Spending and Saving Archive

An offshore Euro Bank Account is simply an offshore account in Euro denominations rather than dollars. Essentially, the same rules and laws apply whether the account is Euros or Dollars and is subject to taxation …

Consumers are becoming increasingly aware of the benefits of switching from fee based checking accounts to banks that offer accounts with no monthly maintenance fees. With the ease of online accounts it pays to comparison …

Being frugal is an asset in these difficult times, but for the novice it can be difficult to know where and when to cut on luxuries. This article is a compilation of tips to help …

Most of us should never have to pay an ATM fee. With the proliferation of credit card processing systems into almost every retail store, there are very few situations when we should actually need paper …

In order to save money, you must create money rules that you must adhere to daily.  Only by following the rules will you begin to save money in the long run.  One of the main …

Obsolete U.S. bank notes comprise currency that is no longer in circulation. By currency one means legal tender or government authorized monetary units.(1) In U.S. history bank notes were printed by state chartered banks until …

Direct deposit has been billed as the convenient way of having your paycheck put into your bank account without you having to do anything. Your check is just routed into your bank from the company …

There are lots of small things people can do to save money. Each one might save you a small amount but these can add up and save you significant sums. 1) It is a really …

In the good times, when the economy was rosy, there were repeated calls for the government to do something about the obscene’ amounts of profit that banks were making. Suddenly, however, the tables are turned …

Many businesses and retailers are constantly increasing their prices and fees for customers that choose to do business with them.  One of the businesses that are increasing some of their charges and fees are banks.  …

Eating a diet that is rich in nutrition doesn’t have to cost you an arm and a leg. Even if you are on a restricted budget you can-and should-plan your meals so that you get …

Going to the movies can be a fun, memorable and intimate experience whether you attend with your friends or your family. Seeing the happy smile on your child’s face as they sit and laugh through …

Purchasing items in bulk has numerous benefits that can easily be seen. People that buy in bulk could be trying to save money, cut back on the trips to the store or simply make it …

Are you more than $2000 in debt? Then this Article is for you….. Debt is not a bad thing. I know that must sound funny in an article like this. Most of us who have …

Coupon clipping is as simple as knowing where to find the coupons and how to use them.  Of course you can use coupons whenever you want; saving some money is better than not at all, …

More and more people are seeking to avoid doing their shopping on Black Friday this year. Black Friday is one of the biggest and busiest shopping days of the year. Black Friday falls on the …

There are many simple ways to save money. It doesn’t matter whether you earn $10,000 a year or $100,000,  by following a few simple strategies you can make saving a part of your lifestyle. The first …

How to do accounts is very interesting indeed. Have a range of student accounts, current accounts, savings accounts, Individual savings accounts, as well as off shore savings accounts. My own experience of the HSBC started …

Knowing your checking account number is a very important thing to have on hand. You need it to make a payment using an eCheck and transfer money or set up regular bill payments. But what …

Many of us enjoy the convenience of on-line banking but how can we keep it secure?  Although most bank accounts are available online, we often hear tales of identity theft and on-line fraud so there …

After Christmas sales are a good way to save money or just get out of the house and away from your relatives. Historically, the markdowns at these sales have been some of the lowest prices …

Consumers buy a lot of items at Walgreens. This extremely common drugstore is located all over the country. The prices on items range widely, with some items being a far better deal than others. There …

Our lives are complete with expenses, house, car, monthly bills, weekly groceries and regular coffees or lunches with friends, all cost money. However, our biggest expense will probably be our children, hence the reason why …

Do you want to take advantage of online shopping and make extra savings on your shopping items? If that’s the case, then you must take benefit from coupons and promo codes. Where to get online …

Sometimes we get to the end of a week and suddenly we can’t figure out where all of our money went. Here are some secrets you may want to look at.  Some insidious ways we …

The PNC bank is a long established financial institution operating from Pittsburgh. In 2010 it received the prestigious Bank of the Year award from The Banker Magazine. It offers several personal checking accounts which have …

Since the kids are out of school, many families plan their vacations during the summer months. Expenses can add up quick and wreck havoc with your budget. There are some tips to saving money on …

Don’t be a slave to your debts and don’t be content with just making a living.To cut down on you living expenses, you need to know how much money you make, how much money you …

Shopping is a fact of life, with a little planning you can save money on items you use everyday.    Stock Up to Save Buy one or two extra of items that you use regularly …

I frequent both Target and Wal-Mart and have my reasons for going to one or the other. While the basic concepts of the stores are similar, they offer two completely different shopping experiences. Let’s start …