Personal Finance – Other Archive

How to save a thousand dollars Setting and meeting short-term financial goals often presents a challenge and is not always easy, but it is possible, using common sense and ingenuity. The following tips on how …

People have been using money for thousands of years. Certainly it makes a better servant than master, but given the advantages of using money, I am unsure why anyone would want to live without it, …

Preparing for a firesale to raise funds. It’s difficult to assess the value of your valuables. The age old saying, “… one man’s trash is another man’s treasure” couldn’t be more true. Sentimentality always skews …

Mankind has struggled with poverty ever since societies evolved to the point where some members had more than others. We want to know why some have so much while others have so little. Is it …

An Ombudsman is basically a financial advisor who sorts out the complaints and financial matters of clients who cannot resolve their concerns alone. These issues include mortgages, insurance, banking, finance, pension, credit cards, loans, bank …

There will be times wherein your wealth will become more of a burden than an asset to you. It is normally a result of poor or lack of knowledge or financial planning and strategy. Below …

Reasons to sign up for online bill pay Reason 1:  Super EasySigning up for online bill pay is super easy.  The first step is to have the bill you want to pay in front of …

From a pure financial perspective, there is generally not much difference between a couple who are living happily together and a couple who are married. Therefore, for the most part, I will concentrate on why …

Disaster Preparedness and Terrorism Awareness are important parts of our overall personal and family safety plans. One of the most important things we can do is develop a strong understanding of disaster preparedness and knowledge …

The UK pension age has changed for all UK nationals who were born in the 1950s. For women this means that if you were born before 1953, or men born previous to the 1951, you …

A new study suggests that old wrinkled bills of various denominations are spent more quickly than new crisp bills. If these findings are any indicator, people prefer their money to be, perhaps like dress clothes, …

When the stock market prices drop, in some cases it could have some affects on consumer spending. Dropping market prices can have an effect on both individuals and businesses.  If stock market price drops are …

Everybody is doing it; most of the country is paying their bills online. And while paying all of your bills in cyberspace might sound like a fantastic method to cut down on your check-writing and …

The current economy has led to a large number of layoffs and cutbacks placing many Americans out of a job. Many people are facing unemployment for the first time and it can be a daunting …

With the world-wide recession starting to hit home, a lot of people are just focusing on keeping their current job rather than pursuing loftier ambitions such as moving to a better job with another company. …

If you fail to make certain payments such as child support or federal tax payments, one of the last resorts is to have your income garnished. Garnishment is a legal procedure that allows a portion of …

Is extreme couponing really worth all the time that it requires to cut and sort coupons, search out the perfect deal and then plan a trip to the store to redeem your coupons for products …

In 1979, my husband was history with the slamming of the front door, but the already past due mortgage wasn’t. At the time, I had two young children, no job, our credit was non-existent, and …

Financial fitness, like physical fitness, should begin early in life. As parents, we are our children’s first teachers, and it is our responsibility to teach them about financial discipline. The first step toward teaching your …

When calculating the value of your scrap gold, you will first have to figure out just how much gold you really have. The large majority of jewelry that looks like gold is really gold-plated or …

With the overabundance of financial information available on the Internet, it can difficult to weed out the less than accurate information. Some information available is not only false, but can increase your financial stress. People …

Emotions, often called feelings, are a compelling force within our mind that has the power to influence our behavior and drive us into making immediate action. We experience emotions in three primary types: ecstasy, terror, …

There are a lot of misconceptions about money. These misconceptions are normally the causes of many financial struggles and failures that most people face. Unfortunately, people who follow these misconceptions are a lot more than …

Christmas is the one time of year where people scramble to find gifts for their loved ones and decorate their homes. These can be rather challenging tasks to accomplish while also having to go to …

E-Gold is one of the most interesting E-currencies available on the market today. E-Gold is in many ways a favored currency, for a variety of reasons. The fact that your E-Gold is linked to real-world …

Most of us get all sorts of unsolicited junk mail that either ends up in the shredder or is ripped in half and thrown in the trash can without ever being looked at. All of …

Using direct debit to pay your bills can be very beneficial or it can cause untold grief. Those who have monthly bills that are basically the same amount monthly (e.g., using budgeted payments on utilities, …

PayPal is similar to an online bank. It is maintained online and no paper statements or checkbooks are required. PayPal has grown in popularity and is one of the most recognized companies on the internet.  …

When a consumer purchases a home from a lender, the lending institution holds a lien on the property until the loan is paid in full. This means that the bank or mortgage company holds the …

There are more low-income working families now than there were ten years ago. Many of these low-income households are working full time, but have incomes less than the poverty level. There are government programs available …