Spending and Saving Archive

You can spend a lot of money on Disney apparel.  A lot of this will depend on where and when you buy it.  Many people have children that love the Disney characters, and you might …

Direct deposit has become an increasingly popular way to manage money. There are many benefits to utilizing the option of direct deposit, mostly due to the convenience factors associated with this method of managing monies. …

Opening a bank account can be a bewildering experience, especially for those going through this process for the first time. A glance at any money comparison site will reveal a lengthy list of current accounts, …

The innovation of online banking and the convenience it affords has proven to be a revelation and almost a God send for millions of people the world over. Whereas before, many had to make considerable …

The biweekly payment system is a highly publicized way for people to save money on their mortgage. The math is simple and will be explained below, but there are some things you should know before …

All too often people only appreciate that their finances have got out of control when they start to incur bank fees and/or realise attempted payments have been rejected due to a lack of funds. In …

Retirement and fixed incomes go together like peanut butter and jelly. And if you ask any senior citizen you know, they will tell you that living on a fixed income isn’t easy. When it comes …

For many people, the days are gone when they could afford to eat out several times a week, go to the movies and spend a large amount of money on recreation.  Some folks are not …

There are many bargains to be had at yard sales.  There are things you can do to get even better deals at this weekend staple.  Consider the following strategies. Look for large yard sales You …

There is no sure-fire way to detect every single check forgery, but there are many red flags to be on the watch for to limit the potential of a forged check. A forgery occurs when …

If you live quite a few miles away from your place of work you have no option but to commute there and this can end up costing you quite a bit of money, particularly if …

In today’s economy people are urged to spend even though they don’t have the means or the money to pay. It’s all done through credit and loans, the fluctuations in interest rates, and the general …

When choosing a bank account its important to make an informed decision. Each financial institution will have at least one product that will peak your interest. For example, banks are now starting to carry high …

The advantages of online banking are all too frequently dismissed by many without full investigation in light of the scaremongering which unfortunately goes on in relation to fraud associated with the practice. All too often, …

There is no doubt that when it comes to operating a personal checking account, known as a current account in the U.K., the U.S. banks are far more costly to have an account with. Free …

This year has been notable for the number of banks that have failed in the U.S. According to the Federal Deposit Insurance Corporation (FDIC), 109 banks have been forced into receivership as of October 23. …

Since ING Direct pioneered the first online-only high-yield savings account in the late 1990’s, a number of other banks soon followed suit. Just ten years later dozens of banks are offering their own version of …

In today’s economy everyone needs to have a nest egg, if for nothing else, peace of mind. Saving money does not have to be painful. With some frugality and careful planning, you can find painless …

The benefits of saving money are priceless. It is no secret that conserving money is crucial. In a time when the value of homes are decreasing and the price of food is rising, saving money …

Disney world can be very expensive, especially when it comes to food.  You can spend a lot of money, however there are things that you can do in order to save money while eating there.  …

U.S. consumers are right to feel ripped off by banking fees. U.K. consumers enjoy free banking with charges only imposed for breaching terms, illustrating that a large swathe of bank charges are nothing more than …

Historically, people used Swiss bank accounts primarily for privacy reasons: banks in Switzerland were governed by strict privacy laws which prevented them from disclosing information about their clients to outside sources like foreign governments and …

Hello, my name is suchandsuch and I am a shop-alcoholic. I am addicted to shopping it doesn’t matter if I go grocery shopping, clothes shopping, Christmas shopping or even to garage sales. However, I prefer …

Saving money doesn’t have to feel like rocket science, take a few small and simple steps to saving money and make it feel like a breeze. 1. Create a stash – save all of the …

A trip to the cinema in the UK can be quite an expensive day or evening out. Cinema tickets alone can reach £15 per adult before purchasing snacks but there are a number of ways …

When Black Friday deals just aren’t enough, there’s always Cyber Monday. Just days away from the most anticipated and chaotic shopping day of the year, Cyber Monday offers consumers another shot at securing the best …

The U.S. central bank, the Federal Reserve (the so-called “Fed”), currently effectively controls the nation’s money supply through the manipulation of interest rates. When it makes an interest rate cut, this has consequences for many …

Most of the time, people have only one choice when it comes to electricity options. In other words, there is usually only one power company in the area in which you live. As such, your …

Weddings are an extremely magical and extraordinary event. It’s the day that a couple gets to share their love with all of their friends and family. Everyone invited gets to feel that love as they …

Coupons were a great innovation for both the seller and the buyer. People who had no intention of buying a particular product may change their mind, if they can get twenty, thirty, or fifty cents, …