Insurance Archive

Car insurance is a large part of the budgets of many households. With premiums continuing to increase, it is important to find ways to possibly lower the rates you pay.  You should be able to …

Health insurance is expensive because the market lacks transparency, which reduces competition and choice. With more transparency consumers would know the actual costs, allowing them to choose treatments more carefully. Also, they would have the …

What is an illness insurance policy? Critical illness insurance covers you in case you are diagnosed with a serious or life threatening illness. You would be financially protected by a tax free lump sum payment. …

You no doubt heard of the new Obama Care Health Laws taking full effect by 2014. If you are not aware of these changes, then you will be aware very soon. You are probably like …

If you are involved in a car accident it may be difficult to remember the information you should obtain from the other driver. It may be helpful to keep a list in your glove compartment …

If you are trying to care for elderly relatives, then you only have limited alternatives such as moving them out of their homes to a nursing home or to your home. Nursing homes are costly, …

Life insurance is a very misunderstood concept. Even though it is ideal to get a life insurance plan when you are younger, it does not necessarily mean that you should no longer get a policy …

Many homeowners insurance companies use risk assessments as part of determining homeowners insurance premiums. There are some of the factors you may be able to change to lower your risk assessment score.  Some variables used …

When an insurance provider refuses to cover a certain treatment, this can become a time consuming battle. It can cause a lot of aggravation and people who are ill don’t really need this kind of …

Auto insurance is one of the larger expenses for many households and is an even bigger struggle for those on a fixed income. Many people, including senior citizens, are looking for ways to save money on …

Deductibles, premiums, caps and co-pays all describe different types of payments associated with healthcare insurance. Most insurance policies will involve all of these different concepts, although the average policy holder may not encounter all of …

The car insurance commercials make it seem so easy.  You look at two quotes and the cheaper one is the better deal, no question about it.  In reality, there is far more to it than …

A new-for-old insurance policy is sometimes referred to by the related concepts of reinstatement or replacement value insurance. This type of insurance covers the full cost of repair, or replacement of a lost or damaged …

When owning or renting a vacation home, it is important to make sure it is insured adequately. There are the same odds of a fire or other disaster if not more than with a primary …

Life itself is the most precious jewel on earth, having the privilege to take another breath each day is priceless. Essentially, so is getting ways to ensure you get to stay that way or at …

If you own a home, it is important to have homeowners insurance to protect your home and possessions in the event of a fire, burglary or other disaster. But shopping for the best deal and …

Insurance polices can be changed and modified by using a technique called endorsing a policy. A policy endorsement can be done to change or modify coverages, add or delete items from a policy and modifies …