Insurance Archive

What are Short Term Health Benefits

SHORT TERM HEALTH INSURANCE- WHAT IS IT AND IS IT GOOD FOR ME? Before going any further first answer these questions honestly, are you and/or your happy healthy with out any pre-existing conditions and currently …

Types of Life Insurance you can Buy

Life insurance is designed to create financial protection for a persons’ family should they pass away. This protection can come in the form of paying off the deceased persons’ debts or even as a replacement …

How much Life Insurance should one Buy

There comes a point in everyone’s life when they begin to worry about life insurance. Today this worry seems to come sooner and sooner. Younger people are beginning to see the benefits of having life …

New Jersey Auto Insurance

Auto insurance is a must for anyone operating a motor vehicle in the state of New Jersey. Bodily injury, Personal Injury Protection, and uninsured motorist policies are all required to be carried on your vehicle …

California State Disability Insurance

California State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is State-mandated, and funded through employee payroll deductions. SDI provides affordable, short-term benefits to eligible workers who suffer …

Car Insurance Comparing Progressive and Geico

Geico is a household name with tremendous appeal and great name recognition through their effective advertising campaigns and their animated “gecko spokesperson.” Progressive Insurance is not as well recognized as Geico, but with a customer …

Tips for Filing your Car Insurance Claim

Tips for filing a car insurance claim: Being involved in a car accident can be very stressful and leave you asking many questions. The most important one is probably about your insurance and what you’ll …

Short Term Medical Insurance

Short Term Medical Insurance: Bridging the Gap Between Coverage You are probably hearing a lot more about health or medical insurance these days, mainly due to the 2008 Presidential election. For the most part, medical …

Catastrophic Health Insurance

Catastrophic health insurance sounds scary but all it’s just a type of health insurance where you pay low monthly premiums with much higher deductibles, but have to pay for your own regular medical costs like …

The Basics of Disability Insurance

Disability insurance provides income protection to the insured in the case they cannot work due to an accident or illness that happens off the job (workers comp covers on the job accidents). The insured must …

Why Buy Health Insurance

Health insurance can make or break you. If my husband and I did not have health insurance, our recent health crisis would have ruined us. Neither of us have access to health insurance through our …

The Basics of Disability Insurance

Disability insurance policies have thier own unique terminology, using language you won’t find in any other insurance policy. Total disabilty : A person is considered totally disable if he is unable to perform all the …

Rv Insurance

Pack it up and hit the road; just make sure that you insure it properly first. There are two major types of RVs; first, a self-propelled vehicle, such as a motor home. The second type of …

Credit Scoring and Auto Insurance

Is there really a connection between paying a bill late and paying more for your auto insurance? Actually there is. It may be controversial to some, but insurance companies in most states now use a …

Puerto Rico Auto Insurance

Puerto Rico is such a beautiful place to be there’s no doubt you will want to get out and about in your city. To do so by an automobile means you must carry auto insurance …

What is a Captive Agent

In the realm of insurance professionals, there are two broad types- brokers and agents. Beyond this, agents are either captive agents or independent (non-captive) agents. The word ‘captive’ implies restriction of some form. Captive agents …

Supplemental Health Insurance

Supplemental insurance is provided for many types of insurance depending on what is needed by a particular individual. One common type of supplemental insurance that is purchased by individuals that are on Medicare is called …

Louisiana Auto Insurance

Louisiana, like most other states, has mandatory auto insurance requirements in place. These requirements mean any registered vehicle in the state must carry the minimum liability coverage at all times. Drivers must have a policy …