Spending and Saving Archive

Email is a great way to save postage, but many of us still like to send and receive a real letter or card once in awhile. The best way to save money on postage is …

Thrift was once considered a virtue. Children learned that “a penny saved is a penny earned,” while adults cautioned them to remember that “a fool and his money are soon parted.” But these lessons have …

Eating out is a favorite activity for many people.  It is a social activity, as well as being a break from cooking and doing the dishes at home.  Many people also consider it as a …

An apocalypse is a near impossible thing to plan for.  Knowing when and how one will strike is as unlikely as predicting earthquakes and weather patterns.  Therefore dumping valuable resources into preparing for such an …

During the Great Depression of the 1930’s, people were afraid to spend money, afraid to throw things away that they may be able to use again, and definitely did not take any job, large or …

Monetary policy is the process by which the central bank of a country manipulates the supply of money in circulation at a given time for a specific purpose. The process is aimed at targeting the …

When we think of habits, negative things come to mind like smoking, drinking or spending money. The good habits sometimes drop into the background like regular exercise, sleeping enough and saving your cash. Not all …

No one can argue that Wal-Mart has been incredibly successful as far as retail stores go. Their success is due at least in part, to a conscious effort to provide their customers, and other potential …

It is the time of year when the kids are headed back-to-school. That means lots of expenses for parents around the globe. There are many items that you cannot avoid purchasing, but if you are …

Financial knowledge is extremely important not just for investors and entrepreneurs but also for average households. Families face crucial financial decisions everyday, from budgeting the kids’ allowances, shopping grocery items, saving for retirement, buying a …

Success with personal finance always comes down to the same basic formula: spend less than what you earn. People who have money are the ones who save rather than spend it. Those who proudly flaunt …

It is intimidating to think of money management, so unfortunately most people don’t until they are seriously in debt. There is also the sneaky way that money tends to disappear when people use debit and …

Whether you’re well off or struggling to get by, creating and maintaining a budget is one of the most important things you can do to manage your money well.  Sticking to a well-planned budget can …

Even if you are on a low income it is important to stay within a budget you can afford. If you start relying on credit cards and loans to cover everyday living expenses you will …

With the increasing prices and other economic difficulties, many people are keeping a close eye on how they spend their money.  It may be a good idea to be aware of how you are spending …

Impulse buying is a slippery slope because it can both quickly and easily lead to over-consumption.  It is a euphemism for a “shopping addiction” in today’s culture.  The first step is deciding if you or someone you know has this …

Don’t you hate walking into the market hungry?  As eyes grow bigger than the stomach, the cart becomes a recipient of those foods we’d love to eat NOW.  “Show some restraint”, we tell ourselves. “Restraint” …

When it comes to budgeting, it is a hard thing to try to get used to doing. You may have been in a comfortable financial situation once before. Things may have changed beyond your control, …

Costco Wholesale Corporation (COST), is a wholesale discounter that sells directly to the public allowing consumers to bypass retail distributors and retail prices for household items. Costco can save families a lot of money due …

Would you like to save money on food, but don’t know where to begin? Are you tired of leaving the supermarket broke every single time? Do you wish there was more you could do to …

A nest egg is an amount of money that is saved for emergencies, retirement or a big event. If you do not have a nest egg, you can potentially find yourself in difficulties. The reason …

If ever there were a time for people to save money, it’s NOW. For 7 tips on how to save, start with the big items but, remember, the little items add up, too. (Save on …

Costco: The Fill ‘Er Up and Ring ‘Er Up Shop Costco Wholesale Corporation is the world’s biggest membership warehouse club store chain and one of the most sizable retailers globally. Known for offering quality products …

Families enjoy many times together, and those quality moments do not have to be expensive or even cost anything at all. There are many free fun things to do with your children, here are ten …

The money in your pocket is not enough? Well, it is not your fault with the economy the way it is right now. It’s difficult for many people when they can’t get what they need. …

Given the high prices of food and fuel and the poor economy that all of us must live through, spending for exotic summer vacation is a thing of the past. Generations ago, few people had …

Most women enjoy shopping, and buying clothes seems to be a hobby for some of them. They can simply hand over their credit card or fill in their bank details online only to come to …

When it comes to budgeting, it is a hard thing to try to get used to doing. You may have been in a comfortable financial situation once before. Things may have changed beyond your control, …

Prices seem to be rising like a helium-filled balloon these days, and as they fly out of reach, they seem to be taking the buying power of the dollar with them. But all is not …

We are bombarded by advertising to purchase items almost everywhere we turn these days. Having the constant temptations of modern day consumerism has a great affect on the personal finances of many people. Even though …