Spending and Saving Archive

Cut your water and electricity bills by at least a hundred dollars altogether! Think it’s impossible? Well think again! There are a few simple guidelines to follow in order to drastically cut back the costs …

No matter the reason, there are times that we have to send money instantly. In these instances waiting 3 to 5 days on a bank ACH transfer simply will not do, especially if you need …

Greeting cards can be very nice to send to people, but they can add up quite easily with the $3 or more price tag many of them carry.  Fortunately, there are many different ways that …

Many people are in debt because they simply can’t help spending more than they can afford.  There are different strategies that you can employ if you are truly serious about making this change.  The following …

Life takes money, and money is often tight. So how are we supposed to get by during those tight times? Here are a few tips my wife and I followed during some continued tight times, …

For most of us, money means security in that it provides food, shelter, warmth, clothing and the occasional treat. Or at least, those are the basics for which we actually need money. Sadly, it has …

In a credit card economy, it is often difficult for people to save money.  As the credit card amounts increase, there is just no money left over at the end of the month to save.  …

Spending to save more may seem contradictory, but it is a known truth that you can do just this.  Consider that you get what you pay for in many types of goods, and that longevity …

When you’re a teenager the last thing we think about is saving your money for a rainy day let alone your retirement that you can’t even imagine into the very distant future. However, saving should …

Recent studies indicate that approximately 20% of United States households have completely disconnected their home or land line phones and are operating completely from cellular or VoIP phone services. There are an additional 13% of …

If you are in the sacred parenting years, then you may be wondering how to save money on child care. Saving money on child care is no doubt of interest to most parents because it …

In today’s economy, it doesn’t hurt anyone to have a little extra money. Whether you are paying off credit card debt or saving extra money for Christmas season, try out some of these ideas to …

Nobody wants to be poor, and that surely is incentive enough to take steps to save money. However, although the idea of being wealthy might be an appealing one, society is very much divided between …

We all know it is important to have a good credit score.  The higher FICO credit score you have, usually means when you are inquiring to borrow money you will get a better deal on …

‘Tis the season!  The season to go to the mall, the corner store, the small businesses, and what seems like every where else to get the perfect gift for everyone on your shopping list.   …

In a poor economy, everyone looks for ways to save a bit of money. Fortunately, there are ways to continue to enjoy your current quality of life without sacrificing your future or your bank account. …

Online payment company PayPal has just recently teamed up with credit card company Discover to offer a unique service in brick-and-mortar stores which expands payment options for consumers when shopping “offline”. Over time, PayPal’s popularity …

Cutting coupons out of the paper is so yesterday. Instead of spending hours digging through the paper trying to find the best deals and potentially receiving a hurtful paper cut, why not take advantage of …

The Christmas shopping season is almost here and people will be bombarded with advertisements and sales that tempt them to spend their hard earned money. Retailers are focused on getting people in their stores to …

Most people would think that you can’t make a mistake with using layaway for the holidays.   Buy the gifts you want for everyone, paying just a little money down, so you can make payments, instead …

How many times do you find yourself staring into the fridge at an expired item and wishing you had never bought it in the first place? But you did buy it, and needlessly it seems, …

Many people find it difficult to save. When economic times are tough, it is more important than ever to develop strategies to save money. Saving money allows you to not only secure your future but …

Money. Those green pieces of paper that allow us to buy food, clothes, keep a roof over our heads, and occasionally splurge on something that we want. It’s something that everyone desperately needs in their …

House renovation is a big decision for many home owners as it involves large sums of money in relation to purchasing material as well as for paying labor. Thus, it requires considerable amount of planning …

Mobile phone banking is quickly being adopted as the newest way to keep track of one’s finances. It’s easy to see the attraction; we nearly always have our mobile phone on our person, so that …

Costco has many different products on which you can save money.  Among these are healthier foods.  The following are some of the healthy foods you can save on at this popular shopping source. Costco offers …

A study from The Grocer magazine shows that groceries are now one-thirteenth of what they were 150 years ago. The prices of 33 items that included hot chocolate, bread, eggs, grapes, sherry and a toothbrush …

For most folks, direct debits are handy ways to pay bills, confirm subscriptions and put regular orders for products or services on autopilot. However, are you really making the most of these recurring fees, or …

When summer comes round and you long for a vacation to take a break from the run of the mill routine, there is no need to feel disappointed if an expensive vacation is out of …

Little things mean a lot, there’s a lot of truth in it even in finances. The small things that you do consistently have a huge impact on you whether it’s good or bad. Unfortunately, a …