Insurance Archive

In regards to this subject there really is no right or wrong answer. Truth be told it is the actions of the young driver that should determine the responsibility of the insurance on a vehicle. …

Homeowners’ policies contain three preliminary sections (a declarations page, a general agreement, and the definitions section), and two coverage sections (Section I – Property Coverages and Section II – Liability Coverages). The declarations page lists …

The perfect insurance for the Holidays can be anything from a life policy to an annuity. Insurance make a great gift. You are giving security to the person. It can be a good idea for …

United Health Care now offers the Continuity plan. The Continuity plan is a concept enacted by the CEO of United Health Care & its subsidiary Golden Rule Insurance company. The concept is a brilliant one …

How to Reduce Health Care Costs Health care costs have increased dramatically over the past few decades due to the existence of proxies in the flow of funds. The following steps will reduce the cost …

Everyone needs dental care, but in today’s troubled economy, it can seem difficult to find an affordable individual dental plan to help cover the dental treatments you need. Sometimes it may seem as if hard …

Americans are paying more for health care costs each year. Families are going without care and treatment to avoid costs or are under-insured when they need the care. So why is health care so expensive? …

If for some reason you really want to pay the world’s highest insurance premium for your auto this will help you do it. 10) Buy the most expensive, bright red vehicle you can afford and …

Other people would say I will just put up my own business to earn money. I respect the idea, but isn’t it that if you will put up a business you will also have to …

Although deferred and immediate annuities are both investment products issued by an insurance company and they may seem very similar on the surface, there are a number of important distinctions that must be made between …

When taking out a property insurance policy, you have the option of having allied lines. This refers to extra insurance that you can purchase and have it associated with the standard property insurance policy. This …

An important role that parents play in the lives of their teen aged children is to help prepare them for their future lives. The best way to accomplish this goal is to educate teens on …

The Blue Cross Blue Shield Association (BCBSA) is an American group of 39 individual, society located and locally managed Blue Cross and Blue Shield health insurance companies, in full covering over 100 million Americans. The …

An automobile insurance policy contains coverages that pay for certain types of damage and injury as the result of an accident. One such coverage is called comprehensive which will pay for non-collision damages, comes in …

Auto insurance protects you against financial losses such as car repairs, medical bills and legal services resulting from accidents. But finding the right car insurance policy in Maryland can be tricky. More than 200 auto …

Auto insurance is the law in Delaware. All registered vehicles in the state must include a minimum liability policy that includes 15/30/10 coverage. This is the amount the auto insurance agency is willing to pay …

Health insurance is needed by every American citizen to cover the costs that are incurred for various types of medical expenses. Coverage is provided by various types of health insurance companies. One of the main …

Unless you are fortunate to live in an area that is favorable to boating all year round, you will need to undertake hauling and laying up your boat at the end of the season. Just …

Insurance that a handyman or contractor needs depends on number of employees, type of work and locations of operation. In Missouri (USA), there is LIABILITY, WORKMANS’ COMPENSATION, BOND, AND BUSINESS AUTO Insurances. Most of these …

Much is changing and will be changing in the future as comprehensive health care reform is implemented, for better or worse, so one needs to be cautious in describing anything about the health insurance system.  …

Surrender charges or administrative charges are a common feature of insurance contracts. Levying these charges enables insurers to recoup the expenses incurred in generating a policy when the insurance is cancelled. The penalties for cancelling …

In these times of economic gloom and recession it has never been more important to make sure that you spend your money wisely. This is just as true of purchasing Home-owner’s Insurance as buying goods. …

If you are in business you can’t afford not to have property insurance. By having such a policy in place, the building in which you conduct your business, along with all of your equipment will …

Lodging establishments come is all shapes and sizes, but commonly are either hotels, motels, bed & breakfasts or a collection of cabins. Each have common needs for insurance coverage, and each have some special qualities …

Aside from the obvious privileges of having a AAA membership to save you from pricey tow trucks and roadside assistance, AAA offers a myriad of other discounts and bonuses. When planning a trip for my …

Approximately two thirds of the people renting homes in the United States do not have Renter’s Insurance. Most of them mistakenly think that it would cost too much or that their belongings just aren’t worth …

There are many factors that go into determining the cost of any insurance policy, motorcycle insurance is no different. Each insurance company has slightly differing factors, but they are similar enough to discuss together. The …

HOMEOWNERS INSURANCE You need a homeowners insurance policy not just to protect yourself from permanent damages to your property but also to cover additional costs you may have to incur on repair or replacement in …

There are 3 main reasons that a claim is denied so there are 3 answers to – How do you handle a health insurance claim dispute? The first reason that claim is denied has to …

If you are one of the many people who have recently joined the ranks of the unemployed, this may be the first time in many years you’ve had to think about what to do in …