Insurance Archive

Who should buy Catastrophic Health Insurance or a High Deductible Plan? Any one that doesn’t have access to a good group policy. What I find simply amazing is those that advise one way or the …

Insurance companies should not have to disclose your credit score because quite simply, they should not have access to your credit to begin with. We are not asking for credit when we buy insurance. But …

There are two types of coverage available under a renter’s insurance policy: replacement cost and actual cash value. Replacement cost is just what it says: the actual cost of replacing an item at today’s prices. …

Short-term medical insurance is a special product with valuable benefits that the insurance companies have created to offer valuable protection to consumers. The option of short-term medical insurance means that a person can obtain temporary …

Universal healthcare is something that many people in the United States oppose. These individuals feel that they should not have to pay for other people to see a doctor. But these people probably don’t realize …

Millions of people are living without health insurance because they can’ t afford it. When you are living without health insurance, you start to deal with many issues including the pros and the cons of …

Who Will Pay? I am on the phone, a ragged stack of medical bills before me. As usual, I am on hold. In February I had a severe bout of diverticulitis. It is October now. …

The number one, most important thing for seniors to remember about dental coverage is that Medicare does not cover dental services. This can affect you in two ways – first, if your only insurance coverage …

The key to finding affordable insurance is to obtain and compare a rate or price quote from multiple insurance companies. A quote can be used to compare coverages, discounts as well as the premium amount …

Everyone who drives must have car insurance, except in a few select states, and even there it is advisable. With the large number of providers available and the state of the economy, many are looking …

Car insurance fraud, like tax fraud, comes in two varieties: there’s “soft fraud” in which the magnitude of damage is exaggerated, and “hard fraud” in which an accident, theft, or vandalism is faked entirely. DETECTING …

Selling liquor in a bar carries with it certain responsibilities for you as the bar owner. You do have a legal obligation not to serve a customer who has already had too much to drink. …

I’m skeptical of the government’s ability to provide quality healthcare. Imagine if going to the doctor were like going to the DMV: long lines, poor customer service, that dirty feeling when you finally get out. …

Kidnap insurance is Necessary for Safe World Traveling Life is precious and someone shouldn’t risk their life under any circumstances. That being said, there might be an occasion in an individual’s life where they are …

This article will attempt to explain the differences between health insurance plans, since the three most popular plans are POS (Point of Service), PPO (Preferred provider Organization), and HMO (Health Maintenance Organization); the article will …

A Renter’s Insurance policy or a Perils Policy is the insurance coverage of a rented property against damages and losses incurred due to various perils. The Policy specifically states against what perils it is insuring …

Many people have made a conscious decision to be uninsured and the reasons behind the decision are many. For some it is budget, for others it is value, and for others it is health. There …

Life Insurance – How Much and What Kind Life insurance is not about leaving the kids and grandkids 75% of the free world.What you want to find out is how much, and what kind of …

Optional supplementary benefits add tremendous value to life policies. The most common additional benefit offered with those is the Accidental Death and Dismemberment (AD&D) rider. This rider embodies two factions: 1) Accidental Death 2) Dismemberment …

When reviewing your budget and trying to cut expenses a bill that could be painlessly eliminated is your AAA membership. For decades AAA insurance was almost a necessity for anyone who did much driving, particularly …

Health insurance is complex enough to understand, let alone learning about a benefit that you’ve probably never purchased, short term medical insurance. This type of medical insurance is a temporary benefit solution until you find …

In the first decade of the 21st century, it is inconceivable that access to quality healthcare is unavailable to more than 42 million citizens of this nation. There are many complex reasons for this with …

For most of us, the biggest investment in our lifetime is our home. The best way to protect that investment is to purchase homeowner’s insurance. Homeowner’s insurance protects you from catastrophic loss. A simple example …

To find the best car insurance coverage for you involves determining how much of your budget can be used for the insurance and then identifying specific insurance coverage that protects you from liability, medical expenses …

The key point here is the words here are the words “guaranteed government health and dental coverage”. No, there should not be legislation in place to “guarantee” anything other than what is “guaranteed” by the …

Older people, by general practices, are required to pay higher premiums for medical insurance. This has been highly contested, as people tend to feel that it is unfair for the older members of the population …

Health insurance for most people is provided by an employer in the form of a group health insurance plan or purchased as an individual policy. Individuals that need additional coverage can purchase a supplemental insurance …

Getting insurance is one of the simplest things you can do, however when it comes time for the insurance company to pay up, that’s when the complications begin. When it comes to insurance companies taking …

Property Insurance is so very important in running a business or owning a home. While property insurance is not required by law it may be required by loan or lease agreements. If you don’t have …

Can you read your homeowners’ policy without falling asleep? Do you know what it says? You need all the help you can get staying informed about what is in your policy, and how it applies …