Spending and Saving Archive

Ecology is a Greek word which is defined as the study of how organisms relate with each other and their environment. Human beings are the dominating species on Earth and compete a lot for limited …

Grocery shopping is a necessary expense, but it’s far too easy to spend more than you intend. You walk into the supermarket knowing you need a few items, and you walk out with a cart …

Inflation has increased everyday expenses and it has become harder to save your pennies. Unfortunately, incomes don’t increase as quickly as costs do and, as a result, household expenses keep going up. Food is no …

Be it for your personal finances or the largest corporations, the basic bank account reconciliation is one of the most simple yet invaluable tools available for keeping track of funds. On a personal level, this …

7 Sure Ways to Save Money on Greeting Cards Greeting cards were once economical add-ons to birthday and holiday gifts – or simple sentiments to be sent on such occasions. Lately, however, printed greeting cards …

Cell phones have been floating around the technology market for years now. Each type of phone offers new features that telecommunications companies hope you cannot live without. It is true that cell phones allow people …

Universal Studios operates two theme parks in the United States.  (There is also an overseas Universal Studios in Japan.)  One is in Orlando, Florida, near Walt Disney World.  One is in Hollywood, in southern California. …

While buying organic foods may seem more expensive than other produce, there are ways to save on it.  The extra money that you spend now may save on health costs in the future. More stores …

Home phone bills can be daunting. Add this to other utilities and you can be paying too much monthly for the convenience of a home phone. There are several ways to save on your home …

One of the best parts of the holiday season is all of the delicious foods available. Some people opt for making their goodies from scratch. No matter how you serve up your favorite holiday meals …

Coupons are clearly worth the effort of collecting them. Anyone who has managed a budget can see how much small savings each day can add up to over a long period of time. According to …

Many people dream of the day they can quit working and retire, but many end up going back to working part time to make ends meet. There are some things to keep in mind when …

Many shoppers often hope to find big bargains of their favorite products. Before they purchase groceries, they often want the best affordable prices possible for anything they need. While there are plenty of grocery stores helping to …

Store brand items have both advantages and disadvantages.  It is important to take these both into consideration when deciding whether they are right for you.  Consider the following factors. Advantages Price For many this is …

Many families are looking for ways to cut back on their bills, and with the economic climate not being very good for many people, saving in any way possible is beneficial. One area you may be …

Overspending is way too easy when you are a student. This is probably the first time you stay at your own home and have to pay for rent and bills. It is very difficult to have the …

Purchasing items wholesale can help you to save a vast amount of money in the long run. While you may be spending more upfront, you’ll be saving more in the long run. Wholesale Stores/Discount StoresAlways …

The first thing to realize is that E-Gold is not the only way pay in gold. Gold payment seems to be a solution in search of a problem. I find it beguiling and has many …

Smart shoppers are always looking to take advantage of each sale, deal and exclusive offer that they may encounter. Companies usually offer a wide range of special discounts in order to bring in more customers …

There are several things you can do to stay on your budget when traveling.  If you are driving, one of the easiest is taking your own snacks and drinks. By keeping drinks in a cooler, …

In the current economic hard times most of us are already cutting back on household expenditure to try and save money. It’s an uphill struggle at times. If you’ve already employed the usual measures such …

It often seems as though there are more events you want to see than there are dollars in your pocket. Ticket affordability is an issue for more and more people. Wages seem to be falling, …

Living frugally can be rewarding. When first starting out, college students who have little money, need to be frugal. As an example, their first apartment away home can be furnished almost for nothing by using …

When cheques were first introduced they were utilized by those British that had bank accounts. The introduction of the cheque guarantee scheme in 1969 brought even more popular usage. Yet it is predicted by the …

Overview of US legislative framework to tackle internet banking fraud: When considering the legislative framework governing online banking in the United States, Electronic Fund Transfer act can be thought of as an integral component not …

Saving money on your monthly cell phone service is a simple process that can save you quite a few dollars every month. In these hard times, every penny counts. Follow these steps to ensure you …

One of the best ways to save money when planning overseas vacations is to set clear expectations right from the start of the holiday. Define that, and it would ease with preparations and help define …

Black Friday is just around the corner, and across the Web much chatter has begun about this year’s big sales. One of the attractive luring tactics businesses are using to convince people to hit the …

Babies are expensive little people! They need so much equipment that it can really put a lot of pressure on families who cannot afford to buy everything at full price. It is possible however, to …

One of the biggest threats to staying within your monthly budget is impulse buying. It’s often difficult to ignore the vibrant, flashy signs advertising a sale or to leave behind an item that catches your …