Why you should Save Money

Money. Those green pieces of paper that allow us to buy food, clothes, keep a roof over our heads, and occasionally splurge on something that we want. It’s something that everyone desperately needs in their everyday life and yet people struggle to pay for rent, groceries and gas because they don’t have enough. There are many different reasons people should save money but three of the most important are: needs, vacation and retirement.

There are certain things that we as human beings need to survive: food, water, shelter and clothing. Without these things, it would be difficult to function and carry out a normal life in the world in which we live. In order to have these things, money is necessary so that we can buy these essentials and provide not only for ourselves, but also whoever else may be dependent on us for their well-being. The main reason that we have to work as a people is to earn money to be able to buy items to help us survive. Working 40+ hours a week, there comes a point when we need a break and to take some time to relax and rejuvenate. This is where taking a vacation comes in to play.

Everyone should get away from the daily grind once in a while; take some time off to just have a good time and enjoy life. Of course, nothing in this world is free and if you want to lounge around on a beach for a week, you need money not only to get you there, but also to stay however long you like. If you enjoying buying souvenirs, going out to shows or clubs or just hanging out at the bar, all of these things require money. Even a simple trip to Busch Gardens will run you at least $70 per person, and that’s not including the gas to get there and back, the food you will buy or the games you may play. If you don’t have any money saved for vacation, taking a trip to get away from your everyday life will probably never happen. Getting older means you’ll have to work less, which means you’ll have less money to pay your bills and less money to save.

Retiring is something that will happen to everyone; there will come a point where you’re not longer able to work, or at least not as many hours as you could before. Preparing for the future is especially important because you never know what tomorrow will bring, and if you’re not financially ready, this can cause major problems. For example, if you have health problems but no insurance, those bills can add up. And if you don’t have any money saved up, you could end up owing the hospital and the government a lot of money. Also, let’s say you’ve always wanted to take a cruise and you figure since you’re now retired, this would be the perfect time. If you don’t have any savings, you can kiss that dream goodbye.

Saving money is something that you should learn to do when you’re younger, so that it is ingrained in you. That way, when times get hard, you want to take that vacation or you can no longer work, you don’t have to worry about losing your house, being in debt or just scrapping by. If you’ve been saving for 30+ years, you have a little nest egg in the bank and you have fewer worries on your mind. Unfortunately in our society, money makes the world go around and in order to have the lives we want, saving should be a no brainer.