Spending and Saving Archive

There are certain steps you can take that will save you money on gas and with the price of gas nowadays, every little bit helps. One of the most obvious ways to save on gas …

Saving for a special treat, such as a vacation, electronic gadget, or other toy will probably require some cutbacks, but it isn’t impossible to do. In fact, by making these simple changes in your life, …

Now it is more important than ever to save money. There are many simple ways to save your hard earned money. One of the easiest ways to save is at the supermarket. By following a …

Life throws us curve balls all the time. It’s important to prepare for such emergencies through proper planning and preparation. Here are a few tips for you: 1. Make a budget! This is the best …

A little of what? you may ask, and quite rightly so. Well, a little of everything is the answer, because the bottom line is, we can quite easily do with less, and so make anything …

Automated teller machines, or better known nowadays as ATMs, are machines that are located externally to a bank counter where customers walk or drive up and conduct banking transactions without the assistance of a bank …

Being a housewife doesn’t have to be a bad idea. Nowadays there are many educated and efficient housewives.Here’s how you could be a smart housewife and save money. Plan your journey.  Pay utilities bill, loan …

In order to get food stamps in Texas, households must meet certain maximum income requirements.  The Texas food stamps program is formally known as the Supplemental Nutritional Assistance Program (SNAP). Monthly supplements are given to …

Losing your job is tough, since it is a real blow to your self-esteem, but not only do you have to contend with the emotional issues that unemployment brings up; you also have to find …

Traditionally Black Friday deals offered items slashed in price to entice consumers to head out in the dawn the day after Thanksgiving. Essentially these deals were designed for ambitious individuals looking to be the early …

Many consumers simply accept bank charges and fees as a fact of life. It can appear easier to accept the status quo of remaining with a bank that makes a profit from your account, than …

The need to endorse a check for a minor is a situation most parents run into at some point. If your child receives a check, is not of age and has no identification card to …

The greatest high when it comes to shopping is managing to find that elusive ‘exactly what I was looking for’, while it’s on sale. Annual milestones like Black Friday are, on the surface, the best …

Many people think about what they are spending and saving on larger purchases but small purchases can add up quickly also. A dollar or two here and there does not seem like a big deal …

Undoubtedly one of the cheapest places to get cigarettes is at a party where you can just bum them off of a buddy. My friend Bruce says “I don’t buy cigarettes but I still smoke …

There are many new and entertaining ways to help worthy charities. Giving to charities is as quick and easy as clicking your mouse key. For example, if you love animals you can go to the …

Many of people seeking the American Dream in this economy need to understand that the true definition of The American Dream is a stable job that supports a home and a family. However, in today’s …

In the United States, Black Friday is a special shopping day that occurs on the day after the Thanksgiving holiday. The shopping bargains can be astounding with items like big screen televisions and computers selling …

An apocalypse requires more financial planning than a smaller disaster because the affects are more widespread. If the probability of an apocalypse is high, more reason exists to utilize part of one’s budget for that …

Teaching small children good saving habits is a crucial thing to do so that they can learn the value of a dollar. When children see money, they assume that they can just spend it, and …

It is very possible to get out of debt and become financially secure. The easiest way is to make a series of small changes in your habits that will not upset the smooth flow of …

Debit or credit? It’s a question many of us hear on a daily basis, and it generally comes down to spending either the money in our checking accounts, or money we don’t have that we’ll …

A successful budget grows wealth and manages debt within an organized framework that easily manipulates and apportions money for maximum financial benefit. The traits of a budget are what help make it successful by providing …

The con game is a very old one, and although the methods have changed over the decades, the result is the same: someone gets hurt. Usually the con or scam involves elaborate ways of getting …

Cutting down on living expenses can be difficult. We each establish habits that involve spending and changing those habits is often difficult. Begin slowly if you can and keep in mind that each change you …

Money attracts money. The more money you have then the more you will attract. It is with this in mind that children must be taught to think about money with respect.. They must be able to save …

Today, we are living in an economy that has left many people without any resources left to care for the needs of their families. They may have been working men and women who lived month …

Since the “Great Recession of 2008” bargains can be found everywhere. Although “everywhere” is a broad description, there really are many locations where shoppers can find really good stuff at a really low price. Are …

When you walk into any Disney store or Disney park, or almost anywhere for that matter, you are inundated with Disney apparel.  You can buy t-shirts with just about any Disney character on them, depending …

This summer everyone is trying to beat the sweltering heat on a budget. Yet, the kids are at home, and they want to be entertained. And entertainment is supposed to be expensive, right? Forget forking …