information and get …

Tackling major financial hurdles after college can be challenging if you can’t find a job. When you leave college, if you studied business management it would be a good idea to start a business while …

With the technology today, people are now choosing to pay their bills online. This process is called eBilling. There is a number of reason to pay your bills online. There’s the environmental reasons, and the convenient reasons. It’s time …

Why is it that money is the hardest thing to keep around? It seems like no matter how hard we try, we just seem to lose it all of a sudden? Well there are plenty …

For most the American Dream is graduating from college, getting a job and getting out on their own to make a life for themselves. In current years, this it becoming more difficult for many to …

People often establish goals when it comes to their finances, their careers and their lifestyle choices. However, only a small fraction of the goal-setters will actually accomplish their goal. Most of the time, people who …

Your mom used to say “An ounce of prevention is worth a pound of cure” and “A stitch in time saves nine.” Nothing could be more true when it comes to dividing dividing the inheritance …

Whether you have lived in New Hampshire or have relatives who lived in New Hampshire, there is a chance that you may have property held by the state. From time to time, you may see …

Who couldn’t use a little more cash quickly? You simply can’t get big cash quickly, at least not most of the time, but you can raise some chump change in a hurry with the right …

Saving up for one’s retirement in the future or simply for paying the monthly bill can be a struggle for some people. It may seem easy to tell yourself to cut back on the expenses …

We may agree to marry our spouse for better or for worse, but it seems that when the worst rears it’s ugly head, in the form of money problems, many of us are likely to …

By being conscious of every dime you spend, you can save money every day. Becoming aware of how much money leaves your wallet is essential if you want to keep more of it in there. …

The reasons why people lose their money are as varied and diverse as the individuals themselves. Yet, there are many common ways in which we can lose our precious wealth. This article aims to examine …

Online bill payment is a mode of bill payment in which you issue the payment instructions over the Internet by logging into the service provider’s website or an online payment service website. With increasing Internet …

Why Men Make More Money? Men make more money for several reasons, some are logical and some are not. Some jobs require a physical strength and are dangerous, therefore for the most part only men …

In personal finance, the terms disposable income and discretionary income are sometimes used interchangeably, but they are different, which can be confusing. As a guide, in a budget disposable income is what an individual has …

Passive income, or money someone receives for existing and owning certain assets, is a beneficial way to accomplish many tasks that lead to a healthier, less stressful, and financially safer life. The main overarching benefit …

“I’ve been laid off. The entire building has been shut down, and we have no idea if anyone is going to be hired back.” I remember my dad telling my mom this when I was …

Food stamps are great for those with low-incomes that find they are having difficulty purchasing food. All that has to be done is to apply and meet the required guidelines. Once the application is approved …

With the economy at the worst we have seen it in a long time there are many people resorting to assistance programs that have never had to use them before. It is helpful and reassuring …

Every day people make decisions to change something important in their lives. They decide to lose weight, quit smoking, spend more time with their families or one of the many other things that we all …

With the advent of online banking, mobile phone applications and automatic deductions from your chequing account or credit card, the process of paying your bills at your branch, at the store or in the mail …

There is no real “curse of the lottery”, but there are terrible mistakes that are made by those who win large prizes without taking the steps toward a safer, more organized and better planned future. …

Believe it or not, you can save money every single day! So many of us go through our daily routines not being conscious of how much money we are wasting. Here are several ways that you …

When it comes to your income, diversification is certainly a good thing. This concept is not only applicable to stocks, but when it comes to where you get your income from. If you have only …

Financial freedom is a term that is used when individuals are speaking about getting out of debt and staying out of debt. With many individuals living beyond their means, wages receding, and inflation rising, finding …