Spending and Saving Archive

Balancing your checkbook is a simple task, as long as you do it often (and no, it does not mean setting it on your head and trying to keep it from falling off).All it requires …

The greatest problem that we all face when living on a low budget is probably the issue of living. While it is possible to exist with next to no money, we do find it increasingly …

The art of sticking to a budget lies in having a budget that you can stick to. Many people approach budgets like they do a diet: “I’m going to save $1000 a month and become …

There aren’t many consumers that would disagree that the modern banking industry has created a means of profiting off of the misfortune of others.  Those that need the money the most are the ones that …

Banking online has become the norm for the majority of consumers who find that it is much easier to pay their bills and check their bank accounts by simply accessing their account through the bank …

Frugalism is also known as thriftiness. Many frugal people are considered by others as being cheap. One difference between being frugal and cheap is that frugal people try to get the most for their money, …

     One of the most efficient ways to cut back on your grocery budget is couponing. If you put some time into it you can be couponing like a pro in no time. Now one …

If the words “balance your checkbook” make you cringe or you’re never quite sure how much cash you have in your account because you’ve been putting off the inevitable, the few minutes you spend putting …

Living on less is no longer an option. Rising costs for property taxes, gasoline, and food coupled with either being unemployed or “waiting for the ax to fall” may already be your reality. It is …

The benefits of saving money are numerous beyond belief, as a great many have found in the wake of economic crisis and Credit Crunch. Although many people believe that they have a safe job and …

Savings are very important in your life. Your savings helps you go on vacations, or save up for a nice house. Savings can help you get through a medical emergency, and many more life events. …

Recently there have been a number of different bank failures which have left people with large amounts of money deposited in savings high and dry when the dust settled. The Federal Deposit Insurance Corporation (FDIC) …

You now live in a world where carrying a debit card is virtually a must.  From grocery shopping to buying big-ticket items, the debit card in your wallet has replaced the checkbook for accessing funds without …

There are both high-tech and low-tech ways to reduce your phone bills and save money. For your home phone, the cheapest way is to buy yourself a timer. Watching those seconds tick away (or the …

Keeping your checking account up to date is the secret to avoiding bank charges for overdrafts. If you are careful to keep all the receipts from any purchases you make from your account, whether it …

The cost of a college education can be a very big impact upon a family’s finances. College fees are rising whilst the economy is getting tougher, and so being able to pay for your child’s …

You may end up spending more than you think when you don’t keep track of what you spend. One way to see how you may be able to save more is to track everything you …

Are you interested in opening a bank account? If so, there are a variety of matters that you will need to take care of. You are going to learn the things that you need to …

Balancing your checkbook actually sounds a little out-moded nowadays as, in England, of late, many outlets have stopped accepting cheques. However, whether it is your checkbook receipts or those of your switch and debit cards, …

Regardless of your socioeconomic status, a bank account can be extremely important. While many in the lower classes assume that having a bank account isn’t necessary because of their lack of any real funds, this …

So, you opened your first bank account. Congratulations! You have now joined the ranks of responsible adults everywhere. Now to keep it that way. Most banks are companies that want to make profits, except credit …

Keeping your money in the same bank has its own benefits and drawbacks. So, if you are considering whether or not to keep all your money with one bank, you might want to begin by considering the …

Are you wondering why you’re always in debt? Or, trying to save more money but don’t know how? One of the biggest challenges families today are having is trying to figure out more ways to …

Teach a child to save money is not an easy matter. There are things that are difficult for us to discuss the child so that they can understand what we mean. And one of them …

Groceries are probably one of the easiest things to save on. You are in control of what you put in your shopping basket and take to the check out to pay for, therefore it’s much …

Do you have a certificate of deposit, or a COD, in your investment portfolio? Chances are good that you aren’t betting on it to yield you a whole lot of money in the near future. …

Bank accounts can be a source for lost money. With banks charging more fees to regain the stature they held prior to the recession, many of their customers feel the sting of these increases in …

Gas prices fluctuate but still learning how to save money by reducing your need for gas saves money. Gasoline for driving is an ever increasing expense and is one that is easier to lower than …

Life is uncertain. People save primarily because of the inherent uncertainty about the opportunities and threats that they face or could face in the present and future. The benefits of saving (setting aside money for …

A money market fund is a government regulated mutual fund that invests in low risk securities in order to stave off some risk. In order to maintain a low risk, companies that administer money market …