Home insurance policies from any insurer the the United States are basically the same. They generally all provide coverage for the dwelling, contents and liability to some extent. Many insurance carriers policies come with varying …

Are you a low income earner with little or no spare cash each month?Is it worth your time opening a bank account, after all you haven’t got anything to put in it have you?The answer …

The Benefits of Renter’s Insurance for College Students When the students of New Jersey’s Seaton Hall College awoke from bed that morning ready to great a new day, little did they know that before the …

The pros and cons of credit cards are constantly being weighed by consumers in the financial world today. Consumers enjoy the convenience of everyday shopping with their cards, and they may even receive rewards based …

Adverse credit mortgages are not the ideal method of financing a home purchase, but they are often the only resort available to those with bad credit. As sub prime lenders seek to lose their tarnished …

The Grameen Bank is a microfinance institution in Bangladesh that facilitates the distribution of micro loans to small and underprivileged debtors. The Grameen Bank is known for its efforts in alleviating the widespread poverty experienced …

Setting up a budget worksheet is actually fairly straightforward. You will need to have an appropriate software package, such as Excel or OpenOffice’sCalc. Calc is a freeware package, that is recommended. With the Calc spreadsheet, …

Many people refuse to believe that one can be addicted to shopping or that shopping can be dangerous, but it can. Women especially fall victim to the enjoyment had by shopping. It feels good to …

There are several advantages to overpaying your mortgage.  Whenever you make an additional payment and apply the funds to the principal balance, you are reducing the total amount of interest you will pay over the …

Benjamin Franklin once said, “If you would be wealthy, think of saving as well as getting.” We have all been there. We’re starting to save a portion of our income to become financially independent. We …

I have had the privilege of being covered by Anthem Blue Cross Blue Shield for the last 5 years. When I was hired to work at a small pre-school after working with the local public …

Are you wondering whether or not it is a good idea to conduct banking on the Internet with your bank? There are many advantages and disadvantages. You will learn the pros and cons of online …

Loaning money to friends and relatives is something that often comes back to haunt a lot of people, due to the fact that often the money isn’t paid back very quickly, if at all. This …

If a publicly-traded company decides that its stock is priced too high for the average buyer, it may decide on a stock split. When a stock split happens the numbers of shares outstanding are multiplied. …

Have you ever lost or had your credit card stolen? It can be a scary experience for anyone. You could be stressed about the fact that someone else might have your card and were using …

Shopping at Walmart or Target is a matter of preference. For the most part the the customers that each direct their advertising to is very different. Walmart likes to claim they are “America’s Store”. Target …

Investors who only focus on buying and selling stocks miss out on a large segment of the investing world.  Buying and selling options allow investors to protect themselves against losses and to make more money …

From the first heavy and bulky and limited use mobile phones of the late 1940s to the smart phones of today, mobile phone technology has catapulted the world to its present state of instant gratification.  …

You did all the right things. You had a budget and paid all your bills. Then the bank increased the payment required on your credit card balance. Pay-as-you-go won’t work anymore. Now what? You still …

Once you’re in debt it can take many years to get back in control of your finances, which is why it is a good idea to avoid getting into debt in the first place. Debt …

Wasting money has become the bane of this society. The waste of money has become so prolific that record personal debts are seeing millions thrown into chronic debt with no hope of escape. But how can …

Although finding homeowner’s insurance in the Sunshine State is becoming increasingly difficult, Floridians will find that shopping for auto insurance has become easier than ever. With just a few clicks of the mouse, you can …

Whether it is trying to “keep up with the Jones”, impatience, or just plain being spoiled, some of us will charge what we want rather than wait until we have the cash to pay for …

When someone you love passes away, it is a difficult and traumatic life event; it can be even more difficult when the deceased carried a high burden of debt. The ultimate question in this case …

Strategically defaulting on an underwater mortgage is not illegal and thus not a criminal act. The fact that so many are now engaging in this practice indicates that it is laws which prevent the majority …

To find the best interest savings rates for bank accounts can be summed up in one word: research. By researching the various savings accounts the best interest savings rates can be found. Here are a …

There are several reasons why lottery tickets are very bad investments. It can even be argued that lottery tickets are not investments at all and can be considered a horrible waste of money for little …

Loan Modification Program Series 2: Countrywide (Bank of America) Homeowner Retention Program The program began December 1, 2008 and has no specified end date. This program will systematically modify troubled mortgages with up to $8.4 …

Many young adults are excited to spend what appears to be free money(credit cards). It is important for young adults to understand how you use credit cards to their advantage. While credit cards are one …

In this current economy, your hard earned cash slips through your fingers like sand through the hour glass. It’s so hard to hold on to it with so many outside entities pinching off the pile …