Savings accounts in the United Kingdom can have a variety of options and features. As such, they can be of some variety. However, all savings accounts will provide a guaranteed return, and interest will accumulate …

A bank or financial institution is similar to a mafia loan shark business. They loan out money to people who are in need of some quick cash. However, the mafia still has some class, while …

My experience with government loan programs for financing education has been one of mixed emotions. Coming from a lower income family, my situation dictates that I would be completely unable to attend university without an …

Whether you are a young adult taking your first steps toward financial independence, or have recently experienced a major life change, such as divorce or the death of a spouse, that requires you to become …

The tax cuts that occurred during George W. Bush’s terms in the White House were intended to stimulate economic growth through what is known as ‘supply side economics’. According to James, D. Gwartney of the …

With the advent of online banking, mobile phone applications and automatic deductions from your chequing account or credit card, the process of paying your bills at your branch, at the store or in the mail …

The true value of one’s home cannot be fully or accurately measured in dollars and cents. Your home protects you from the weather and those who seek to harm you, as well as protecting your …

College students are rocks! They’re tough, so they don’t need a health plan! It may be true that some college students believe this of themselves, but the reality is the opposite. College students need health …

So you think you have what is takes to invest in the stock market? Well, you probably do. Investing in the stock market is not as hard as most people project it to be. If …

CREDIT COUNSELING: PUTTING A HANDBRAKE ON YOUR RUNAWAY FINANCES For those who have experienced out of control finances, a credit counseling service is like pulling the handbrake on your runaway car. A counselor will not …

I used to make all my bill payments by check/cheque. I would wait for the bill to arrive through my letterbox and then send off the payment for the postman to deliver. Recently, though, I …

Let us suppose that you just went into business for yourself. One of the major issues you will face is what insurance to choose. How will you find out what is available? How will you …

Most people in to days world will have some bills or debts that keep them from doing other things they want to do. It is never a good idea to keep buying things on credit …

Unless individuals have more money than they know what to do with they should probably insure their home. A home insurance policy is generally required if an individual has a loan or mortgage, lives in …

No matter the borrowing need there is a loan to fit the situation. When there is no available collateral an unsecured loan will allow the potential borrower access to a loan without having to place …

Getting great deals on life insurance isn’t too hard, especially if you’ve got a job, a credit union bank account and/or a mailing address or watch TV or surf the internet. 1. Find out what …

Annuities are types of insurance contracts sold to the holder of such policy by an insurance company. Payments are made to the holder of the policy at designated time periods. Generally annuities are paid after …

Horror upon horror. You open your purse to make a purchase and your wallet has gone along with all your credit cards and cash. Things may have changed, but having had such a card stolen …

This is a transcript of the April 2010 edition of K-Voice™, your 401(k) participant audio counselor. Health care reform is now the law of the land. You might be asking yourself: what does that have …

Is there anyone that is still using cash? If you are, shame on you. You’re missing out some great discounts. I must admit that I’m a late convert to the use of my credit cards …

There is no real “curse of the lottery”, but there are terrible mistakes that are made by those who win large prizes without taking the steps toward a safer, more organized and better planned future. …

No more having to put your hair up in curlers, apply make-up, get dressed, style your hair and douse your head with tons of hair spray. No more having to round up the children, get …

In the early part of this decade second mortgages grew rapidly in popularity. They were a great way for home buyers to borrow more than 80% of a property’s value without having to pay mortgage …

Believe it or not, you can save money every single day! So many of us go through our daily routines not being conscious of how much money we are wasting. Here are several ways that you …

“Trading currencies for beginners” is a common search term for those looking to get involved in this money-making business.  Therefore if you are interested in trading currencies then the following guidelines are highly recommended: 1.  …

Renter’s insurance covers the cost of your personal property in the event of a fire, smoke damage, lightening, broken windows, water damage, theft, or weather-related loss. This includes the cost of medical expenses if a …

It’s usually pretty easy to get a student loan, and at first glance they seem like an excellent investment – after all a post-secondary degree can dramatically improve both career prospects and earning potential. Borrowing …

Medical Bankruptcy is a term used to describe a person declaring him or herself as bankrupt due to their inability to repay the mounting medical bills or other debts related to obtaining treatment for medical …

Your electric bill is too high each month so now you decide to change the way you live within your home. You take a good look at the situation and you discover that your appliances …

The full significance of having bad credit is now understood by more and more people everyday. Bad credit labels you as a bad risk, not only in the eyes of creditors but also by potential …