Spending and Saving Archive

Many advice columns presume that college students have come straight from home and don’t really know how to manage their money. In many cases, this may be true; nevertheless, once they realise that their funds …

As one of millions of Americans with a “free” checking account, I also represent an account that generates a minimal profit for the bank. Minimal profit, that is, unless I happen to overdraw my account. …

One possible way to save money when purchasing a used vehicle may be to buy one at a car auction. However, there are some things to be ware of when shopping at an auction.  The …

Times are a-changing when it comes to watching movies and TV shows at home. Gone are the days of driving to your locally-owned video rental store and picking up a VHS tape. DVDs are even …

In the modern world, people seem to live increasingly hectic lives, and many barely have the time to stop for a cup of coffee any more. Millions of people are on the go from first …

Whilst doing some research recently on US checking accounts, I have been struck by how different they are to their UK counterparts. This article outlines some of the main differences and may be of use …

Overdraft fees have increased. ATM fees are up. Credit card rates are expected to rise, followed by late fees as the market tightens. “Today, customers want more than a bank. They want a financial ally …

Please keep in lane Banks super High wage > We all like honesty – Honesty I here you cry; whats that? – (clear throat) – We all want to know what is going on especially …

Knowing your bank routing number can be very important in today’s age of electronic payment. You will need it in order to pay using an eCheck, set up automatic payments or transfer money to your …

Do you recognize the need to start saving money? Are you tired of the insecurity and dissatisfaction you feel every time you consider your financial future? Do you wish you could start saving money – …

There are no hard and fast rules as to when to stop the car for a dumpster dive.  Determining where to stop (or not to stop) the car for a dumpster dive usually depends on …

Do you need save money? Are struggling to find ways to save? Well, thankfully there are tons of ways you can save money without much effort. In order to save money you have to be …

Everyone wears shoes, and everyone needs to purchase new shoes from time to time. There is no reason why you can’t buy very high quality, stylish shoes without having to go broke in order to …

There are few of us who haven’t wondered if there’s not a better way to realistically approach saving a few dollars.  Let’s face it, there’s a reason “how to save money when you’re broke” is …

With the prices of grocery items continuing to increase, it is more important than ever to make the most of your grocery budget. One way to save money on groceries is to make them last …

Traveling can be quite expensive if you fail to come up with a proper budget. It is important for you to first of all establish how much you are willing to spend on your trip. …

It’s about time for the sun to come out and the temperature to warm up. Winter and spring are both great, but summer means no school and vacation time! Woo hoo fun in the sun …

Stretching your already exhausted dollar further so that your money lasts might seem to be near impossible as you don’t see any signs of relief. It’s not there are a dozen ways to stretch even …

Restrictive endorsement of a check is a way to put a higher degree of security of a check you endorse. By adding a restriction on how the check can be further used, this is another …

Since time is so valuable to so many of us, we are always looking for ways to make our lives more convenient. If you have considered online banking you may want to consider banking online …

Reading is a wonderful habit as it gives you the chance to broaden your horizons and search deep into the unknown parts of your soul. It is important for children to start reading books from …

I received a letter in the mail the other day from the government. According to the letter, I qualify for an economic stimulus check that will be mailed out in May. The economic stimulus checks …

How an underprivileged child who eventually matures into the top of the class beta male and squirrels away a half million dollars by age 35 is far from what most people would imagine.  Trust fund? Lottery? Google stock …

There are considerations on both sides that need to be addressed, but for the most part, people should opt-out of receiving paper statements and instead use only Internet statements. One advantage of receiving paper statements …

Money was always an issue as a single parent. And with the economy here in the U.S. as it is today, money is an issue for all concerned. Have you seen the price of gas …

Summer season sees a sharp increase in consumption of electricity resulting in inflated bills, power failures and outages. We can all reduce our consumption of electricity by adopting some basic methods, and relying upon natural …

Automated teller machines are convenient, but they can be costly if you are not careful. In an October 2010 survey conducted by Bankrate it was learned ATM fees have grown exponentially and consumers are paying …

Another service offered is Merchant Services, also known as credit card processing.  In today’s busy world, having the ability to take quick payments via credit card is a must.  Most consumers do not carry cash …

12 Ways To Care For Money – Part II This article is in 2 parts. One has already appeared under the category “Spend wisely to save money”. Out of Season Items You will find that …

You may dream of remodeling your home, but the budget may not allow it. If you are selling, making the right impression is important, but can be expensive. The fact is, you may not have …