Spending and Saving Archive

If you are rich enough to walk into an establishment such as Tiffany’s and spend your pocket change on an expensive engagement ring, then no doubt you have inherited money to burn and squander at …

Black Friday is the biggest shopping day of the year. It is a day that most people have off work and can use to start, work on or complete their Christmas shopping. Because Black Friday …

It is very important to save money as it has many benefits if you do so; there are also several ways in which you can do this. However, if you don’t have any money left …

A piggy bank can do miracles if you want to teach your children the concept of money. It is important kids understand why you need money, how to save, long-term and short-term goals and how …

How can you survive a recession without any savings? The thought of it might sound a little bit ludicrous, but I think that millions of people in America were more or less forced to do …

Creating any type of budget always begins with determining what you have and what you want to accomplish. Creating a Christmas budget is no different. Rather than maxing out credit cards and creating a mountain …

Mobile banking gives your customers the privilege of managing their finances anytime they need to no matter their location. The convenience that this new way of banking brought along is definitely a great step towards …

Saving money is something many people struggle with, especially with the financial climate at the moment. Having even a small amount of savings can be really beneficial to you, especially if something unexpected happens. Knowing …

We all wish that saving money was easy, but with rising gas prices, inflation, and a plunging stock market, its difficult for anyone to meet their savings goals. However, there is an orange beacon of …

In times when ‘recession’ is the word of the day and job losses mount to all-time highs, everyone feels the need to pass on the word of financial education to anyone willing to listen, this …

There are many great back to school sales that can save you a great deal of money.  The following are ways to use these effectively. Look at the ads each week to see the different …

Credit cards can be useful tools if they are used correctly.  If you are not careful you may find yourself in financial trouble quickly.  There are a few strategies to be aware of.  They can …

Big businesses “think” that people are stupid. They count on the consumers to be blind to their tactics! It’s no wonder…have you ever noticed or heard someone say: “I am bad with names.” – “I …

ISA accounts are UK tax-free savings accounts. That they are tax-free is an advantage when compared to other alternative saving accounts which have net interest rates. However, before investing in an ISA, it’s worth noting …

You’ll find yourself sometimes with no money to spend and you need extra money. How to get extra money without asking for a loan? Simply cut off extras you don’t need and learn to save, …

When you find the girl of your dreams, the thought begins to come into your mind that you may be ready to propose marriage to her. You dream of a life together for the “happily …

Most of us are Hyper Aware in this age of the impact our energy needs are having on a fragile environment, the real big Question is is there any thing significant we can do about …

With the increasing rise in gas prices, it isn’t always easy to make ends meet. Gas is something that we all need if we want to get from one place to another. Gas seems like …

Holiday gift shopping can be a stressful moment.  In the effort of looking for deals, writing up lists (checking them twice), and rushing to get everything done on time, many potential blunders may be committed. …

Food is a necessity that can become quite expensive. But, with proper planning, one can greatly reduce the amount of money one spends on food. Here are a seven tips for saving money on food: …

If you have power available to you, you should use it. This is true with coupon saving. Whatever your level of income, you always have more opportunity to purchase. It’s a traditional service that keeps …

Cutting expenses at home seems like something that is really hard to do, but it doesn’t have to be that big of a challenge. There are always little ways that you can save money on …

As the economy weakens, many people are looking for simple, new or innovative ways to save money. A society that has become so overindulgent has left people desiring a less complex and more affordable life. …

In today’s world it seems that having a phone is no longer a luxury, but a necessity. They are used every day to get in touch with friends, family and relatives that are miles away, …

There are many ways that one can stop spending more than he or she earns. It is not a wise idea to spend more money than one earns as this could lead to debt later …

Depending on what your financial situation is, an extra $100 can mean different things to different individuals.  It may not seem like a lot but it can be a good start to making a difference …

You might not even have noticed the gradual change from paper checks to electronic checks. Some banks stopped returning your paper checks years ago, while others offer you only electronic copies of them. There are …

After three consecutive months of running over my minutes and getting billed for too many text messages, I called into my service provider feeling very fed up and ready to cancel. Almost everyone who uses …

Most companies now offer customers the option of paying their bills online. And the majority of banks include free online banking with bill pay, whereby you can simply log into your account and instruct your bank to …

With the recent economic difficulties and prices of many things continuing to increase, people are looking for ways to make their money go further. One technique they may use is using coupons.  Just because you …