Spending and Saving Archive

Depending on the financial institution and the type of online payment method used, fees for online payments can differ for customers, financial institutions and retailers. For example, wire transfer payments often cost customers more than …

American consumers are targeted by banks that charge them for services. Monthly maintenance fees are the norm and consumers are charged for withdrawing their own funds if they happen to use a non-affiliated ATM. Whilst …

It’s not surprising that many people don’t have an emergency fund or substantial amount of money saved. It’s difficult to save money if you feel like all of your income goes directly to paying your …

Summertime is often loaded with yard sales and that means awesome bargains. For some people, attending yard sales is almost a full-time profession. These thrifty buyers know what to look for and what to stay …

The First Tip is to learn how to spend: To get ahead and stay out of debt we need to learn to spend less than the money we make. This makes sense, but how do …

It has been in the news about many Americans not using up all of their vacation time.  With work and family responsibilities it becomes difficult to make time for ourselves.  But it is also important …

Why spend your hard earned cash on groceries only to end up throwing a large quantity of it away. Not only is this a waste of food, it is a ridiculous waste of money. If …

Warehouse store memberships are often well worth the money, but they do have some risks associated with them. Many people wonder how they can continually walk out of a warehouse store with such a large …

The reasons we should switch from paper to electronic bank statements can be broken down into five catagories; reduced fraud, convenience, reliability, cost savings and its environmentally friendly. The internet has become part of just …

What are some good ways in which you can stop check forgery from happening to you? There are many things on a check, and many extra steps that you can take to make sure that …

What is Debit Card? A debit card by definition is a bank card which gives a customer electronic access to their funds immediately. It is really a substitute for a check. It is a plastic …

Online banking has increased its popularity over the last few years. Online banking has made it easier and more convenient for businessmen, web entrepreneurs and even the average shopper to complete transactions “on-the-go.” However, online …

The process of making your bank accounts work for you need not necessarily be a complicated one. It is, however, necessarily a process which you manage very carefully on an ongoing basis, to ensure that …

Saving for the holiday’s can seem like a daunting task for many families. There are many easy, fun and great ways to save for the holiday’s without sacrificing a lot in other areas of the …

As the effects of the economic downturn trickle down to Main Streets all over the United States, we are encountering more and more people who are so strapped for cash that they can’t afford to …

It is always worth keeping an eye open for offers which can add something extra to the bank balance. Consumers are used to switching between savings accounts in the search for better interest rates, but …

The automated teller machine (ATM) is one of life’s little conveniences.  When needing cash, one is no longer restricted to banking hours, with a multitude of ATM machines in strategic places, cash is available almost …

Nowadays there is so much expense everywhere you look. No shopping trip is complete without a treat, whether it is a new sparkly top or a new handbag.  Those people with an adequate budget can …

The number one thing you should be familiar with is money. You can argue that there are more important things in the world, but money is the one thing that we need to be able …

The bank account is a way in which a person can pay money in the account, or make payments for goods, withdrawals of cash. Main criteria of having an account is the need to withdraw …

Coping with the cost of living today has become a struggle for even the most frugal individual. Prices are at an all time high and there is seemingly no relief in sight. I never thought …

Paying bills is sadly something nearly all of us have to do at regular intervals throughout the year. Until recently most bills came through the post but in recent years more and more of us …

In order to understand the benefits of electronic statements over paper statements we must look at the benefits of electronic banking as a whole versus traditional banking. One of the first benefits cited in the …

Unemployment, while being a hammering blow financially, is also one of the most stressful occurrences during the course of our lives, whether it be due to redundancy, cut-backs or personal fault. It’s up there with …

It is absolutely worthwhile for all people to have a bank account. In fact for people who do earn less than average it is just plain smart to open a free account at a local …

Our TV screens seem to be awash with property programmes and many of the people featured are pursuing a dream to move from the urban rat race to a more sedate lifestyle in the countryside. …

If you are an avid reader, in probability you may spend a big amount of money on buying books draining your paycheck.  However, if you take some time to search for alternatives  you will be …

Nowadays, bills seem to pile up, leaving your account nearly bone dry on a monthly basis. You feel like there is no light at the end of the tunnel. Even with a raise, you can’t …

The idea of putting aside a portion of the paycheck in order to save for the inevitable rainy days is quite compelling but given the ever-increasing prices of commodities especially during these tough economic times, …

As long as we continue functioning under a pure capitalist system, the need to justify our actions will always be overshadowed by our wish to gain profit. Some believe that by buying products that are …