Scams take many forms: overseas lotteries, get-rich-quick schemes, work-from-home jobs and hundreds more, but the fact is that unless you’ve been ripped off in the past you probably don’t know how to recognise a scam …

Many people collect artefacts and memorabilia as a way of making money. Is it possible to know what the next big thing is? It is, and here’s the good news, its not difficult! The sure-fire …

I have read very interesting elaborations about term life and permanent life insurance and I have to tell you I do not have 20 years in the industry and I fell in love with the …

When you put on the blue, you take an oath to protect the public. You also agree to follow all assigned policies and procedures. Almost all modern police forces have a random drug testing program. …

Investing is something that anyone-yes, even you-can learn to do. But where do you start? The beginning is always a very good place. Answer the following questions and you’ll be on your way down the …

There are many differences bewteen Target and Wal-Mart that consumers should understand. First, Tagret is a cleaner store on average, due to many factors. #1-they have higher prices on most products which are comparable to …

You have researched diligently, and you have located the greatest mortgage charge available for your residence invest in or refinance. Great job! Now will come your subsequent undertaking: analyzing and minimizing your closing charges.hypotheek Closing …

You know the expression It never rains, it pours? Well, it’s storming all around me and it’s been brewing for a while. I’ve been there. My family has come through financial difficulty in the past, …

Owning a roomy condominium on a beautiful beach overlooking crystal blue-green water is steadfastly becoming a popular choice, especially among retirees and people who prefer not to maintain a yard. In addition to owning a …

When a party with a security interest in property seeks to seize and sell the property, the process to do this is called foreclosure.  There are several different types of foreclosures, and the method that …

One type of coverage that comes on an automobile insurance policy is collision coverage. This coverage is available in various limits, pays for damage only when another vehicle is involved and the cost of the …

It is possible to save money on shoes, without compromising quality or comfort, provided you keep in mind the real purpose of needing to buy new shoes. No-one really needs to have a lot of shoes, but most people need …

The recent financial crisis has really hit everybody hard, especially the average middle-class American. My husband had a very good job working for a pharmaceutical until the company started to lose money, prompting lay-offs. While …

Some people live dangerously close to the edge of poverty and one financial hit could make them homeless. Generally they have low wage jobs and there’s just not much money around. Most of us will …

Auto insurance is one of those things in life that seems like a complete waste of money, right up until you actually need it. In many states (Illinois for sure) it has been a state …

A frugalist knows the difference between needs and wants, and how to acquire those needs at very affordable prices.  Food, clothing, and shelter are basic needs, and a frugal person knows how to get these …

How to Compare Home Insurance Quotes When you start shopping for home insurance it is important to request several quotes from insurance providers. These quotes are free and you are not under any obligation to …

There are at least two types of investment professionals that directly interact with individual investors – investment advisors and stock brokers. While stock brokers aren’t legally obliged to act in an investor’s best interest, investment …

In order to maintain and keep a good credit score – especially in this day and age where being credit worthy has never been more important – one has to have a lot of common …

If you go back as far as this writer, you may recall the famous line by Steve Martin on a late 1970’s vintage episode of Saturday Night Live, “You too can be a millionaire and …

                                  What is the Best Time to Sell Covered Calls? What is the best time to sell anything? The …

Living on less than your income is very challenging but can be so beneficial. Living below your means is one way to achieve financial security later on in life and is a skill or habit …

Avoid taking out a payday loan if you can. You would be better off pawning something of value than taking out a payday loan. Payday loan companies are nothing but pirates looking to take all …

Credit cards are a great boon for the consumer – used wisely. Otherwise credit cards can easily become a hassle, which turns into a significant headache, which can progress into a terrible nightmare. When dicussing …

Debit cards make life so much easier, and you won’t rack up debts that could take you years to pay off. A debit card is only good for payment up to the balance in your current …

No one wants to get the letter in the mail. No one wants to hear the word “foreclosure”. We have been getting used to the fact that so many of our friends, neighbors, coworkers, and …

It is easy to search on the internet for savings accounts which offer the best interest rates. Although they are advertised as high interest savings accounts the description is a joke, as whilst typical credit …

Are they ever! Sure thing. Banks are definitely making a ton from planned overdrafts, ATM fees, Credit Card over limit and late fees, Etc. In fact I think I have found a title for my …

Despite the fact that 46 million Americans do not have health insurance, the costs of health care in the United States rose by 6.9% in 2008. What is more frightening is relating that to the …

Because long-term care coverage is a relatively new insurance product, many potential policy holders don’t know what questions to ask or what bargaining points to leverage to balance affordability with comprehensive terms. With some research …