Spending and Saving Archive

Taking the easy option and keeping all of your money in one bank is not the most fiscally prudent route to follow. With turmoil in financial markets and the possibility of bank failures it can …

When money is tight, wasting things like food, is simply not an option. Not being wasteful sounds great, in theory. Sometimes life happens and so does spoiled milk. There are just times when certain foods …

Online banking is a very convenient self service channel that is offered by banks. You can use it to check balances, make fund transfers between your accounts, or a direct payment to another person or …

In tough economic times, families everywhere are trying to stretch their grocery dollars. Here’s a few of my favorite low cost dinners. (They can be made for less than $5 and serve a family of …

Shopping at a dollar store can save you a lot of money.  However, you have to know how to shop.  Many items at the dollar store can be purchased for much less than you would …

Summer is one of the most awaited times of the year. Classes end, there are a couple of long weekends and holidays and families get a lot of opportunities to go out for a vacation. …

Do you have an online bank account that you use on a regular basis? Chances are good that if you have a bank account that you have access to an online form of that account. …

Yes, I can see how weight loss tips can help with debt reduction. In both instances, you are trying to cut down; with weight loss, you are trying to cut down on how many pounds …

Knowing what to consider when opening your first bank account is a decision that you will have to live with as long as you utilize a bank account you have opened. There are a number …

In today’s society, it is not wise to rely on social insecurity as a means of building wealth; it takes savings. What you chose to save will be the key factor in deciding the amount …

Analysis shows megabanks have 23,000 times more exposure to credit default swaps than community Banks. Healthy community banks unfairly impacted from financial adversity and consumers should heed the wake-up call. As the economic crisis puts …

Many have had to learn how to keep up with bills on a low income. Indeed, worrying about bills can be very stressful to deal with and is very intimidating for many people to tackle …

Managing your personal finances may not always be easy, but you can improve your relationship with money. When you succeed at improving your relationship with money, you will find that you gain financial freedom and …

I’ve always had high dreams for college. Some of which could never be funded by just a scholarship and my parents’ help. Obviously, I’d have to help. But how do you get a child who …

Have you ever gotten that dreaded letter from your bank saying that you have somehow overdrawn your account? You called up your friend who works at the bank, and after looking into the computers, he …

Chase continues to evolve into one of the country’s leading banks, with branches practically everywhere. Its presence online completely complements the delivery of its services to its targeted customers. When you have a Chase Bank …

Home Depot is a great place to buy discounted home appliances. From home improvement to construction products, Home Depot offers a full line of all products including home appliances that you will need to remodel, …

Everyone is experiencing the effects of the economy in some way or another. There are many ways by which a person can cut down on their living expenses, but when it comes to feeding a …

Winter time and the cold days that are associated with that time of year are often prime culprits of high electricity bills. This is also the time of year that many people are out of …

When deciding to open a checking account, there are a lot of factors that the average everyday person needs to asses before just joining any bank. You should try to match up how you are …

For people that are constantly flying all over the world, whether due to business or leisure, a small private plane may be a necessity. With airfare always on the rise, the continuous money spent on …

In our society saving money is becoming a rare occurrence. Many people have the problem of “money burning a hole in their pocket.” If they have money, they feel like they need to spend it …

Effective interest rate, or EIR, is the interest that actually accumulates on a balance over multiple periods of time. In other words, since annual interest rates are charged periodically, the balance of a loan will …

Extreme couponing is a craze that is taking the country by storm. For those who are unfamiliar with couponing, this is the act of using coupons to save the maximum amount on your grocery bill. …

Lining up in the bank is becoming a thing of the past, with technology at hand, so much can be done by a few clicks on your computer. Banking has been made so much easier …

Saving money is one of the main things that people can do to protect themselves. Whether you invest or not you are making an investment in yourself when you save money. There are a dozen …

Saving money is difficult and the financial pressures we face today add anxiety to our struggles. Without a spending plan, saving for a secure future is nearly impossible. If you want to save for retirement …

People sometimes don’t appreciate just how reliant they are on the smooth running of the banking system. We have become accustomed to being able to use our debit cards to purchase goods in stores and …

The idea of living a frugal lifestyle is not an appealing one for many people, implying a worsening of their lifestyle and living standards often due to economic necessity such as that being unfortunately experienced …

The single greatest source of security applies when banking online as well as by cell phone: That source is the sheer mass of transactions. People fear their personal information might be stolen over the internet, …