Spending and Saving Archive

The meaning of money is simple, direct and devastating for others. Power. It leads to the lessening of those without it and the total annihilation of the working poor. Power is more generally defined in …

What can you do for recreation for little money or nothing? Well, that depends upon you and your interests. What exactly interests you? Do you like to window shop without buying anything? Do you like …

Bank statements are very important documents. They are documents that need to be kept in save places for security. For years these have been sent to customers by the mail. But how many of us …

It may sound crazy to spend more money than you bring in, but how is that even possible? Well, it is definitely possible and happens to good people quite often. The holidays are a good …

What should you do if you find yourself with twenty dollars and no idea what to spend it on? You could spend it on a trip to the nail salon or even go out to …

In the excitement and barely controlled chaos that is the transition to college for many students, banking and finances often get short shrift. Much thought is given to the big financial picture of paying for …

One place you may find yourself at a lot is the bookstore. This is especially true if you are a student, or you simply enjoy reading books for fun. The only problem with good books …

7 years. That’s how long it takes to double your money if you can invest it and receive 10% interest. Interesting, isn’t it? – One of those small truisms that forces you to ask questions. …

Routine charges applied by U.S. banks to their customers who withdraw cash from out of network ATM’s can add up significantly over a year. Whilst people are making many budgetary cuts to escape the rising …

Just because you’re trying to be careful with money doesn’t mean you have to miss out on a good time with friends. You might think that to save money you have to stop doing all …

One common saying is to have “money burning a hole in my pocket”. For many people this is the case, any extra money they have, they find something they think they need to purchase. Even …

I get pretty tired of people complaining about the services that their Bank offers them, without really trying to make the accounts that they chose to open work for them. I have been with HSBC …

In this economy cutting out extra spending habits where you can, will help you stay ahead of the game. Trying to stay ahead can be difficult. There are many ways you can save money and make …

Direct deposit is a convenient, simple way to receive income. Paychecks, tax refunds, child support payments, etc. can all be automatically deposited into a checking, savings, or prepaid debit card account. Typically it is free, …

If you are interested in opening a new online bank account you have hundreds of online banks to consider. Here are some tips on what to look for when selecting an internet bank. 1) FDIC …

Even with today’s modern technology including e-mail, Internet, and other forms of electronic communication, many of us still have large phone bills every month. Things such as long distance calls, international calls, and calling options …

Ideas for saving money To fill your pantry you have to find other ways of saving. Always make a shopping list. Don’t leave it home and don’t be sidetracked from that list. Marketers deliberately place …

Saving money on electricity can be easier and more effective than you might think. These are some quick and easy fixes. The five low hanging fruit if you like: 1) Have an electric boiler and …

You may wonder whether biweekly payments really save you money on the long run and how do they do that. However, the answer to this question is not a simple one as it depends on …

The average American grocery bill costs families over $6,000 each year, according to the Bureau of Labor Statistics. Second only to housing and transportation, grocery spending takes a huge bite out of every family’s monthly …

As a self proclaimed (and proud of it!) Tightwad, I am constantly looking for new and creative ways to make a dollar stretch farther. I subscribe to the old fashioned notion that to get ahead …

CHECK 21 AND REMOTE DEPOSIT CAPTURE In the past few years, Remote Deposit Capture (RDC) has begun to revolutionize the way people do banking. In October 2003 the Check Clearing For the 21st Century’ legislation, …

Everyone wants to save some cash along the way. Reducing waste is an easy way to save money but there are those that don’t realize this fact. Taking a look at your habits and how …

You opened a checking account. You got your debit card and PIN in the mail. Now you can use your debit card as long as you have money in the bank and as long as …

Let’s face it: Twenty dollars just doesn’t go far today. But if you put on your thinking cap and get creative, it’s amazing what you can do with a mere twenty bucks. Here are some …

You work hard for the money that goes into your bank accounts, so you should make it a priority to make sure that your money then works hard, in return, for you. This involves ensuring …

With the financial sector on the rocks during the last few months, many banks have had to come up with emergency acquisitions and mergers to stay afloat financially. Other banks have outright failed and some …

Clutter may be one of the most frustrating things that people deal with in their homes. Even the most organized of people often get behind in cleaning and find clutter scattered throughout their homes. One …

Canadian banks are world class! The World Economic Forum has been ranking Canadian banks as the world’s soundest banking system for several years now. Even in the Great Depression, Canadian banks didn’t go under, and …

The piano is a very popular instrument and many new musicians are unable to afford brand new pianos. In order to learn, practice is required so it’s essential to have a piano in the home. …