Spending and Saving Archive

Spending is where personal values and aspirations meet the ancient practices of hunting, gathering, trade and a touch of sympathetic magic. Money is one of the main tools we have for manipulating our environment. But …

There’s no denying that when money is tight, many aspects of life become harder, including shopping for food. Take out, eating out, and even buying the usual snack foods have to be reduced or cut …

We work hard to make our money and sometimes complain about how we don’t make enough money. However, how many of us can hold up our hands and say that we never waste money? Indeed, …

Milk is one of those staple foods that are used around the house on a daily basis by a high majority of people. Milk can be used several times per day from breakfast, tea or …

Most people know the importance of saving money, but many neglect to make regular savings a budgetary priority. These folks wind up living paycheck to paycheck as a result. In a recent study done by …

When did you start couponing? Was it after watching TLC’s “Extreme Couponing” or was after you began to feel the effects of the recent economic recession? Whatever the reason, extreme couponing is all about saving …

If you hate the idea of throwing out those old clothes but don’t know what to do with them, then look no further. Here a few money saving ideas that can turn those old clothes …

NOTICE GIVEN ON WWW.NETBANK.COM–On September 28, 2007, NetBank, Alpharetta, GA was closed by the Office of Thrift Supervision and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. All insured depositors are now customers of …

The thought of saving money is not the same as doing it. Doing it requires careful planning and diligence. The reasons we want to save money will be different and personal for each of us, …

While expressing the essence of colours and odours of life, Robert Birdges once narrated “I know if odour was visible as colour is, I’d see the summer garden in the rainbow clouds.” Marketers have indeed …

In today’s uncertain economic climate, setting up a budget is vital to insure survival and stability. Cutting back on luxuries and expenses that don’t contribute to family resources are the first to go. However, there’s …

With the advent of the internet, our technology has evolved in such a way that nearly every part of our lives can be benefitted with near instantaneous flow of information. This, of course, includes personal …

Planning for a meaningful life after retirement should start as early as possible during working years. Growing your nest egg can be a challenging task. It is always advisable to set financial goals in order …

Everyone who uses the Internet should be aware of the importance of protecting their data and preventing others from gaining access to passwords and other login details. This goes doubly for Internet Banking as the …

All people anxiously wait to be paid and for most, payday cannot come early enough. While for some people getting paid once a week is ideal, for some others, getting paid every two weeks is actually more …

Do you spend every penny that you earn each month? Doing so is an easy thing to do these days because of the high rate of inflation that has taken place during the last three years. …

With the typical school lunch costing up to $3 per meal, many parents have opted to prepare lunches from home for their child. Every parent wants their child to enjoy a nutritious and tasty lunch …

Being on a tight budget and eating healthy can be intricate. With food prices soaring, eating healthy requires good planning, dedication and creativity so that you don’t find yourself in grocery debt. In addition, human …

We live in a consumer oriented world. Spending is what drives industry. The more purchases made, the more money flows into business so they can make profits and still have money to produce better products …

Food shopping can be expensive but unfortunately, it is an expense we cannot live without. When times are tough, being prepared and putting more thought into purchases can go a long way to reducing food …

If you’re not paying close attention to your checking account, it is very easy to overdraw the account or bounce a check.  It’s likely happened to all of us, at least once.  You wrote a …

Keep in mind that kids cost money and if your parents had made it to pay your college education, you might ask advice from them. But keep in mind times are changing and inflation is …

Online banking is the process in which a financial institute allows its customers to access their accounts through a secured portal in the internet and make way to perform certain transactions by themselves without the …

Online Bill Pay Just Set It and Forget It! If you’ve ever stayed up late watching TV, chances are you found yourself entranced in an infomercial promoting all of the products you never thought you’d …

Do you cringe every time you have to go to the supermarket? You are not alone, many people dread the very idea of braving the busy stores and then standing in line just to discover …

One of the most fundamental ideas in investing is that of the “opportunity cost.” You can invest your money in only one thing, and if you use if for that only one thing, you lose …

Having a checking account in today’s world is just about a necessity.  Living in this world of online pay, and checks for just about everything else, savings accounts often take a back seat.  While the …

Looking to save money? Nowadays, thats not such a bad idea. There are a lot of simple and effective ways to save a little extra cash, so listen up and get ready for three ways …

Many people recognize the great potential of budgeting to turn around their finances and lead to a lasting improvement in their monetary well-being. However, of those who turn to budgeting, a great many fall by …

Your being able to stick to your budget depends on how realistic a budget it is and how committed you’re to living on a personal finance budget. So, how can you stick to your budget? …