Personal Finance – Other Archive

There is one overriding factor as to why people lose their money easily. And the reason for that is because they make the wrong purchases. That is to say they purchase what they want, instead …

On of the best ways to figure out the state of your financial health is to calculate your net worth. Not only is this figure important for your own personal knowledge, but determining your net …

With the recent financial difficulties, more people are searching for assistance on their financial matters. There are numerous books that have been written providing advice on financial topics.  “The Total Money Makeover” The Total Money …

It’s your money, so you can do what you want with it after you earn it. You know that there are many ways to spend that money, and there are also many ways to save …

The recent downturn in the real estate market has forced many properties into foreclosure or short sale. For many investors, however, this mass availability of cheap property is setting them up very well to make …

Most everyone occasionally finds themselves in a position where they just can’t seem to make ends meet. And with the economy in its present state, it is happening more often and to more people. The …

Six Ways to Develop a Millionaire Mindset 1. Don’t buy stuff you don’t want just because you need to spend money, buy something you really really want That’s a tremendous money saver. Too many people …

Is it the latest fad or does birth order actually affect a person’s finances?  Mr. Kinney, a financial adviser at Derrick Kinney & Associates (Arlington, Texas) believes so.  He says that birth order may affect …

Financial trouble and lack of funds will lead to disaster. There sure are many ways to reduce the risk and uncertainty to get some much needed cash fast to ease the pain to meeting day …

People collect antiques for many reasons. Some do it out of interest or as a hobby, while others purchase antiques as an investment. Whatever the motivation for collecting, many antiques are valuable and, in many …

Personal finances can be an incredibly delicate subject to approach; money is something that some people will not speak openly about because they consider it to be crass or vulgar. How well personal finances are …

Money is an important part of many aspects of our lives. It is important to teach kids about finances before they leave home. Part of the problem is that many adults do not know many …

A flexible spending account or FSA is a plan that allows an employee to set aside a portion of their earnings to pay for qualified expenses, usually medical expenses. Money that is deducted from an …

If you have experienced past financial failures, they do not need to affect your future.  The past is in the past and you have the future to look forward to. It is easy to get in …

Condescension is rich. It’s full of ridicule and judgment, impatient body language, and piercing sighs that accompany a pitiful shaking of the head. And it’s easy to express this side of yourself when you’re just …

One may be excused for thinking that poverty is a simple word or a straightforward concept. There is no single definition of what poverty is, but it is certainly an economic condition that most everybody …

Whether you are married or in a committed relationship, finances play a huge role in the relationship’s quality and longevity. Lack of communication and not having an upfront understanding of how each partner values money …

Most children, regardless of their background, have a little bit of money that can be put to good use. Most banks offer children’s savings accounts, which can serve as vehicles for that good use. Money …

1. Discover and use your talents.2. You can get what you want by helping others get what they want.3. Be completely honest in your business practices.4. Invest in yourself.5. Utilize the talents of others.6. Constantly …

The rupee was first introduced by Sher Shah Suri, Emperor of North India, in the 16th century, at a ratio of 40 paisa (copper pieces) to the rupee. Historically, the rupee was on a silver …

In Maryland, unclaimed property is handled through the office of the Comptroller. Like many states, the Maryland unclaimed property division handles assets that have been abandoned by the owner. These assets include checking accounts, safe …

Baby clothes can be quite costly if one does not plan well financially. It is wise to find means of spending less on baby clothes, which is a requirement especially in the economic times that …

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a member-owned cooperative, which links together almost 10,000 banking organizations, securities institutions and corporate customers in more than 209 countries. It is the gateway for exchange …

Although the likelihood of an actual apocalypse is slim, it is always a good idea to plan for emergencies, be it an earthquake, hurricane, tornado, flood, power loss, or the end of the world.  There …

Managing money is a hot topic for most people today. In fact, it’s such a hot topic that there is no shortage of books, articles and blogs offering wisdom on the subject. However, when it …

I am a bartender, and like me thousands of college students and cash filled professionals have sketchy roommates that we need to hide our cash from. Going to the bank everyday sucks, and trust is …

One common adage states: “Money doesn’t create happiness, but takes the sting out of being poor.” There are other colloquialisms that mean much the same thing. Most people would not turn away a windfall of …

Identity and financial theft is a problem that has increased over time and become a prominent issue in today’s society. As the world goes digital, there are numerous ways that hackers attempt to try and …

Along with the new Obama led healthcare reform come many changes that are going to be confusing and complex. One of the big changes is how these new rules are going to affect the flexible …

Trustworthy charities and organizations are out there and most of them are honorable, but beware of the misfits among the bunch. Finding those with actions that absolutely live up to their claims is sometimes hard …