Spending and Saving Archive

Banking fraud is any falsification, theft, misinformation or otherwise illegal method used to obtain money through or from a federally regulated banking system. According to Title 18 of the U.S. Code, bank fraud is punishable …

Due to the present changes in the economy, many families are already beginning to worry about what the holiday season will bring. They know that the little ones will still be expecting Santa to come …

If children are taught to save money from an early age, they will benefit from such an important lesson throughout their lives. Children need to understand that they cannot always have everything they want as …

Have you tried online banking yet? If you have not, you are missing out on something that is so easy to use, and is something that you are going to really want to try. There …

It is easier to overspend today that it has ever been. With the advent of credit cards, lines of credit, car loans, home equity loans, and all those “buy now, pay later” offers, there are …

There are many good reasons for opening a separate savings account. 5 Good Reasons to Open a Separate Savings Account: It is a smart idea to open a separate savings account in your child’s name.  …

Summer can be a good time to save money. With a little care, we can take advantage of the warm temperatures, long days, and the growing season, and use them to our advantage. 1. Using …

Are you planning to open a bank account? If you already have one, are you tired of being hit with nasty fees that are draining your balance? It is crucial to stop this insanity now! …

How does one become rich on a meager income?  It was once said that a man who works for somebody else, will never, themselves, become rich]. And, if you do happen to work for somebody …

Retirement is something that you are going to be looking forward to for your whole life. Whether you want to retire at age 50, or don’t care if you work until age 75, there will …

Shopping for an entire family or even just for yourself can be daunting. Oftentimes we simply want to spend too much and we do not have the means to do so. One of the best …

Avoiding bank fees begins with finding the right bank account for your lifestyle. Do you write lots of checks or use your debit card? Do you use direct deposit or do you use a teller …

CVS has a great way for its customers to save and to earn money.  CVS has a rewards program for its members.  The first thing a member must do is sign up of the program.  …

Some life lessons are harder to learn, and they cannot necessarily be taught. You can tell children not to jump on furniture until you start to lose your voice, but they may not listen until …

Online banking can be a very beneficial and useful means of keeping track of your funds and your budget. Not only can it save time as it voids the usual routine of having to go …

In today’s economy scaling back may be the way to survive. Most people have to take steps to they are not accustomed to. There are many ways you can scale back on your salary and …

Wasteful spending has become a commonplace in society today. We are a consumer-based generation who want more than we are able to afford currently. We lack the patience to save and have been given access …

It is easy to save money on groceries by using coupons, but most shoppers do not take advantage of this free money. There are many reasons people miss this opportunity to save money at the …

Summer is here at last. For many people its hard to get out of the winter rut and enjoy summer like we used to as children. There are many ways to do that and here …

Switch your prescription drugs to generic drugs to save money. People complain about high medical costs, and the rising costs of prescription drugs. That’s because medical costs are skyrocketing every year, every month and every …

Most of us take having a bank account for granted. It is the mechanism through which we are paid by our employer, and enables us to manage our finances. We put money into savings accounts …

Money market accounts and checking accounts can be opened at virtually any financial institution. They are both insured, either by the FDIC if they are opened at a bank or by the NCUA if they …

Savings are an integral part of efficient money management. They represent security for the future. Savings reward the astute saver who researches the highest interest-bearing accounts, with dividends in the form of interest, which will …

Each person has their own way of saving some money, or ways they are trying to help save money during the current economic situation. Below are a few ways of saving money that people may …

Cutting down on living expenses need not be the huge sacrifice that you think it might. You can live a healthy and enjoyable lifestyle, without missing out on the things that you love. Once you …

Lets face it, to the outsider a bank is a large complex financial machine, powerful in the extreme, justifying its every action from the microscopic print of some contract you signed years ago and probably …

Living on one income is not impossible. Yes it is hard, but not impossible for a family to do. We have been living on one income for ten years and now have three children and …

While everyone should care about their savings all the time, this is especially true when people feel the pinch and interest rates are low. This is when everyone wants to know how interest is calculated …

During the last few months, many Americans have started worrying about the security of their money as there have been many bank closures and many more on the FDIC watch list. With that being said, …

Household telephone bills, be they for mobiles or land lines, can be the cause of much anguish in many households – even more so when you throw a couple of teenagers into the mix. Phone bills can …