Insurance Archive

Health Savings Accounts

FIXING HEALTH SAVINGS ACCOUNTS:  Making Them More Attractive for Lower Income Working People. Health Savings Accounts (HSAs) were set up as a part of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 and …

Why Insurance is so Important

Without a doubt insurance is a modern day wonder!  This tool is one of the basic necessities of life. Gone are the days when we list food, shelter and clothing as the basic to life. …

Car Insurance Teens – Parents

Parents should be prepared to pay for their children’s motor insurance. My reasoning is based upon three considerations, the relationship between the parent and the child, social responsibility and affordability. Modern society is heavily dependent …

North Dakota Auto Insurance

North Dakota state law requires that the owner of a motor vehicle carry liability, uninsured and underinsured motorist, and no fault insurance coverages at all times. However, some drivers may be unable to get automobile insurance …

The Basics of Disability Insurance

There is a common misconception that the disability insurance provided by your workplace is sufficient coverage. In most cases, your coverage at work is not enough to cover you. Typical work policies cover up to …

Are there Car Insurance Deals for Women

Are there car insurance policies that are good deals for women?  It would be wise to decide what coverages best meet your needs and personal situation before you call several companies for quotes. What should …

How to Choose Dental Insurance

We will all need dental care at some point in our lives.  When choosing your dental insurance plan it is important to find one that will suit your lifestyle and budget.  Unexpected treatment costs can …

Why Health Insurance is Important

Health Insurance is an essential part of our lives in the United States. Without it, you might running the risk of being financially wiped out by a serious illness or accident. It is true, consider …

Prudent Insurance

Insurance is a curious product. It’s one of the few things that you buy which you hope never to use – along with fire extinguishers and emergency tires. This makes it hard to value, because …

United States Healthcare need for Change

Health care reform has been a topic of interest in the United States for almost a century. After careful research, this author can expertly make several conclusions from a history steeped in resistance. This author …

Why Health Insurance is Important

Why Health Insurance is Important Health insurance offers cash to pay bills caused by sickness. Conditions covered by Health insurance are explained in the Health insurance plan, the policy is a lawful contract, and the …

Independent Health Insurance Plans

If you find yourself looking for private health insurance, it may feel like you are learning a new language in relatively foreign territory. To navigate the ins and outs of private healthcare, consider the following …

The World of Life Insurance

One of the biggest concerns of parents everywhere is what would happen to their children and families if they should die unexpectedly, leaving the surviving parent or guardian with mounting financial obligations and no way …

Renters Insurance Policy

When shopping for renter’s insurance there are some important things to consider. Every tenant needs insurance to protect them in the event of a loss. What does the policy cover? Why is this insurance necessary? …

Car Insurance most Expense Cars to Insure

Most people are aware their insurance rates are calculated using a number of variables, such as the length of time they have been driving, the number of accident they have been involved in, the number …

Homeowners insurance at a glance

Homeowner’s Insurance at a Glance Are you at the step you wanted to avoid all along? Are you afraid of making a wrong decision? If you are considering a homeowner’s insurance, you might be interested …

Flexible Spending Account for Massage

Chances are if the economy has zapped your budget, going out for a relaxing massage is not high on your “to do” list unless you have a gift certificate waiting to be used. However, according …

Not having Health Insurance

Approximately 46 million people in the United States are currently without health insurance. The reasons for not having health insurance can vary between the inability to afford premiums versus paying upfront for all medical bills. …