Spending and Saving Archive

A savings and loan institution is one that offers both the financial services of savings deposits and mortgage loans. In the UK and Commonwealth such institutions are typically called building societies. They are similar in …

You can get some great deals shopping at yard sales. However, you can save even more money when you go yard sale shopping if you plan your yard sale shopping journey in advance. Yard sale …

Looking for an Internet savings account with a high saving interest rate? What about an on line checking account that outperforms many other interest bearing checking accounts? ING Direct offers two exciting accounts that may …

Being broke is frustrating especially when you feel like taking a break. Making a solid effort to save up for a holiday not only gets you the money you need but it gives you the …

The iPhone brand has so far been the winner in the phenomenal growth of smartphone take-up, and users display a very close emotional bond with their sleek looking handsets. One of the things that’s very …

Online banking is one of the most significant improvements that the banking industry has been able to deliver in recent decades, and provides Internet users with the opportunity to take closer control of their finances. …

There are two ways to approach saving money. The first approach is for younger people who are just getting started in their earning years. The second approach is for people whose lifestyles are well established. …

Of course you should have a bank account. Its free, and its the safe way to look after your money. But be careful. Only ever use that bank account as a safe place to store …

Bank accounts can be broken into four main categories: (1) checking; (2) savings; (3) investment; and (4) credit.  Many banks will offer all four different main types of accounts, but not all banks will.  The “investment” …

Like most other tangible things in America today, the drugs have become borderline outrageous. Because of the rapidly increasing costs of prescription drugs, some of the population may find getting the medication that they need …

It seems like every week the grocery store is increasing its prices on fruit, vegetables, meat and condiments. This makes it look like that it would be extremely difficult for a family of four to …

As the global economic crisis still looms finding a great deal on your savings account seems less and less likely. The volatility in the financial markets makes things like money market funds, highly attractive several …

Money is always something that we would like to have more of, but we only have so much of it to go around. You have bills to pay, trips to save up for, or that …

For anyone following the recent NFL lockout has probably heard by now that annual revenues for the past year were almost 9 billion dollars. How does that happen? Well, one way is to have a …

Whenever we are looking at any guide to paying bills online, it is imperative that we ensure the guide takes full account of our security in the process of doing so. There are many risks …

If you have children you know how quickly they outgrow, stain, or ruin their clothing. Keeping them outfitted could cost a small fortune but not if you learn to shop correctly. If you have a …

Watch out for some of the hidden features of Chase online banking. Once upon a time, many Chase account holders were actually customers of Washington Mutual. But 2008 was a difficult time for banks, and …

Whether you are watching baseball on television, or at the stadium, there are many small expenses, which add up quickly. Saving money is also one of the best ways to increase your net worth. Here …

Tough times are here! It a period were prices are going higher by the days and despite the fact that prices are increasing, salaries and wages are not increasing. In fact salaries are decreasing because …

Internet banking has come a long way since its primitive presence few decades ago and at present time, it is virtually impossible to find a bank that do not offer its customers the access to …

According to the literature, the money market is a sub-sector of the fixed income market. Also called the debt, credit or bond market, the latter is a financial market where individuals can buy and sell …

The International Bank Account Number, or IBAN, is now a common feature of European Payments. Designed to standardise and simplify the transfer of international payments, it is a unique number that identifies individual bank accounts …

It is an unfortunate statement on society itself that teachers are towards the bottom of the food chain as far as their income level goes. However, it is true. As the economy continues to change …

Making a donation to your favorite group or charity is a great way to support a favorite cause and/or give back to your community. It is important, however, to avoid giving your money away without …

Summer 2010 is already proving to be a hot one. It’s the beginning of July and the temperates are ranging from the high nineties to the low hundreds. Those in the Southern United States as …

One way for some people to save on grocery and household items is to shop at a membership club. Membership clubs offer lower prices for their members, but there are some things to consider to …

These are economically turbulent times where nothing is certain anymore. International governments are now in the process of re-evaluating their priorities, with few representatives wiling to stand up and wholeheartedly defend the effectiveness of free …

Banking for the average person has changed dramatically with the advent of the ATM and the use of ATM cards. While this card has placed your checking and savings account at your fingertips, it has also …

Funeral costs are something that are a real sore spot with me. I know that I love each and every member of my family with all my heart and they feel the same about me. …

The secret to saving when money is tight lies in being able to cut down on one’s living expenses. Yes, if money is tight, you can only be able to save if you also start …