In spite of your best efforts you discover that you did not earn enough money to pay for all of your current expenses. It is quite easy to spend a whole lot of money when …

Should gym memberships be tax deductible? OMG you’ll be asking for sex deductible tax next but there’s a thought, as to how that one would work. LOL ! So New Year arrives and one decides …

Opting for personal bankruptcy as a way out of debt is not a decision to be taken lightly and you should consider how it may affect your life. Whilst it can offer relief from the …

While there are several ways to save money on life insurance, comparing different plans among different insurers is not done frequently. Typically, this is because purchasers deal with agents or sales representatives that they know. …

In today’s changing economy, more and more people are finding it a struggle to make ends meet and providing for even the basic needs of their families. Prices at the standard store checkouts are rising …

Investing small amounts of money is probably the most sound advice that my parents gave me. To say I will deposit $1000 in my savings account is overwhelming and impractical. To commit to depositing $20 …

Times of financial crisis may cause a person to consider bankruptcy as means to get there financial burden lifted off his or her shoulders.  Bankruptcy comes in three varieties Chapter 7, Chapter 11 and Chapter …

One click and hundreds of quotes. Online auto insurance really is that simple. On-line shopping for auto insurance has never been so simple, with the most competitive quotes for you. How can it improve your …

Health Insurance for the Independent Contractor As a working freelancer or entrepreneur, you may find yourself in many of these positions throughout your lifetime: You leave a company (or the company changes insurance plans) and …

Most of the state and private colleges and universities in the United States require their full-time students to maintain health insurance coverage during the duration of their collegiate careers. If a student does not qualify …

During difficult economic times, most people look for immediate results when it comes to saving more and spending less money. Like most long-term goals, success comes from developing and maintaining good routines so they become …

Having the bad credit albatross around your neck can bring down many aspects of your life, not just your purchasing power. It can keep you from doing everything from dining out on a credit card …

Home Equity Mortgage Conversion Saver loans, or HEMC Saver loans are a type of reverse mortgage that’s advantages are based in structural differences as compared to standard reverse mortgage loans. The primary differences between standard …

ISA accounts are a tax-free investments which can either be as a saving account, or alternatively as a stock and share component. As such, ISA accounts certainly have their advantages in relation to more standard …

Having condo insurance may seem like a waste of money but it may just be the best investment you ever make. Condo owners usually pay a monthly fee to cover the cost of a master …

In order to answer the question “Should businesses be required to pay for health care insurance?” we need to back-track a little and look at the history of commerce and government in our country.  The …

Through no fault of our own during the early nineties we were plunged into financial turmoil, with four children to support and a mortgage to pay . It took time and more than a little …

Before this even gets kicked off, let me warn those that do not have an open mind to disregard this article. What do I mean by this? If you are not willing to change your …

If you own a car, insurance is a mandatory expense. Driving without insurance can get you into major trouble. Fair or not this is an expense you need to carry not only for your protection …

It is perfectly possible to have an unblemished driving history with not even a speeding ticket to your name, and pay a car insurance premium at a rate of up to three times higher than …

 REO foreclosure offers can sometimes be an incredible real estate deal.  You can get a property that you pay much less than it is worth simply because you take advantage of and understand the system. …

The federal government should absolutely offer some kind of assistance to those holding student loans. This does not mean total debt forgiveness but some kind of loan modification. It is in the best interest of …

Why is it that those who have enough money seem to never run out? Is it because they have so much that they can never come to the end of their money before they die? …

It is difficult to miss the many news and magazine articles focusing on people who are facing foreclosure on their home.  You cannot help but agonize about the distress these folks are facing.  So many …

The best health insurance plan will be different for every person. No two people have the same health or financial needs. Some people need a basic package, and some need prescription coverage and medical supply …

In todays’ “buy now pay later” climate, having bad credit has become increasingly common. In fact, the Institute for Policy Studies estimates that about 1.5 million people in the United States file for bankruptcy each …

Long Term Care Insurance: a dilemma dissected Where to start? Your first question is probably “is LTC insurance something I should even consider, and if so, at what age should I buy”? Then comes, “why, …

When it comes to finance and managing your money, one of the most basic (and vital!) aspects of building wealth and financial security is controlling the money that goes in and out of your bank …

A small amount of money invested on a regular basis, can pay off handsomely in the long run. With a budget of $100.00 a month for investing purposes, your choices are somewhat limited. But that’s …

Store cards have a bad reputation as the unsuspecting shopper can run up huge debts through the inflated interest rates they carry.  However, whilst store cards are not to be recommended to the impulsive spender who doesn’t pay the …