Insurance Archive

Purchasing homeowners’ insurance is second only to purchasing a home in terms of important investments. Homeowners’ insurance protects not only your home but also your belongings and other assets. Therefore, it is important to know …

Requiring businesses to do anything other than comply with local and federal laws is ludicrous. Businesses already pay workers comp. insurance, business liability, at least minimumwage, half your FICA taxes, federal unemployment taxes, as well …

I learned about short-term medical insurance a few years ago when I was just finishing up at university. Another student told me that Short-term medical is meant to help those of us who are transitioning …

There are many ways a person can replace a lost Medicare card. Unfortunately, this can be very involved process and the individual needs a lot of documentation to prove that they are eligible for the …

In tough economic times, finding the best deals on all the products you use is imperative. Because car insurance is mandatory in most states, many people find budgeting this additional payment into their budget to …

My mother in law went to get into her car after a long day at work but her car wasn’t there. Someone had stolen it. After the calls to the police and the insurance company …

Understanding the words and terms used in insurance policies is important when purchasing insurance and very important at the moment of presenting a claim to an insurance company. It is easier to understand the term …

Providing insurance that covers the driver, regardless of the vehicle they drive, only makes good sense. In typical insurance, a person buys insurance on a particular car. Then, should something happen to that car, they …

When researching supplemental dental insurance you must keep in mind that it is NOT insurance though the word is used. Supplemental coverage is a discount plan that MAY be used in conjunction with your dental …

Chances are if anyone depends upon your income for support, you need life insurance. The question is what kind, how much, and for how long. There’s a myriad of good life products available, plus the …

I do not ever buy the Collision Damage Waiver when renting a car. That is not to say that one should run around uninsured. That would be irresponsible and illegal in some states. There are …

PPO is a Three letter abbreviation for: 1-Preferred provider organization2-Public Policy Office3-Prisons and Probation Ombudsman4-Poly(p-phenylene oxide) 1)-Preferred provider organization :- In health insurance, a preferred provider organization (or "PPO") is a managed care organization of …

Individuals that undergo a vasectomy can usually have this procedure covered by their health insurance policy. However, when individuals make a choice to have the procedure reversed most health insurance policies typically do not cover …

How much does one spend on mandatory auto liability insurance over one’s lifetime?  If you are a rancher with five vehicles, at $400 a vehicle for liability, over a 50 year lifetime, that would equal …

A catastrophic health insurance policy is one that is designed to protect against devastatingly expensive medical costs – the sort of medical expenses that bankrupt people, cause people to lose their homes, ruin people’s credit, …

If you rent your home, be it a single-family residence, condo, or apartment, renter’s insurance is as important to you as homeowner’s insurance is to those who own their own homes.  While insurance carried by …

Automobile insurance can be extremely expensive.  It can, however, range very greatly from company to company and even within the company depending on the plan you get.  There are different ways that you can lower …

New Hampshire is one of  the only states in the United States that does not require auto insurance to be carried on vehicles. The only exceptions to this rule applies to persons who have been …

Should government pay for all medical care? The first thought that came to my mind, I can’t put those words in any article. Yes, they should be paying for medical care. While our government can …

North Carolina drivers are required by law to carry minimum amounts of auto insurance on any registered vehicle in the state to remain legal. Just because it is mandatory doesn’t mean you have to spend …

Blue Cross Blue Shield – Is this provider for more than 1/3 of the nation’s people a consistent and reliable provider of coverage? Overall, the answer might be yes. “Might be” are the operative words …

Consider you are a 16 year old driver clean out of manoeuvreing college and you desire to understand how a lot it will price for car insurance. Or you can imagine you are a father …

Homeowners insurance was designed to protect the homeowner from loss from fire, wind, theft, and any number of other disasters that can affect their home and property. It can be expensive, however, it can also …

If they haven’t learned by now that there are definite consequences to their actions, then what better time than when other peoples lives are in their hands? Teens should pay for their own car insurance …

Homeowner’s insurance does not cover identity theft until you add coverage, an endorsement or rider to your policy. According to the Federal Trade Commission (FTC), nearly nine million Americans fall prey to identity theft each …

With all the ads offering to save me 20%, 30% or 40% on my car insurance, I realized all I had to do was sign up with the first company, then switch to the second …

Medicare Replacement plans need a lot of research before they can be affective. The average person who has never worked in the insurance industry, rather on the provider or insurance side, rarely understands what they …

We are not taught about health insurance in school. As complicated as health insurance is, the schools should offer a course to our children before they have to deal with it. Health insurance is important …

In 2007, only 59.3% of Americans were covered under employment-based medical insurance plans. 45.7 million Americans remained uninsured in 2007. These people are the victims in today’s healthcare system. Unlike people with insurance, the uninsured …

Incapacity Benefit (IB) is a contributions-based benefit for people who are unable to work due to sickness. In 2008, the UK government started the new Employment Support Allowance (ESA) which rolls IB and other benefits …