Personal Finance – Other Archive

You may be in debt now, you may have limited income, but you also have the power to turn your life around. You can achieve this by overcoming your money-making fears and not allowing obstacles …

Money is one of the causes of many divorces or relationships ending. The mishandling of personal finances can hinder relationships for a number of reasons. Financial infidelity Infidelity is a reason for many divorces, but …

With the economy slouching so eminently, there is no doubt some of us are looking for ways to make a little extra cash. Maybe to pay those bills that never seem to quit or maybe …

Powerball, Lotto 50, Lotto for Life…these are some of the things that dreams are made of, to win and win big! It can change lives. And for many it has, but not necessarily for the …

In this election year, government programs for the low income and the working poor are hot button issues. One wants to expand services and the other cut back. Based on income, these programs offer help …

Being someone who has worked with survivors of domestic violence, I sometimes wonder what would have happened if people did not donate to charity. This is because most if not all domestic violence organizations depend …

Any income is better than no income. Thank your lucky stars you have a job. Count your blessings. No matter what your earn there will always be someone earning far more than you. By the …

When trying to become a smart consumer, it is essential to learn the basics. Many stores specifically gear their advertising and pricing in an attempt to infiltrate your pockets and relieve you of your hard …

The future is yours. After a financial meltdown, there are several steps to take. The first step is the hardest. The first step to recovery requires insight into the problem of debt.  Insight If you …

Getting a friend or colleague to pay back funds owed to you can be challenging, emotionally exhausting and tricky. Nonetheless, if you follow the right advice, it is not that difficult to collect these funds …

There are certain circumstances that may occur when you will find relatives in need of financial help. Even if you are able to help them out financially, it may be wise to see if there …

Nowadays, everyone tries to save money any way they can. During summer, overspending it easy, as many people do not even realise where they spent their money on a daily basis. A few practical tips …

If you’ve never thought about holding regular yard sales as way to make some extra money, the following tips might have you pondering the idea and decide to give it a try. The first thing …

Both wills and living trusts are designed to pass on assets at death. However, they use different means and even different laws to do it. These differences must be understood to decide which one is …

Americans tend to think that if you are not making at least 50,000 dollars a year, you are poor. However, there are some countries where making 50,000 dollars might take several lifetimes. Americans are lucky …

Managing your personal finances is hard enough when you are making a reasonable income, but can be more difficult when you have a lower income.  Take a look at your expenses Make a list of …

Creditors like consumers who represent stability and responsibility. Those who live in their own homes for an established period of time are considered better risks than the renter who flits between apartments regularly. The same …

Numerous financial pitfalls await the unwary. Among the former are easy credit, predatory lending and hidden costs associated with a product or service, i.e. the “fine print.” Irresponsible spending, particularly gambling, also figures in the …

PayPal has had a rather sorted past when it comes to keeping its customers’ best interest in mind. In the late 90’s, their customer service was not good at all and they had a tendency …

I play a 6/45 Lotto game each week for a modest $20.   Six numbers followed by two supplementary numbers are drawn.   Prizes are given for picks of  all 6 numbers, 5 plus a supplement,  5 …

Windows down, hair blowing in the wind, the old eagle-eye all warmed up for spotting handwritten signs on street corners. These are your customers, yard sale fanatics. Especially in times of a down economy and …

There is nothing wrong with learning how to cut corners and save some money in the process. This is especially important for people trying to support a family. There is not much fun or gratitude …

In this modern age, we have seen many companies strive to move bill payment to the online realm. We have seen considerable growth in this area over the past decade. In 2002, only 17% of …

The newest statistics have just come out, women, despite now earning more college degrees than men, still make less than men. Why is this? In short, it’s because social change comes about slowly. This is …

The view of the American dream has changed over the last century. When the grandparents of today’s American citizens were young, students received several years of schooling. Some graduated from high school, some did not. …

Personal financial management is not as easy to obtain as it might seem. It takes determination and sometimes even will power to limit spending and actually saves money. This is an even tougher situation for …

Counterfit detection in US currency You may have been in a situation where you were offered a large bill at a garage sale or other situation and for some reason your radar went off. You might …

Discipline is needed when dealing with finances and many people just do not have farsighted goals as far as investments and finances are concerned. Advice on how to not let past financial failures dictate your …

Yard sales are a great way to make some extra cash and can be a lot of fun to host. You get the opportunity to visit with people that stop by and maybe even make …

Americans are quick to complain about the federal deficit and support budgets cuts to curb government spending. Economists agree, the US cannot continue spending more than it takes in. Yet many of the same people …