Insurance Archive

Auto insurance is mandatory inNew Mexico, and knowing what types of policies and coverage should be carried is very important. Just as important is ensuring that the coverage is maintained at all times. Driving without …

Let’s examine six ways to budget the right amount of insurance coverage for your business, without going broke paying premiums. 1. How much do you need to meet contract obligations? If you bid on work …

Every residential property, wherever located, is subject to hazards. Examples of such hazards include the risk of fire, burglary or even physical injury. In recognition of this, landlords generally insure their property against various possible …

There are many reasons to insure your car and to keep it insured. There will be times in your life where you will be compelled to insure a vehicle, either by your state (which most …

A hospital and surgical medical plan is a type of insurance coverage that is available in many countries including New Zealand. One type of health plan that provides hospital and surgical coverage is the Hospital …

So you’ve paid the bills this month, added up the checking and savings account, and come to the conclusion you have too much money lying around. No problem. Following are the top 10 ways (in …

You can save money on your car insurance once you understand the criteria the insurance companies use to assess your premium. The criteria includes your age, marital status, where you live, and what kind of …

Society in Distress: For the past few years families throughout the Nation have been enduring a critical dilemma and merely do not acknowledge the correct path to maneuver. What they are visualizing is a highway …

Life insurance is something that everyone needs, regardless of their age. The cost of funeral and funeral expenses is constantly rising, and no one wants to leave those issues to their family and loved ones. …

Reciprocals have been around for many years, but many times get looked over for more popular types of insurance, most notably Mutual Insurance Companies(State Farm, Nationwide, Liberty Mutual) and Stock Insurance Companies(Allstate, Geico, AIG). However, …

What you do not know, could be costing you. There are many ways to save on car insurance, but it is usually up to the buyer to find these savings. Why is this? Insurance agents …

(Note: This article is mostly specific to the United States, but some links might help others as well.) If you’re anything like me, you’ve felt the effects of rising health care costs.  My insurance covers …

The value of a AAA membership far outweigh any disadvantages. Yes, there may be times when you do not use the card enough to get your money back, but this is rare. For anyone who …

When filing an insurance claim, determining the extent of loss follows one of two straight forward and established guidelines, actual cash value or replacement value. Both are based on the cost to replace loss property. …

A young mother sits at a kitchen table, afraid to open her mail. Barnes Jewish Hospital, St. Joseph’s Medical Center, Doctor Smith’s office- no need to open the letters, as she is already fully aware …

You spent the past year restoring that Classic American Muscle Car in your garage. Endless hours of blood, sweat, and yes, some tears have gone into the project. On top of more money then you …

Individuals that have lost their job and are currently receiving health insurance provided by COBRA can typically convert to an individual health insurance policy. This right is provided by the laws that exist for individuals …

Your world would be in chaos, and never be the same, if you got very ill, or injured, without medical insurance! While some people prefer to gamble when they don’t have insurance for a few …

First and best way to cut your car insurance premium, in the US states I’ve lived in, is to have an excellent driving record. Do not get traffic violations and do not have accidents. Be …

The simplest form of life insurance and the most cost efficient is term life insurance. The concept is very simple. Life insurance is taken out for a fixed term during which time the premium remains …

State Farm Insurance is a network of franchise insurance companies each operated by an experienced entrepreneurs/agents. Insurance products and services are standardized through the franchise system however the service may differ from agent to agent …

Even if you rent your property you still face many of the risks of loss and property damage similar to homeowners. Having a renter’s insurance policy is necessary to help protect against loss or damage …

Payment by government is also ultimately borne by people. Medical care financing is too complex to suggest such simple solutions. Payment by Government means payment by the taxpayers, or the people only. Thus the burden …

Drivers in Utah can expect to pay around $722 for their annual auto insurance premiums. Since Utah laws make auto insurance mandatory, it is important to search for the best possible insurance company with the …

Since 1996, the percentage of home workers has increased markedly. And, at one time, it was thought that those who worked from their own homes did not need insurance. However, as time has gone by, …

Sometimes, people shop around and seek the best value for their money. At other times, they may purchase the first product that can solve their problem or satisfy their desire. With long-term products like consumer …

There is much debate over what effects the recently passed, and highly controversial, health care reform bill will have, short term and long term, but for now certainly health care insurance is a big, big …

Compared to other types of insurance policies, renter’s insurance premiums are very low. The price depends on several factors which include the type and location of the rental unit, its existing risks or safety measures, …

Health insurance regulations exist for insurers resulting from laws and regulations from various federal laws and state statutes. Many of these laws apply only to group health insurance coverage that has been provided by an …

When people buy a new car, often they are not thinking very far down the road in terms of safety. If they’re in an accident, they expect their insurance company to pay for it. Often …