Spending and Saving Archive

Grameen banking is intended and focused to do away with poverty. The bank and the Grameen Foundation make no bones about it: They are trying to eradicate a way of life that has impoverished men …

Most of us do not pay much attention to the shoes we have bought. We may be enjoying the experience of shopping for a pair of shoes. We considered the comfy, the aesthetic, and the …

Feeding your family on a tight budget is very tough and challenging. You will find no excuse not to feed your family because food is one of the most basic needs of humans, and in …

Ghandi told us,” Be the change we wanted to see in the world.” I’ll settle for using the change I see in my pocket, but how about you? Here are five ideas for spending the …

Balancing a checkbook requires accurate accounts of daily checks, withdrawals, and deposits to be verified with your bank’s records.  Basically, with a little time and effort on your part, the figures in your checkbook should …

Savings accounts are those accounts where larger deposits can be left and interest generated. In this respect, they may not seem that dissimilar from checking or current accounts. However, savings account usually have higher interest …

It is a fact that these days, everyone is trying to figure out ways to make their money stretch further. What you may not realize is that by cutting down on some of the “small” …

Clutter is a major part of many the lives of many individuals.  Besides obtaining clutter of possessions, you may also obtain clutter of financial records.   Even if you live on a budget you may still …

In the midst of the financial crisis gripping markets in the Autumn of 2008, picking the right banking services for your money has become of utmost importance. Despite WaMu’s own financial troubles, they remain not …

It is important to start saving now! Don’t think about it anymore, and get started today. There is nothing worse than procrastinating on anything in life. The concept of building wealth steadily depends on when …

Have you been thinking about opening a  certificate of deposit at your local bank? If so, you might want to know about some of the pros and cons of taking one out. While it has …

Even the most frugal of folks might find a grocery store to be the bane of their existence. The rising costs of goods and services has made grocery shopping a budget killer, and in the …

A group of consumer advocates are promoting a campaign which aims to protect individual freedoms to pay for goods and services as they choose. The Right to Write Checks campaign was launched as a bid …

Christmas is the season of giving, but buying gifts should never sink you into debt. By following a few simple tips, you can keep your Christmas spending on track. * Make (and Keep) a Budget …

Saving money is vital, and a savings account allocation should be part of every budget. Most financial experts recommend saving between 10 to 20 percent of your gross salary. Experts like Dave Ramsey, for example, …

For years, environmentalists have promoted the benefits of helping our environment by wasting less and decreasing the amount of stuff we put into your landfills. A side benefit of reducing the amount of waste you …

The Automated Teller Machine, or ATM, had several false starts and had overcome ingrained attitudes in the banking industry before taking and achieving the the universal acceptance that it enjoys today. It was commonly felt …

Once upon a time people put money in the bank to watch it grow through interest. These days putting money in the bank can mean watching it disappear through bank fees. Instead of rewarding you …

Often the need to make some fast cash requires great urgency and to an extent a sense of desperation. However there exist many options that you can consider when you have limited time to make …

There seems to be a shortage today of people who have skills in saving money and an overload of those who are experiencing the stress that accompanies debt and financial disaster. We are raising a …

Cell phone banking, more commonly known as mobile phone banking, is the latest self service channel that banks have opened up to their customers. Its biggest appeal is convenience. As with Internet banking, you can …

College on a Budget: Tips for Parents of High School Seniors The recent economic downturn may have sent your stock market portfolio and savings plunging, while the cost of college tuition, room and board, and …

One of the easiest ways to derail a household budget is to overspend.  Everything looks great on paper, as you allocate your income to various categories, and your monthly spending allowance is set.  However, the …

Most UK banks now offer a full range of traditional banking products, plus a suite of insurance and assurance products. This move into the territory of insurance companies has been coined Bancassurance. Some of the …

Often going to college is the first time that young people have had to take control of their own finances. And on top of that responsibility, there’s all the other stressful factors such as living …

Today’s shifting economy has caused many people and families to face the reality that it is going to take more to make the ends meet than it once did. They are forced to look at …

With our plastic cards readily available, it is so easy to spend, spend, spend. Now when it comes trying to save, on the other hand, it is another story. You have a goal to reach. …

Are you about to take a job that pays by check? Are you just curious about how one is cashed? If you answered either question affirmatively, you need to learn how the process is carried …

Make some changes to the way things are done. This may be the only way to have money left over at the end of the month. If the budget clearly shows you are spending more …

Sooner or later, everyone will have a problem with a person or a company. People will feel very angry and helpless because they don’t know where to turn for help. They may feel victimized by …