Insurance Archive

Yes, government should pay all medical cost. The government already pays the medical care for people who are on medicare, and in order for a person to be eligible for medicare they have to have …

Finding the best health insurance available is a tedious task. Most employers offer health benefits for their employees, however the truth is that it’s becoming more difficult for the employers to keep up with the …

How to tell if you have the right amount of auto insurance Thousands of drivers are on the road, commercials caution us against road rage, and hundreds of auto insurance companies are vying to get …

Insurance companies follow a variety of regulations from each state is which they write business. States generally regulate insurance rates, monitor complaints, and is are patchwork of regulations that may need federal charter for national …

The recent spread of the H1N1 virus, better known as swine flu, has caused many people who travel often to worry about their health the effect this virus would have on their travel plans. When …

While the details will always vary from one plan to another, these are the basic building blocks of any car insurance plan: PROPERTY DAMAGE LIABILITY INSURANCE This is what you are required to have by …

America!, America!…,there are so many great things to say about us, but unfortunately not when it comes to: “Insuring the Health of America’s Citizens”. Our Legistrators, and Elected Officials should be leading us in Local …

Insurers are involved in the business of accepting risks in exchange for premiums. While insurers provide protection for clients, they are not completely insulated from business risks. As a result, insurers may face liquidity problems …

As patients, we hold a reasonable amount of expectation that while under the immediate care of medical professionals we will receive thorough and proper medical attention. We have the right to expect that in assessing …

Injury settlements are the monies received by an injured victim of someone else’s negligence. The most common injury settlements occur in motor vehicle accident claims, occupier’s liability claims such as slip-and-falls, medical malpractice claims, pharmaceutical …

C.O.B.R.A. stands for the Consolidated Omnibus Budget Reconciliation Act of 1985, which is the federal legislation that included sweeping changes affecting employee health care coverage after separation from their employer. The law requires that health …

The debate about the superiority of term insurance over cash-value insurance is an apparently never-ending one. So-called experts assert that term insurance is categorically better than cash-value insurance. The reasoning is that life insurance should …

There are many types of coverage you can carry on your automobile insurance policy.  The most common types are Liability, Medical Payments, Uninsured/Underinsured Motorist, Comprehensive/Collision, and Rental Reimbursement. Keep in mind, the more coverage you …

Shopping for renter’s insurance may seem overwhelming, however it is a necessity. Although landlords are required by law to insure a property, if there were a fire, flood, break in, or any other type of …

Vision Insurance or Vision Plans are a common part of company benefit packages. While they come in a huge variety of different “flavors” most have several common traits. Routine Eye Exams At the core of …

Failing To Plan: Why NOT to Rely on Medicare to Cover Nursing Home Expenses Studies show that most Americans fail to prepare for the costs of long term care because they believe that Medicare or …

One of the decisions 52-year-old Jerry had to make after receiving a diagnosis of terminal cancer was whether to use the services of a hospice program.  He already knew he’d welcome this type of care …

Consumer Guide to purchasing Auto InsuranceThis article was written to give you tips to help you buy auto insurance. Whether you buy auto insurance online or in person, the following tips are important when buying …

Affordable Automobile Insurance A new driver must add the responsibility of insurance. It might depend on the age of the individual.  Internet Play around with websites, but take time to run the information gained through …

Cheap Automobile Insurance The need for adequate cheap automobile insurance in this day and age is very vital to our society and necessary for any driver of any motorized vehicle. It has become such a …

Insurance agents perform many functions including providing quotes to clients and selling them a policy. An insurance agent can either be a captive agent or an independent agent but both provide the same service to …

The only way to sensibly, logically and fairly provide health care insurance is for the individual to take responsibility for their own health, and pay for their own health care. Business may elect to offer …

Having the government pay for all medical care should be our goal. We can come close to reaching it if (a) medical care is made a budget priority (b) people in government are willing to …

Many people do not know the difference between Workers’ Compensation and disability insurance. Workers’ Compensation is paid for by your employer. The US Department of Labor requires that all employers carry some form of Workers’ …

It is true that each of us is a unique person. Some of us are employed doing the same kind of work and some of us work for ourselves, so to speak, doing the same …

Health insurance may not be a big issue for those that are fortunate enough to have a job that offers medical care for their employees, but what about the unfortunate people the either are unemployed …

Annuities are purchased by many retirees to guarantee a monthly income.  Annuities are contracts between an insured person and an insurance company to provide this income. In general, annuities offer regular payments, but some can …

As stated by Martin Luther King, “Of all the forms of inequality, injustice in healthcare is the most shocking and inhumane.” The American system is the perfect example of this horrible unfairness. Even though it …

Filipinos usually acquire health care plans for free through employment. For Filipinos traveling to other countries, international health insurance is also available. In the same way, aside from international insurance from their own countries, foreigners …

Call me a Pollyanna, but I believe, deep down, that reforming the problem formerly known as our nation’s health care system is actually doable without having to ruffle the political feathers of our friends and …