Spending and Saving Archive

There are advantages to saving money and knowing what to spend it on. Being disciplined to spend money on necessary items and find the best deals is a smart approach to shopping.   People need to …

The “buy now. pay later” philosophy was developed to encourage individuals to spend money even if they did not have it. This message conveys that it is alright to use “credit” to buy items. However, …

There are many ways that a person can grow rich on a meagre income.  A positive attitude can make a poor man rich. This is not hard but just requires someone to save a portion …

In today’s economy more and more people are living paycheck to paycheck.  It’s getting harder to stretch a family’s income and keep food on the table.  Do you have trouble with bills and debt? Well …

Very often, it can appear that determining how to make your teens change their spending habits equates to determining how to turn back time, or stop the sun from rising in the morning. It is …

Banks as we know them are a relatively modern institution. Historically, banks were established by wealthy families to fund trade and business growth, often using family money as a core for banking activities. Funds from …

There are many negative words associated with frugality: tightwad, spend thrift, stingy, miser –and a few less than flattering monikers to top those off. Yet, do frugal folks get a bad rap? They  might. In …

Summer brings sunshine, warmth and longer hours of daylight. All of these should help to reduce your electricity bill quite substantially. The most obvious saving is from the hours of daylight. When it is bright …

Losing a job is a hard thing to go through. It makes people take stock of all sorts of things, but especially of how they are spending their money. It may even become necessary to …

Cleaning in spring need not only refer to the house. Many out there could use a fresh spring approach to setting straight disorganized finances. Taking a second long look at one’s expenses may not only …

Online banking saves time, money and space by automating transactions, reducing billing times, check writing and billing expenses. Online banking can even reduce filing cabinet space that may always seem too full. Online banking may …

     If you’re in a financial rut and wondering how to get out and back on your feet, it may be a lot easier than you know.  I have seen many people that get stressed …

For many people, vacation is no longer an option. Struggling to make ends meet and pay their bills on time, they view vacation as a luxury that they cannot afford. Fortunately, you do not have …

Overspending is a common occurrence in a lot of households. Spending too much money on ourselves or even others can cause big financial problems in the long run. The following are some of the causes …

Saving $100 every week becomes $5,200 a year – and $52,000 over 10 years! It’s one of the simplest ways to get rich, and best of all, it’s surprisingly easy. A financial wizard from the …

If you have decided that you need to save money, then you will need to figure out a way not to spend it. For many people, the more they earn the more they spend.  Here are …

Many banks offer the option to do your banking online. This is a wonderful feature that many people are starting to use. Learning to bank online doesn’t have to be difficult even for those who …

Working from home is very realizable nowadays with the convenience of the Internet.  Attain a home-computer, a quiet place to work, and an on-line venue where you are comfortable in making a full-time living and …

Buying more food than you need is a common practice in American households. Our supermarkets are set up to entice you to buy, even when the items on display are not on the shopping list. …

There is no substitute for the feeling you get from purchasing something you really want to buy, but in some cases renting the item can be much more financially savvy. Take a look at a …

There are an all but infinite variety of ways to save money at the supermarket. They include being aware of incentive schemes which the relevant supermarket may offer regular customers, to watching for special offers …

A savings account is defined as “an account at a bank which accumulates interest”. It is not very popular among investors due to its low returns. People generally deposit money (that they do not intend …

Things to look out for in a Direct Debit supplier If you’re looking to take advantage of the many benefits of using Direct Debit to collect from your clients, it’s worth considering the main things …

Want to get money into an interest-bearing account to take advantage of compounding interest, but don’t have any extra to get started? Here are 8 tips for starting your savings by reducing your expenses in …

You should never pay bank fees if you have good credit. If you belong to a bank that charges a monthly fee just to have a checking account, change banks. The American consumer has been …

When it comes to saving money, small, painless changes can often add up quickly. Whether you’re tucking funds away for a rainy day or saving up for something fun, here are a few suggestions that …

Achieving financial success one step at a time The old adage, “A penny saved is a penny earned” is still true today. Achieving a lifetime of financial goals is possible with good financial planning. It …

With the advent of credit cards, people suddenly found they could buy things they had never been able to before, and so the age of consumerism and wasteful spending began.People were now spending a lot …

There are many ways to reduce your electric bill in the summer. Whatever rooms the sun comes in should have the shades and curtains closed to keep out the hot air, and that will keep …

Currently there’s a lot of turmoil in the investment world with the housing market on the rocks and debt levels reaching higher than ever before. This is causing many investors to seek more secure positions …