Spending and Saving Archive

With all of the technological advances in the financial world, writing checks is becoming a things of the past. Many children and teens may have a savings account, but they may need some kind of …

Several factors affect the cost of living for an area. Cost of living affects the poor most as compared to the impact on the rich. This is because they are mostly responsible for the rising …

Money orders are a great alternative to paying cash or check, especially if you do not have a checking account. Even if you do have a checking account, if a creditor or vendor will not …

The economy has signs that it is getting better, but most economists are remarking on how slow it is recovering. Many are still looking for ways to save some money in order to keep their …

Since childhood we’re always told to help our fellow man, assist other people in their time of need and treat others as you’d like to be treated. Hour exchange is the embodiment of these things. …

You already know all about basic budgeting techniques, like making shopping lists and sticking to them. You’ve already got the knack of hunting down coupons online for the things you like to buy. You already …

You cannot stay within your travel budget until you know what it is. Generically deciding to save money on travel is ineffective. The money will simply slip through your fingers without notice, leaving you unable …

Shopping online is a very popular way to get the things that we want. Some people avoid shopping online like the plague though. Each person has different reasons for not wanting to shop online. There …

If you want to save money for online shopping, it can easily be done by use of coupon codes. The money saved with coupons can be used to do more shopping. It’s easy to find …

If your budget isn’t working it’s because you don’t really have one. You don’t have a written budget You can’t control what you don’t measure.  Moreover, how will you know if you are winning if …

Food shopping can cost a lot of money. It is so easy to overspend without even realizing it. To prevent that from happening, some good spending habits should be adopted. There are a number of ways that …

When you try to set aside any money, sometimes you may feel you are getting nowhere. Growing savings for most people can take both discipline and focus. Savings are meant to be there for you …

Just what is a doorbuster?  According to dealnews.com a doorbuster is are ultra-cheap items that brick-and-morter stores sell to lure shoppers into their stores.    Some examples might be a 40 inch television for $98, a …

Especially in the post global financial crisis economy, people are looking to save money in any way they can. A great idea for people looking to save money is to buy in bulk. There are …

We all know how important to save some of our money for emergencies and things we want to purchase.  There are things to consider to determine which savings account is the best for you.   One …

You picked an up and coming neighborhood did you? It sounded like a good investment in the beginning, but when the home values around you skyrocket so does your property tax. Cost living is one …

In this economic world we live in everything has a cost, and overspending is easily done. There are many contributing factors towards overspending; however, knowing the causes behind overspending is the key to controlling spending …

Eating out occasionally should not break the bank, nor your nutritional needs, but it is best to only eat out as a treat not as an everyday activity. After all dining out can be expensive …

One of the most important aspects of frugal living is avoiding paying full price on as many purchases as possible. If you are willing to get organized, creative and at times a little bold, then …

You do not have to be a Rhodes Scholar to know that clipping coupons saves you money. And if you have traveled the internet for any length of time, you have probably picked up a …

Countries with high interest savings rates and low inflation Persons wishing to increase their savings may find it worth their while to look into establishing an off-shore savings account. Generally speaking, nations offering high interest …

Most people like to think that they are too smart to get scammed by a con artist. They’re not the kind of person who gives their account number to some Nigerian prince who emailed them …

You’ll never forget it.  Prom night.  The fancy dresses, the excitement in the air, the final hurrah of the culmination of a magical childhood.  There is one thing you would probably rather forget however.  The …

Not all the dangers in the world are of the organized sort.  Those scam emails about the Nigerian millionaire who needs to deposit money in your account are still going around.  And oh by the …

When travelling, it’s very easy to spend too much money. But there are certain things which can ease the financial pressure. For starters, when visiting a foreign country, become familiar with the currency exchange. Making …

Twitter might strike you as simply a passing fad for people that have too much time on their hands. In fact, if you’re turning your back on Twitter, then you might be missing an opportunity …

Breakfast, lunch and dinner meals can be prepared for less than $5.00. Stores like Ralph’s, Albertsons and Vons have the lowest prices. Using coupons when available will also save a little money. Breakfast is always …

Start a garden. Even a small garden can help out with a food budget and you can get the kids involved in something healthy and constructive. If there is no room for a garden where …

Everyone wants to earn the highest interest on their money to grow their savings. Finding the bank which gives you the highest benefit is a matter of doing some research. The country where you live …

Being a better consumer is simply about identifying what you need and what your budget can afford. Needless to say, the constant rise of the middle class resulted to an overwhelming boost in consumerism. According …