Personal Finance – Other Archive

There are many different paths to requesting a refund for a product or service. Most common are in-person, on the phone, or written. Writing a letter is more direct and simple and offers an excellent …

Dealing with finances is one of the most challenging things we face in life. Though many people are saying that “money is not everything”, finances still plays a very huge role in our lives. It …

The lottery, while not actually scam, is much more than a game of luck or chance. Consider the fact that with 49 main numbers to choose from and you have to match 6 of those …

In the U.S., there are billions of dollars in abandoned or unclaimed money.  Most of it is in very small amounts, perhaps not enough for most people to bother with, but some is not.  These …

Becoming wealthy doesn’t happen overnight. It takes hard work, discipline, sacrifice, and patience. Here is a good start to saving a bit of extra money on your road to wealthiness: 1. Make a budget! This …

There are lots of ways to make quick and easy extra money! Take a look around your house; are there any big ticket items you no longer need or use? Maybe you have some exercise …

You’ve received your deployment orders, you’re getting your uniforms and gear organized, and then your unit hands you a small forest of paperwork about preparing for deployment, and you’re confused. Don’t worry; you’re not an …

Ask people to define financial freedom and you will get a different answer each time. What is the first thing that comes to your mind? To some, financial freedom means being able to afford such …

Income or wage garnishment; some people tremble at the phrase, and rightly so. Sometimes income garnishment can be a thoroughly unpleasant reality for many different people. A one-time slip-up such as the failure to pay …

The misconceptions about money are rampant. People express all type of views regarding money and its counterparts (such as credit and debt). Because these are opinions, it is hard to say that these people are …

Unfortunately when someone mentions a “wealth building” program the initial impression by many is an immediate look of disgust. They envision the late-night informercials with all sorts of personalities touting their fool-proof no money down …

All of us maintain household budgets even if we don’t write anything down. Many people just keep track of these expenses in their head. Everyone knows how much they can spend, and pay their grocery …

Myths about Money There is No Myth. How Do I Ever Desire Too Desire Enough Money? Money is the root to many problems in the realm of the spectrum that you and I currently stand …

Winning the lottery is a life changing event. It can be a change for the good, or a tragic change for the worse. For those who do not know how to handle such large sums …

Bankruptcy may, in fact, affect your employee benefits. The analysis involves two scenarios: 1) you declaring bankruptcy, and 2) your employer declaring bankruptcy. Bankruptcy is a many-taloned beast, fashioned from both state and federal law. …

Buying a used car is a nightmare, and knowing how to haggle and what to use as a basis of negotiation is a skill in itself. The first thing to do is broadly decide on …

Before you take steps to eliminate junk mail from your mailbox, you might want to consider the pros and cons of these solicitations, also known as direct mail advertising. Most people could easily identify the …

When it comes to your finances, it seems there are documents for everything. From credit card statements, insurance policies, tax forms, and more, how can you determine which documents are the most important and where …

It’s not easy to make it in this world without a lot of money. Unfortunately, a rising cost of living makes for an increasingly difficult world financially. My wife and I have suffered a loss …

The Uniform Transfers to Minor Act (UTMA) laws replaced the Uniform Gifts to Minors Act (UGMA) in all states except Vermont and South Carolina. The laws were changed to allow parents, grandparents and legal guardians …

Buying a car and receiving the best possible price is not every car buyer’s experience. Some car buyers believe they should not bargain substantially when there is a price sticker attached to the car on …

Make Money UK or Secret making money ideas.  Do you really want to find out about these secret making money ideas you can put to use and implement your “make money UK” wish into reality? …

The Uniform Transfers to Minors Act (UTMA) is an extension to the already existing legislation known as the Uniform Gifts to Minors Act. However, the UTMA provides additional value to a custodian account setup under …

With the falling of global economy in recent year, personal finance blog is getting more popular these days. People visit personal finance blogs to search for advice to solve their personal finance problem, read other …

Donating to charities is extremely important. People less fortunate then others need help, and all people can offer help, even if they encounter financial problems. When it comes to the question which is more effective …

Bank charges can be so overwhelming. It can cost you a lot of money and result in financial stress. However, bank charges can be avoided, or at the very least minimized. Knowing how to get …

Preparing for a recession is a must. In fact, until my wife and I have more money, we will continue to live as if we are preparing for a recession. We’re trying to save as …

The declaration of bankruptcy and your employee benefits are completely unrelated to one another. Generally you will find that during the process of bankruptcy the only ones that are going to know about the process …

What are some of the advantages of capitalism? Capitalism is the form of business that the United States and most developed countries use in order to conduct business. The basic principle is that any idea …

Alright Ladies, listen up! A 2003 survey by the National Association for Female Executives (NAFE) showed that women who worked full-time, year-round, earned 76 percent of what men earned. That is outrageous! I don’t buy …