Insurance Archive

It is said that the average cost of having a wedding is anywhere between $20,000 to $27,000. Just as if you were buying a new car, purchasing wedding insurance is a smart decision just in …

Making an important decision can be intimidating. When faced with complexity and too many options, you may prefer not to think about the all important details before the purchase. Buying life insurance for the first-time …

Because auto insurance is mandatory in Mississippi, it is important to find the best, and lowest prices on insurance. With the technology of the world wide web, it is fast and easy to get multiple …

There are many reasons why it is prudent to purchase insurance for an automobile, home or even for one’s own life. It is prudent to purchase insurance because it protects against a loss, it should …

When thinking about insurance, it seems easy to reflect solely on life insurance. In fact, when I first started working, I sought life insurance as my first protection product. While it is reasonable to purchase …

Getting a driver’s license is a rite of passage for the majority of teenagers in American society. Of course, as soon as they get their license, most teens start asking parents if they can borrow …

If your home and your business are in the same place, you may be able to cover your business on the same policy that covers your home for some time. But the bigger your business …

What is a medical savings account? In Milton Friedman’s words , “A medical savings account enables individuals to deposit tax-free funds in an account usable only for medical expense, provided they have a high-deductible insurance …

If you ship goods on a regular basis, then you do need to look into the various types of insurance policies for cargo that are available. Such a policy will cover the value of approved …

There’s been a lot of debate about whether the United States should switch to universal health care. Universal health care is when all citizens in that nation have free health care. The United States has …

A renters insurance, also known as an HO4 policy, is a form of risk management for people who have rented a home or an apartment. The insurance covers the losses of your personal belongings as …

Medicare Advantage plans are not nearly as complicated as they are made out to be by their opponents. Personally I have shopped both for individual health care for myself and medicare plans for my family, …

The purpose of my article is to offer a consumer service with no strings attached, giving people a clearer picture of what can influence health insurance pricing. With this knowledge and education, I hope to …

Surprise medical bills can be heavy hitters, knocking your savings plan over the fence and out of the park. A hospital can charge tens of thousands of dollars for treatment – do you have that …

If you are like many people, your employer has offered you an array of health plan options. With different costs, different features, and coverage in different amounts with different deductibles, it can be difficult to …

If a customer of your establishment became intoxicated and injured themselves or someone else your business can be held liable for loss or damages as a result. However, if you have a good liquor liability …

In this day and age, it’s more important than ever to make sure you document the contents of your home both accurately and frequently. It’s surprising how many people don’t realize the value of the …

Not only is shopping around for car insurance worth it, it should be mandatory! Car insurance is one of those highly-competitive industries. Just about every street you travel will have car insurance agencies that can …

As we’ve all learned by now, driving without car insurance results in a hefty fine, loss of license in some cases and more penalties than I care to think about. Luckily, with the advent of …

With the costs of insurance skyrocketing in America, the majority of the focus lies on fully insured health plans. These are the typical plans handled by Blue Cross/Blue Shield, Aetna, Fortis, Kaiser, HealthNet, and various …

Most insurance companies receive an insureds’ application directly from their agency base. Agents have the option of mailing an application, sending it electronically or entering it completely online. Some insurers give a bonus to the …

Yes, businesses should be required to pay for health care. When businesses pay for health care, they are essentially “protecting their assets”. Just as businesses maintain their buildings, machines, vehicles and computer equipment, it’s just …

Shopping for health insurance may be one of the important purchases a family can make.  There are many considerations and a lot of things to learn before signing the policy and paying that premium. Here …

Term life insurance is also known as pure insurance. This is because it bears no cash value. Premiums used to fund term insurance are designated strictly to the cost of covering the life insurance component …

Renter’s insurance, if renting a home or apartment, can prove to be valuable in a variety of situations. There are many different ways that a person’s personal property can be damaged including fire, flood, and …

Automobile insurance come in many types and sizes that can be regional or national companies that provide policies in every state. Two of the most well known insurance companies that offer automobile insurance are State …

Heath insurance is a legal contract that binds both parties. If your insurer underpays or won’t pay at all, you have enforceable rights. Here’s how to handle the handlers. This article will discuss the three …

Per capita cost of health care in the United States is reaching upwards of $7,000 each year. Obviously this money must come from somewhere, and the most common response to the question as to where …

Congratulations! You have bought a beautiful new, condominium that will be the source of many carefree, relaxing, rewarding days to come. But you have to be very vigilant when owning a condo. Although it is …

Blue Cross Blue Shield is in fact a lousy insurance company in my opinion. When I became pregnant with my son, I was considered a high-risk pregnancy because I had developed life threatening complications four …