Insurance Archive

Renter’s insurance is a benefit to any person who has valuable property or visitors in their home: college students are certainly no exception.  These days the most expensive items are the most easy to pocket, …

Arizona drivers could be paying to much for their auto insurance premiums! Even if you currently hold an insurance policy, it is vital to compare rates online at least twice per year to ensure you …

This is not a yes or no question for the informed. It depends on the type of life insurance one considers or owns. Hence, my answer is no, simply because there are so many kinds …

Short-term medical insurance plans offer you coverage for a restricted period of time, and may be the perfect resolution for certain individuals. Maybe you have just graduated from college or between jobs; this would be …

For the average American consumer, it can be a confounding and frustrating journey in trying to connect the dots between all of the different health insurance plans out there whether shopping between different insurance companies, …

Health insurance premiums seem to keep rising every single year. This is getting really expensive and some people are looking for creative ways to cut cost in their health care. Some people are raising their …

Many people own classic cars as a hobby and take pleasure in maintaining and looking after them. Classic car owners invest a lot of time and money in their automobiles. Keep in mind that classic …

The term “HMO” is an acronym standing for Health Maintenance Organization. Their name is a reference to these organizations coverage for preventative medical expenses, like regular physicals, well baby visits, and immunizations and vaccinations. This …

Most auto insurance companies issue policies with six main types of coverage. In addition, there are several other options that vary by company. Bodily injury liability (BI) – This coverage pays for injuries suffered by …

Ok so everyone else has explained the difference between the types of policies highlighted but there is the hybrid mentioned that was not discussed in detail. The best of both of these policies is the …

Indiana has set forth a Financial Responsibility law. This law requires that anyone operating a vehicle in the state will be required to carry minimum amounts of liability coverage at all times. It is against …

Renter’s insurance protects a renter’s personal property against damage or loss. College students don’t have much personal property, but their most important possessions, such as laptops or bicycles, are also the most often stolen and …

Disability income insurance, as with many other policies, is a specialist area within the insurance market. Its purpose, as the name suggests, is to insure a person against the risk of disability limiting their ability …

Hawaii laws require all drivers to carry minimum amounts of liability auto insurance on their vehicle at all times. Third party liability coverage with bodily injury and property damage coverage amounts of 20/40/10. Drivers must …

When making an important financial decision- like purchasing an annuity- it is necessary to have at least one good reason to make the purchase. An annuity may last for a few years or a lifetime, …

No, the government should not pay for ALL the medical care for the United States of America people. As a nation, we need to learn to take care of each other more and we need …

In risk management the two most important factors in assessing and prioritizing risk is the level of the danger and the frequency of the danger. The threats that are the most dangerous and difficult to …

Buying life insurance is actually a pretty complicated endeavor and one that should not be taken lightly. One of the first things to do is to arm your self with information about what all of …

Being an insurance agent myself, I feel I can shed some light on the subject of insurance shopping. Like you would shop around for just the right deal on a car, you need to check …

Selecting your car insurance can be a confusing process if you haven’t ever bought car insurance before. It helps to be educated about what questions to ask and things you don’t need added to the …

Medical coverage in the US is not universally available and, consequently, this has given rise to a situation where a significant percentage of the population lack such coverage, a position which in turn has given …

Insurance policies come in many forms that provide benefit payments to the policyholder. Two types of policies include disability income and long-term care. Both types of policies can be purchased by a property and casualty …

The key to a successful business is content employees. You can’t have employees if they are all dead. Providing them with health care insurance is not only beneficial to them, but it enhances the productivity …

Come to think of it, traveling abroad is a little bit of a complicated issue, mainly when it comes to health. Considering this, many insurance companies as well as credit card companies have rushed in …

Being both a medical professional and a patient at times, I can truly attest to the high and continuously rising health care costs. It seems endless and amazes me daily. I am going to give …

Most states require minimum amounts of auto insurance be carried on their vehicle at all times to comply with state Financial Responsibility laws. Minimum amounts required vary state-to-state, but it is important to understand the …

It’s never a good time. You’ve just been in an automobile accident; you’re still shaken up and confused. You need to understand what to do before it happens, so you can be prepared when it …

These days there is a need to get everything as cheaply as possible.  One way to do this is to get car insurance quotes that are as inexpensive as possible.  You need to do this …

If you rent your home you know the importance of renter’s insurance. Do you know however, whether you are properly covered? Renters should not take a ’one size fits all’ approach to buying insurance. Levels …

One of the things that scares many people away from buying their first motorcycle is insurance. They tend to worry that the premiums will be far too expensive for them to afford. The secret is …