Spending and Saving Archive

In this new age, when someone has to pay for the mistakes made in the economy, one must find a way to make the funds available go further, because those who had money to invest …

Bills are responsibilities, and in most cases they are financial burdens. They may arrive in the worst possible time such as when you run out of cash, or a day or two before their due …

Both money and children need to be seen and heard: Valuable lessons are learned when parents talk to their children about money and its value. An important first lesson for children is in denying them …

If you want to avoid over drafting your checking account then you should become a good money manager. You should know every single expenditure you have going out and make sure you log them into …

The balance between spending and earning is a precarious balance for most people. While some have the unique blessing of having far more resources than they will ever spend, most engage in the struggle of …

Money orders are pre-purchased from third party vendors, such as a bank, United States Postal Service, independent merchants and Western Union. The exact amount of the payment is bought and the third party issues the …

Many people live on a budget in order to maintain a certain kind of lifestyle. Budgets can be difficult to maintain if contingencies are not taken into account. As such, you may have to free …

For saving money, saving it at an earlier time is a better time, especially in a society that likes to procrastinate. Already in the game, some are taking their daily earnings and depositing them directly …

In these tough economic times, you can give good quality holiday gifts without breaking your budget.The National Retail Federation reports predict that US consumers will spend on average this holiday around $682.74 per person. During …

Introduction: Online banking is the process in which a financial institute allows its customers to perform functions in relation to their accounts through the internet using a secure web portal. These portals may allow the …

Most teens are consistent at burning through money faster than it accumulates, and even going a step farther by causing untold grief with family vehicles, thus creating woes for someone else’s finances. Money in is …

We have all seen offers in our E-Mail boxes for free offers for some product that intrigues us. The problem is we often fail to read the fine print that accompanies these offers and as …

Being financially independent is a worthy goal for anyone.  Unfortunately, to many people, it seems more like the impossible dream than a possible goal.  It can be done, but it will take time and discipline.  …

There is literally no limit to how much you can lower your electric bill. If that statement sounds impressive, it truly is. If it sounds impossible, it actually isn’t. Given enough motivation on your part …

Although electronic transfers and direct deposits are becoming more and more popular, there are still companies that use paper checks for paying their employees. A paper check is also a handy way to settle a …

Can one get rich by being frugal? That is one possibility. Having peace of mind is another. What exactly does the word frugality mean? Interestingly, the freedictionary.com website defines the word frugality, not in terms …

Let’s face it, we all love to save money, especially around the holiday season when spending exceeds the norm. And when scouting for good deals, what better place to look then a thrift store. To …

Electronic check conversion (ECC) is something which is not alien to the American banking industry as it has been in existence for many years. However, laws governing ECC were re-enacted in 2006 in ‘Regulation E’ …

Many people do not pay attention to how much they are spending until they get into a situation where money is tight for them. It is important to make the most of your money at …

One of the most important aspects of running your household is having a budget. A budget is a road-map telling your money where to go. It helps you track your spending and keep your spending …

Adjusting to life on a smaller income can be extremely difficult for some people, especially after having reached a certain level of financial success and freedom. When the necessities of life were at one time all a …

Many Americans have been looking online to get better rates of return on their money in the last few years. Some individuals chase ultra high-yield investments which often turn out to be scams, but they’re …

Saving money is an important thing to do if you want to achieve financial security. However, it can be difficult to save money while trying to pay your bills and other living expenses. What can …

Retailers this year have seen steady returns on holiday shopping as the Thanksgiving weekend ends. Black Friday has set a new record. According to a press release (courtesy of PR Newswire) ShopperTrak, the world’s largest …

When people need a money order, the U.S. Postal Service is one of the most popular places people choose to purchase one from. It’s quick, easy and convenient because you can mail off your money …

Joint bank accounts are popular for many reasons. Many married spouses or couples who are living together often opt for joint household expense accounts and it is also common for family members or business partners …

There are lots of ways to save money, and in this tough economic time, everyone can use a little help. Here are five easy ways I have found to save money without having to change …

Modern savings accounts are a combined product of the Internet, downsized personal banking, and banking-related expenses downloaded to the consumer. Mailed or e-statements have replaced the traditional passbook. Savings accounts may even be entirely online, with …

Saving money seems to be the hot topic today. With the changing economy, there are many families that are struggling to make ends meet and provide for their basic needs, including housing, clothing, and food …

There are many causes for the reason that someone overspends. And the reasons are staring right at us. The availability of food, and other items that stores stock, is temptation staring at us in the …